Bread Financial Q3 EPS Estimate Lowered by Seaport Res Ptn

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Seaport Res Ptn cut their Q3 2025 earnings estimates for shares of Bread Financial in a research report issued on Tuesday, June 24th. Seaport Res Ptn analyst W. Ryan now expects that the company will earn $1.73 per share for the quarter, down from their prior forecast of $1.80. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Seaport Res Ptn also issued estimates for Bread Financial's FY2025 earnings at $6.25 EPS and FY2026 earnings at $7.75 EPS.

Bread Financial (NYSE:BFH - Get Free Report) last released its quarterly earnings data on Thursday, April 24th. The company reported $2.86 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $2.10 by $0.76. The business had revenue of $970.00 million during the quarter, compared to analysts' expectations of $956.17 million. Bread Financial had a net margin of 5.89% and a return on equity of 12.60%. The firm's quarterly revenue was down 2.1% compared to the same quarter last year. During the same period in the prior year, the company earned $2.73 EPS.

Several other equities analysts have also recently issued reports on BFH. Jefferies Financial Group upped their price target on shares of Bread Financial from $45.00 to $50.00 and gave the company a "hold" rating in a research report on Thursday, April 24th. JMP Securities restated a "market perform" rating on shares of Bread Financial in a research report on Monday, April 28th. Morgan Stanley upped their price target on shares of Bread Financial from $36.00 to $39.00 and gave the company an "underweight" rating in a research report on Monday, May 12th. Finally, The Goldman Sachs Group decreased their price target on shares of Bread Financial from $68.00 to $58.00 and set a "sell" rating for the company in a research report on Tuesday, March 18th. Three research analysts have rated the stock with a sell rating, six have issued a hold rating and three have given a buy rating to the stock. According to data from MarketBeat.com, the stock currently has a consensus rating of "Hold" and a consensus price target of $60.27.

Bread Financial Price Performance

BFH stock traded up $0.42 during trading on Wednesday, reaching $56.98. 1,210,293 shares of the company were exchanged, compared to its average volume of 874,705. The company has a debt-to-equity ratio of 0.42, a current ratio of 1.17 and a quick ratio of 1.17. Bread Financial has a twelve month low of $38.21 and a twelve month high of $66.71. The company has a 50-day moving average of $51.55 and a two-hundred day moving average of $54.57. The company has a market capitalization of $2.65 billion, a price-to-earnings ratio of 10.12, a P/E/G ratio of 1.04 and a beta of 1.37.

Institutional Investors Weigh In On Bread Financial

Institutional investors have recently modified their holdings of the company. Picton Mahoney Asset Management boosted its stake in Bread Financial by 2,083.3% during the fourth quarter. Picton Mahoney Asset Management now owns 524 shares of the company's stock worth $32,000 after acquiring an additional 500 shares in the last quarter. Curat Global LLC bought a new position in shares of Bread Financial in the first quarter valued at $28,000. Quarry LP lifted its stake in shares of Bread Financial by 947.5% in the first quarter. Quarry LP now owns 639 shares of the company's stock valued at $32,000 after buying an additional 578 shares in the last quarter. Pinnacle Holdings LLC bought a new position in shares of Bread Financial in the fourth quarter valued at $46,000. Finally, Versant Capital Management Inc lifted its stake in shares of Bread Financial by 182.8% in the first quarter. Versant Capital Management Inc now owns 1,298 shares of the company's stock valued at $65,000 after buying an additional 839 shares in the last quarter. 99.52% of the stock is owned by institutional investors.

Bread Financial declared that its board has authorized a share repurchase plan on Wednesday, March 5th that allows the company to repurchase $150.00 million in outstanding shares. This repurchase authorization allows the company to repurchase up to 6% of its shares through open market purchases. Shares repurchase plans are typically a sign that the company's management believes its shares are undervalued.

Bread Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, June 13th. Stockholders of record on Friday, May 9th were paid a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.47%. The ex-dividend date of this dividend was Friday, May 9th. Bread Financial's dividend payout ratio is currently 14.92%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.