Roth Capital Estimates VersaBank's Q3 Earnings (NASDAQ:VBNK)

VersaBank (NASDAQ:VBNK - Free Report) - Roth Capital dropped their Q3 2025 earnings per share (EPS) estimates for VersaBank in a research report issued to clients and investors on Thursday, June 5th. Roth Capital analyst C. Irwin now expects that the company will post earnings per share of $0.19 for the quarter, down from their previous forecast of $0.27. The consensus estimate for VersaBank's current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank's Q4 2025 earnings at $0.23 EPS, FY2025 earnings at $0.82 EPS, Q1 2026 earnings at $0.31 EPS, Q2 2026 earnings at $0.38 EPS and Q3 2026 earnings at $0.43 EPS.

Several other analysts have also commented on the company. Raymond James reissued an "outperform" rating and issued a $13.00 price objective (down from $15.00) on shares of VersaBank in a report on Thursday. Roth Mkm lowered VersaBank from a "buy" rating to a "neutral" rating and dropped their price objective for the company from $22.00 to $10.40 in a report on Thursday, March 6th.

VersaBank Trading Down 0.1%

VBNK traded down $0.01 during trading on Friday, hitting $10.39. The company's stock had a trading volume of 67,594 shares, compared to its average volume of 70,375. VersaBank has a twelve month low of $8.51 and a twelve month high of $18.38. The business's fifty day simple moving average is $10.79 and its 200 day simple moving average is $12.55. The firm has a market capitalization of $337.87 million, a price-to-earnings ratio of 9.45 and a beta of 0.99.

VersaBank (NASDAQ:VBNK - Get Free Report) last posted its earnings results on Wednesday, June 4th. The company reported $0.18 EPS for the quarter, missing the consensus estimate of $0.21 by ($0.03). The company had revenue of $21.87 million for the quarter, compared to analyst estimates of $20.77 million. VersaBank had a return on equity of 11.20% and a net margin of 13.52%.

Hedge Funds Weigh In On VersaBank

Several hedge funds and other institutional investors have recently made changes to their positions in the company. Alliancebernstein L.P. lifted its position in shares of VersaBank by 3.8% in the first quarter. Alliancebernstein L.P. now owns 2,811,013 shares of the company's stock valued at $29,122,000 after acquiring an additional 102,298 shares in the last quarter. Mendon Capital Advisors Corp lifted its position in shares of VersaBank by 14.1% in the first quarter. Mendon Capital Advisors Corp now owns 1,012,523 shares of the company's stock valued at $10,490,000 after acquiring an additional 125,270 shares in the last quarter. Rhino Investment Partners Inc lifted its position in shares of VersaBank by 5.4% in the first quarter. Rhino Investment Partners Inc now owns 943,064 shares of the company's stock valued at $9,770,000 after acquiring an additional 48,547 shares in the last quarter. Curi RMB Capital LLC lifted its position in shares of VersaBank by 19.6% in the first quarter. Curi RMB Capital LLC now owns 761,663 shares of the company's stock valued at $7,891,000 after acquiring an additional 125,000 shares in the last quarter. Finally, Pacific Ridge Capital Partners LLC lifted its position in shares of VersaBank by 46.4% in the first quarter. Pacific Ridge Capital Partners LLC now owns 590,623 shares of the company's stock valued at $6,119,000 after acquiring an additional 187,160 shares in the last quarter. Hedge funds and other institutional investors own 56.86% of the company's stock.

VersaBank Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Thursday, July 31st. Stockholders of record on Friday, July 4th will be given a $0.025 dividend. The ex-dividend date is Thursday, July 3rd. This represents a $0.10 annualized dividend and a dividend yield of 0.96%. VersaBank's dividend payout ratio (DPR) is presently 6.38%.

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.