VersaBank (VBNK) to Release Quarterly Earnings on Thursday

Key Points

• VersaBank is set to release its Q3 2025 earnings on September 4th, with analysts predicting earnings of $0.20 per share and revenue of $24.009 million.
• In its last earnings report on June 4th, VersaBank missed expectations with earnings of $0.18 per share, while revenue slightly exceeded forecasts at $21.87 million.
• The company recently declared a quarterly dividend of $0.025 per share, resulting in an annualized dividend of $0.10 and a yield of 0.9%.

VersaBank (NASDAQ:VBNK - Get Free Report) is expected to issue its Q3 2025 results before the market opens on Thursday, September 4th. Analysts expect the company to announce earnings of $0.20 per share and revenue of $24.0090 million for the quarter. Parties are encouraged to explore the company's upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Thursday, September 4, 2025 at 9:00 AM ET.

VersaBank (NASDAQ:VBNK - Get Free Report) last announced its quarterly earnings results on Wednesday, June 4th. The company reported $0.18 earnings per share for the quarter, missing the consensus estimate of $0.21 by ($0.03). The company had revenue of $21.87 million during the quarter, compared to analysts' expectations of $20.77 million. VersaBank had a net margin of 10.70% and a return on equity of 7.97%. On average, analysts expect VersaBank to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

VersaBank Stock Performance

Shares of NASDAQ VBNK opened at $11.23 on Thursday. The stock has a market cap of $362.06 million, a PE ratio of 14.22 and a beta of 0.96. The stock has a fifty day moving average of $11.25 and a 200-day moving average of $11.16. VersaBank has a fifty-two week low of $8.51 and a fifty-two week high of $18.38.

VersaBank Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Thursday, July 31st. Stockholders of record on Friday, July 4th were given a dividend of $0.025 per share. The ex-dividend date was Thursday, July 3rd. This represents a $0.10 annualized dividend and a dividend yield of 0.9%. VersaBank's dividend payout ratio is 8.86%.

Wall Street Analyst Weigh In

Separately, Raymond James Financial restated an "outperform" rating and set a $13.00 target price (down from $15.00) on shares of VersaBank in a report on Thursday, June 5th. One research analyst has rated the stock with a Buy rating and two have given a Hold rating to the company's stock. According to MarketBeat.com, the stock has an average rating of "Hold" and a consensus target price of $11.27.

Institutional Trading of VersaBank

Large investors have recently modified their holdings of the company. Alliancebernstein L.P. lifted its position in VersaBank by 1.1% during the second quarter. Alliancebernstein L.P. now owns 2,840,626 shares of the company's stock valued at $32,383,000 after purchasing an additional 29,613 shares in the last quarter. Mendon Capital Advisors Corp increased its stake in VersaBank by 4.0% during the second quarter. Mendon Capital Advisors Corp now owns 1,052,650 shares of the company's stock worth $12,000,000 after acquiring an additional 40,127 shares during the last quarter. Curi Capital LLC increased its stake in VersaBank by 5.0% during the second quarter. Curi Capital LLC now owns 800,000 shares of the company's stock worth $9,120,000 after acquiring an additional 38,337 shares during the last quarter. Royal Bank of Canada increased its stake in VersaBank by 107.2% during the first quarter. Royal Bank of Canada now owns 56,371 shares of the company's stock worth $585,000 after acquiring an additional 29,169 shares during the last quarter. Finally, Benjamin Edwards Inc. bought a new position in shares of VersaBank during the second quarter valued at approximately $413,000. Institutional investors own 56.86% of the company's stock.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.

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