Equities Analysts Set Expectations for CIVB Q3 Earnings

Key Points

• DA Davidson estimates that Civista Bancshares will report $0.64 earnings per share for Q3 2025 and maintains a "Buy" rating with a $26.00 price target.
• The company's recent earnings results show a miss with $0.66 earnings per share for the last quarter, falling short of the consensus estimate of $0.69.
• Civista Bancshares has announced a quarterly dividend of $0.17 per share, representing an annualized yield of 3.38%.

Civista Bancshares, Inc. (NASDAQ:CIVB - Free Report) - Stock analysts at DA Davidson issued their Q3 2025 EPS estimates for Civista Bancshares in a research report issued on Tuesday, July 29th. DA Davidson analyst M. Navas forecasts that the bank will post earnings per share of $0.64 for the quarter. DA Davidson currently has a "Buy" rating and a $26.00 target price on the stock. The consensus estimate for Civista Bancshares' current full-year earnings is $2.28 per share. DA Davidson also issued estimates for Civista Bancshares' FY2025 earnings at $2.63 EPS.

A number of other equities analysts have also commented on the stock. Stephens reduced their price target on shares of Civista Bancshares from $27.00 to $24.00 and set an "equal weight" rating on the stock in a research report on Tuesday, July 29th. Wall Street Zen lowered shares of Civista Bancshares from a "buy" rating to a "hold" rating in a research note on Saturday, June 28th. Keefe, Bruyette & Woods boosted their price objective on shares of Civista Bancshares from $25.00 to $28.00 and gave the stock an "outperform" rating in a research report on Friday, April 25th. Finally, Piper Sandler increased their price objective on shares of Civista Bancshares from $23.00 to $24.00 and gave the company a "neutral" rating in a research report on Monday, April 28th. Three equities research analysts have rated the stock with a hold rating and three have given a buy rating to the stock. According to MarketBeat, the stock currently has an average rating of "Moderate Buy" and an average target price of $24.80.

Civista Bancshares Stock Performance

Civista Bancshares stock traded down $0.12 during mid-day trading on Wednesday, reaching $19.35. The company had a trading volume of 167,213 shares, compared to its average volume of 106,042. The company has a 50 day moving average of $22.25 and a 200-day moving average of $21.32. The firm has a market cap of $300.29 million, a price-to-earnings ratio of 7.65 and a beta of 0.73. Civista Bancshares has a 52 week low of $14.90 and a 52 week high of $25.59. The company has a quick ratio of 0.97, a current ratio of 0.97 and a debt-to-equity ratio of 1.19.

Civista Bancshares (NASDAQ:CIVB - Get Free Report) last released its earnings results on Thursday, July 24th. The bank reported $0.66 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.69 by ($0.03). Civista Bancshares had a return on equity of 9.83% and a net margin of 15.83%. The company had revenue of $41.40 million during the quarter, compared to analysts' expectations of $43.07 million.

Civista Bancshares Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, August 19th. Investors of record on Tuesday, August 5th will be paid a dividend of $0.17 per share. The ex-dividend date of this dividend is Tuesday, August 5th. This represents a $0.68 annualized dividend and a yield of 3.5%. Civista Bancshares's payout ratio is currently 26.88%.

Insider Activity

In related news, Director Nathan E. Weaks bought 2,000 shares of the company's stock in a transaction on Wednesday, July 30th. The stock was acquired at an average cost of $19.88 per share, for a total transaction of $39,760.00. Following the completion of the transaction, the director directly owned 8,283 shares in the company, valued at $164,666.04. This trade represents a 31.83% increase in their position. The transaction was disclosed in a legal filing with the SEC, which is available through this link. Also, Director Darci L. Congrove purchased 1,250 shares of the stock in a transaction that occurred on Friday, July 11th. The shares were purchased at an average price of $21.25 per share, with a total value of $26,562.50. Following the completion of the acquisition, the director directly owned 1,250 shares in the company, valued at $26,562.50. The trade was a ∞ increase in their ownership of the stock. The disclosure for this purchase can be found here. Insiders purchased a total of 14,242 shares of company stock worth $298,003 in the last three months. Insiders own 2.60% of the company's stock.

Hedge Funds Weigh In On Civista Bancshares

Several institutional investors have recently made changes to their positions in the business. Russell Investments Group Ltd. grew its holdings in Civista Bancshares by 1.9% during the 1st quarter. Russell Investments Group Ltd. now owns 27,208 shares of the bank's stock valued at $532,000 after buying an additional 497 shares in the last quarter. CWM LLC increased its stake in shares of Civista Bancshares by 23.8% during the second quarter. CWM LLC now owns 3,819 shares of the bank's stock valued at $89,000 after buying an additional 735 shares during the period. Park National Corp OH increased its stake in shares of Civista Bancshares by 3.5% during the second quarter. Park National Corp OH now owns 24,091 shares of the bank's stock valued at $559,000 after buying an additional 816 shares during the period. D. E. Shaw & Co. Inc. grew its stake in Civista Bancshares by 12.8% in the fourth quarter. D. E. Shaw & Co. Inc. now owns 11,773 shares of the bank's stock valued at $248,000 after purchasing an additional 1,337 shares during the last quarter. Finally, Hsbc Holdings PLC grew its stake in shares of Civista Bancshares by 9.5% during the first quarter. Hsbc Holdings PLC now owns 21,181 shares of the bank's stock worth $413,000 after acquiring an additional 1,831 shares during the last quarter. Institutional investors own 52.10% of the company's stock.

About Civista Bancshares

Civista Bancshares, Inc operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit.