Equities Analysts Set Expectations for City Q3 Earnings

Key Points

• DA Davidson estimates City Holding Company will report Q3 2025 earnings of $2.14 per share, with a "Neutral" rating and a price target of $137.00 on the stock.
• City posted Q2 earnings of $2.29 per share, surpassing the consensus estimate by $0.32, with revenue of $78.16 million, exceeding analyst expectations as well.
• The company's annual dividend of $0.79 per share provides a yield of 2.48%, with a dividend payout ratio of 38.03%.

City Holding Company (NASDAQ:CHCO - Free Report) - Analysts at DA Davidson issued their Q3 2025 earnings estimates for City in a research report issued to clients and investors on Friday, July 25th. DA Davidson analyst M. Navas expects that the bank will earn $2.14 per share for the quarter. DA Davidson has a "Neutral" rating and a $137.00 price objective on the stock. The consensus estimate for City's current full-year earnings is $7.58 per share. DA Davidson also issued estimates for City's FY2026 earnings at $8.45 EPS.

City (NASDAQ:CHCO - Get Free Report) last issued its quarterly earnings results on Tuesday, July 22nd. The bank reported $2.29 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.97 by $0.32. City had a return on equity of 16.30% and a net margin of 31.35%. The company had revenue of $78.16 million for the quarter, compared to the consensus estimate of $76.10 million.

CHCO has been the subject of a number of other research reports. Keefe, Bruyette & Woods lifted their target price on shares of City from $125.00 to $135.00 and gave the company a "market perform" rating in a research note on Wednesday, July 23rd. Hovde Group boosted their price objective on shares of City from $130.00 to $136.00 and gave the stock a "market perform" rating in a research report on Wednesday, July 23rd. Finally, Wall Street Zen upgraded shares of City from a "sell" rating to a "hold" rating in a research report on Saturday. Five research analysts have rated the stock with a hold rating, According to MarketBeat.com, the company has an average rating of "Hold" and a consensus price target of $133.25.

City Stock Performance

CHCO stock traded up $0.30 during trading on Monday, reaching $125.71. 36,487 shares of the stock were exchanged, compared to its average volume of 82,073. The company has a market capitalization of $1.82 billion, a P/E ratio of 15.13 and a beta of 0.54. The company has a current ratio of 0.81, a quick ratio of 0.83 and a debt-to-equity ratio of 0.20. City has a twelve month low of $102.22 and a twelve month high of $137.28. The stock has a 50 day simple moving average of $121.96 and a 200-day simple moving average of $118.92.

Institutional Trading of City

Several hedge funds and other institutional investors have recently made changes to their positions in the stock. TrueMark Investments LLC purchased a new stake in shares of City during the 2nd quarter valued at about $2,249,000. Axxcess Wealth Management LLC boosted its holdings in shares of City by 0.4% during the 2nd quarter. Axxcess Wealth Management LLC now owns 109,751 shares of the bank's stock valued at $13,436,000 after purchasing an additional 485 shares during the last quarter. Envestnet Portfolio Solutions Inc. bought a new position in shares of City during the 2nd quarter valued at about $406,000. Inspire Investing LLC raised its position in shares of City by 7.8% during the 2nd quarter. Inspire Investing LLC now owns 3,167 shares of the bank's stock valued at $388,000 after buying an additional 228 shares in the last quarter. Finally, KLP Kapitalforvaltning AS raised its position in shares of City by 3.2% during the 2nd quarter. KLP Kapitalforvaltning AS now owns 3,200 shares of the bank's stock valued at $392,000 after buying an additional 100 shares in the last quarter. Hedge funds and other institutional investors own 72.43% of the company's stock.

Insider Buying and Selling at City

In other news, Director James M. Parsons bought 2,200 shares of City stock in a transaction that occurred on Monday, May 12th. The shares were acquired at an average price of $122.38 per share, with a total value of $269,236.00. Following the completion of the purchase, the director directly owned 2,700 shares in the company, valued at $330,426. The trade was a 440.00% increase in their ownership of the stock. The purchase was disclosed in a filing with the SEC, which is available through this hyperlink. Also, EVP Jeffrey Dale Legge sold 2,500 shares of the firm's stock in a transaction dated Thursday, July 24th. The shares were sold at an average price of $131.06, for a total value of $327,650.00. Following the transaction, the executive vice president directly owned 7,037 shares in the company, valued at $922,269.22. This trade represents a 26.21% decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last quarter, insiders acquired 2,625 shares of company stock worth $321,993 and sold 5,341 shares worth $673,516. 1.87% of the stock is owned by corporate insiders.

City Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Thursday, July 31st. Investors of record on Tuesday, July 15th will be given a $0.79 dividend. The ex-dividend date is Tuesday, July 15th. This represents a $3.16 annualized dividend and a yield of 2.51%. City's payout ratio is 38.03%.

About City

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust, and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.