USCB Financial (USCB) Projected to Post Quarterly Earnings on Thursday

USCB Financial (NASDAQ:USCB - Get Free Report) is expected to be posting its Q2 2025 quarterly earnings results after the market closes on Thursday, July 24th. Analysts expect USCB Financial to post earnings of $0.38 per share and revenue of $23.72 million for the quarter.

USCB Financial (NASDAQ:USCB - Get Free Report) last announced its quarterly earnings results on Thursday, April 24th. The company reported $0.38 earnings per share (EPS) for the quarter, meeting analysts' consensus estimates of $0.38. The business had revenue of $22.83 million during the quarter, compared to the consensus estimate of $22.94 million. USCB Financial had a net margin of 18.69% and a return on equity of 12.96%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Price Performance

Shares of USCB traded up $0.23 during trading hours on Friday, reaching $17.28. The company had a trading volume of 33,424 shares, compared to its average volume of 26,567. The company has a market capitalization of $346.43 million, a price-to-earnings ratio of 12.52 and a beta of 0.61. USCB Financial has a 12-month low of $13.84 and a 12-month high of $21.86. The firm has a 50 day simple moving average of $16.68 and a 200-day simple moving average of $17.61. The company has a current ratio of 0.91, a quick ratio of 0.91 and a debt-to-equity ratio of 0.48.

USCB Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Thursday, June 5th. Shareholders of record on Thursday, May 15th were paid a dividend of $0.10 per share. The ex-dividend date was Thursday, May 15th. This represents a $0.40 annualized dividend and a dividend yield of 2.31%. USCB Financial's dividend payout ratio is currently 28.99%.

Analysts Set New Price Targets

A number of analysts have recently issued reports on the stock. Keefe, Bruyette & Woods dropped their price objective on shares of USCB Financial from $23.00 to $21.00 and set an "outperform" rating on the stock in a research note on Monday, April 28th. Raymond James Financial lowered shares of USCB Financial from an "outperform" rating to a "market perform" rating in a research note on Wednesday, April 2nd.

Insider Transactions at USCB Financial

In other USCB Financial news, CEO La Aguilera Luis De sold 25,000 shares of the company's stock in a transaction that occurred on Thursday, May 22nd. The stock was sold at an average price of $16.70, for a total transaction of $417,500.00. Following the completion of the sale, the chief executive officer owned 238,974 shares of the company's stock, valued at $3,990,865.80. This represents a 9.47% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Insiders own 49.50% of the company's stock.

About USCB Financial

USCB Financial Holdings, Inc operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit.