Evans Bancorp, Inc. (NYSE: EVBN) is a financial holding company headquartered in Fredonia, New York. Through its principal subsidiary, Evans Bank, the company offers a comprehensive suite of banking and financial services tailored to meet the needs of individuals, small and medium-sized businesses, and nonprofit organizations. As a publicly traded institution, Evans Bancorp combines community banking traditions with modern digital capabilities to serve customers across Western New York.
The company’s core business activities encompass commercial and consumer lending, deposit products, treasury management solutions, and residential mortgage services. Evans Bank provides personalized credit options—such as business term loans, lines of credit, equipment financing and agricultural loans—alongside home mortgages, home equity lines of credit, and automobile financing. Deposit offerings include checking and savings accounts, money market instruments and certificates of deposit, supported by online and mobile banking platforms designed for convenience and security.
In addition to traditional banking services, Evans Bancorp delivers wealth management and trust services through its Evans Wealth division. Clients benefit from investment advisory, retirement planning, estate administration, and fiduciary services. The company also offers insurance solutions—ranging from property and casualty coverage to life and employee benefits—providing a one-stop resource for risk management and financial planning needs in its local markets.
Founded in 1941, Evans Bank has grown from a single community branch into a network of locations throughout Chautauqua, Erie and Niagara counties. Its branch footprint spans rural and suburban communities, including Jamestown, Dunkirk, Lakewood, Clarence and Williamsville. Under the leadership of President and Chief Executive Officer Michael R. Napoli, Evans Bancorp emphasizes relationship-driven banking, community involvement and strategic growth initiatives aimed at strengthening the region’s economic vitality.
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