Brokers Set Expectations for OSBC Q3 Earnings

Key Points

• DA Davidson estimates Old Second Bancorp will earn $0.56 per share in Q3 2025, maintaining a "Neutral" rating with a price target of $19.00.
• Old Second Bancorp reported $0.48 EPS for the last quarter, missing expectations by $0.01, with a revenue of $75.13 million.
• The company declared a special dividend of $0.06 per share, to be paid on August 4th, representing a dividend yield of 1.3%.

Old Second Bancorp, Inc. (NASDAQ:OSBC - Free Report) - Equities research analysts at DA Davidson issued their Q3 2025 earnings per share estimates for Old Second Bancorp in a research report issued on Friday, July 25th. DA Davidson analyst J. Rulis anticipates that the financial services provider will earn $0.56 per share for the quarter. DA Davidson currently has a "Neutral" rating and a $19.00 target price on the stock. The consensus estimate for Old Second Bancorp's current full-year earnings is $1.86 per share. DA Davidson also issued estimates for Old Second Bancorp's FY2025 earnings at $2.06 EPS and FY2026 earnings at $2.20 EPS.

Old Second Bancorp (NASDAQ:OSBC - Get Free Report) last posted its earnings results on Wednesday, July 23rd. The financial services provider reported $0.48 earnings per share for the quarter, missing analysts' consensus estimates of $0.49 by ($0.01). Old Second Bancorp had a net margin of 24.38% and a return on equity of 12.73%. The firm had revenue of $75.13 million during the quarter, compared to the consensus estimate of $63.58 million.

A number of other research analysts also recently weighed in on the company. Wall Street Zen raised Old Second Bancorp from a "sell" rating to a "hold" rating in a report on Friday, July 18th. Stephens lowered their target price on Old Second Bancorp from $22.00 to $20.00 and set an "overweight" rating on the stock in a report on Friday, April 25th. Piper Sandler restated an "overweight" rating and issued a $24.50 price target (up previously from $22.00) on shares of Old Second Bancorp in a research report on Wednesday, July 2nd. Finally, Keefe, Bruyette & Woods reduced their price target on Old Second Bancorp from $24.00 to $22.00 and set an "outperform" rating for the company in a research report on Friday, April 25th. Two research analysts have rated the stock with a hold rating, three have assigned a buy rating and one has given a strong buy rating to the stock. According to data from MarketBeat.com, Old Second Bancorp presently has an average rating of "Moderate Buy" and a consensus price target of $20.70.

Old Second Bancorp Stock Performance

OSBC stock traded down $0.20 during trading on Monday, reaching $17.09. The stock had a trading volume of 44,890 shares, compared to its average volume of 228,564. Old Second Bancorp has a 52 week low of $14.14 and a 52 week high of $19.46. The stock's 50 day moving average is $17.58 and its two-hundred day moving average is $17.25. The company has a current ratio of 0.85, a quick ratio of 0.85 and a debt-to-equity ratio of 0.12. The firm has a market cap of $769.85 million, a PE ratio of 9.33 and a beta of 0.81.

Old Second Bancorp Dividend Announcement

The business also recently declared a special dividend, which will be paid on Monday, August 4th. Shareholders of record on Friday, July 25th will be given a $0.06 dividend. This represents a yield of 1.3%. The ex-dividend date of this dividend is Friday, July 25th. Old Second Bancorp's payout ratio is 13.11%.

Institutional Trading of Old Second Bancorp

Several institutional investors and hedge funds have recently added to or reduced their stakes in OSBC. Quarry LP raised its stake in Old Second Bancorp by 70.1% during the 4th quarter. Quarry LP now owns 2,363 shares of the financial services provider's stock valued at $42,000 after purchasing an additional 974 shares during the period. Strs Ohio bought a new stake in Old Second Bancorp during the 1st quarter valued at approximately $88,000. GAMMA Investing LLC raised its stake in Old Second Bancorp by 4,125.0% during the 1st quarter. GAMMA Investing LLC now owns 5,408 shares of the financial services provider's stock valued at $90,000 after purchasing an additional 5,280 shares during the period. Quantbot Technologies LP raised its stake in Old Second Bancorp by 20.2% during the 4th quarter. Quantbot Technologies LP now owns 7,528 shares of the financial services provider's stock valued at $134,000 after purchasing an additional 1,264 shares during the period. Finally, Aquatic Capital Management LLC raised its stake in Old Second Bancorp by 47.3% during the 4th quarter. Aquatic Capital Management LLC now owns 7,956 shares of the financial services provider's stock valued at $141,000 after purchasing an additional 2,556 shares during the period. Institutional investors own 67.76% of the company's stock.

About Old Second Bancorp

Old Second Bancorp, Inc operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.