Roth Capital Has Bearish Forecast for VersaBank Q3 Earnings

VersaBank (NASDAQ:VBNK - Free Report) - Equities researchers at Roth Capital lowered their Q3 2025 earnings estimates for shares of VersaBank in a report issued on Thursday, June 5th. Roth Capital analyst C. Irwin now anticipates that the company will post earnings per share of $0.19 for the quarter, down from their previous estimate of $0.27. The consensus estimate for VersaBank's current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank's Q4 2025 earnings at $0.23 EPS, FY2025 earnings at $0.82 EPS, Q1 2026 earnings at $0.31 EPS, Q2 2026 earnings at $0.38 EPS and Q3 2026 earnings at $0.43 EPS.

Other research analysts have also issued research reports about the company. Roth Mkm lowered VersaBank from a "buy" rating to a "neutral" rating and reduced their target price for the company from $22.00 to $10.40 in a report on Thursday, March 6th. Raymond James reaffirmed an "outperform" rating and set a $13.00 target price (down previously from $15.00) on shares of VersaBank in a report on Thursday.

VersaBank Stock Up 7.3%

VBNK traded up $0.76 during trading hours on Friday, hitting $11.15. The stock had a trading volume of 69,589 shares, compared to its average volume of 70,362. The stock has a market cap of $362.59 million, a PE ratio of 10.14 and a beta of 0.99. VersaBank has a 1 year low of $8.51 and a 1 year high of $18.38. The company's fifty day simple moving average is $10.81 and its 200 day simple moving average is $12.45.

VersaBank (NASDAQ:VBNK - Get Free Report) last released its earnings results on Wednesday, June 4th. The company reported $0.18 EPS for the quarter, missing analysts' consensus estimates of $0.21 by ($0.03). VersaBank had a return on equity of 11.20% and a net margin of 13.52%. The business had revenue of $21.87 million for the quarter, compared to the consensus estimate of $20.77 million.

Institutional Trading of VersaBank

Hedge funds have recently bought and sold shares of the company. Canton Hathaway LLC bought a new stake in VersaBank in the 1st quarter worth approximately $51,000. Trexquant Investment LP purchased a new position in shares of VersaBank during the first quarter valued at approximately $112,000. Salzhauer Michael purchased a new position in shares of VersaBank during the fourth quarter valued at approximately $137,000. XTX Topco Ltd purchased a new position in shares of VersaBank during the fourth quarter valued at approximately $159,000. Finally, First Trust Advisors LP purchased a new position in shares of VersaBank during the fourth quarter valued at approximately $217,000. Institutional investors own 56.86% of the company's stock.

VersaBank Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Thursday, July 31st. Investors of record on Friday, July 4th will be given a $0.025 dividend. The ex-dividend date is Thursday, July 3rd. This represents a $0.10 dividend on an annualized basis and a yield of 0.90%. VersaBank's payout ratio is 8.86%.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.