Seaport Res Ptn Has Strong Estimate for Navient Q3 Earnings

Key Points

• Seaport Res Ptn increased their Q3 2025 earnings per share (EPS) estimate for Navient from $0.17 to $0.23, with a full-year consensus estimate at $1.04.
• A range of analysts have adjusted their price targets for Navient, with the consensus rating categorized as "Hold" and an average target price of $13.56.
• Navient recently reported a quarterly EPS of $0.21, missing expectations, and noted a dividend yield of 5.0% with a payout ratio of 206.45%.

Navient Corporation (NASDAQ:NAVI - Free Report) - Analysts at Seaport Res Ptn upped their Q3 2025 earnings estimates for Navient in a research report issued on Monday, August 4th. Seaport Res Ptn analyst W. Ryan now anticipates that the credit services provider will post earnings of $0.23 per share for the quarter, up from their prior estimate of $0.17. The consensus estimate for Navient's current full-year earnings is $1.04 per share. Seaport Res Ptn also issued estimates for Navient's Q4 2025 earnings at $0.37 EPS and FY2026 earnings at $1.40 EPS.

Navient (NASDAQ:NAVI - Get Free Report) last posted its quarterly earnings results on Wednesday, July 30th. The credit services provider reported $0.21 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.27 by ($0.06). The company had revenue of $156.00 million during the quarter, compared to analyst estimates of $156.20 million. Navient had a net margin of 0.89% and a return on equity of 4.08%. During the same period in the prior year, the company earned $0.29 earnings per share.

NAVI has been the topic of several other reports. Jefferies Financial Group cut their price target on shares of Navient from $14.00 to $12.00 and set a "hold" rating on the stock in a report on Monday, April 21st. Morgan Stanley dropped their target price on shares of Navient from $15.00 to $14.00 and set an "equal weight" rating on the stock in a report on Thursday, July 31st. Keefe, Bruyette & Woods dropped their target price on shares of Navient from $16.50 to $15.00 and set a "market perform" rating on the stock in a report on Thursday, July 31st. TD Securities increased their target price on shares of Navient from $11.00 to $12.00 and gave the stock a "sell" rating in a report on Thursday, May 1st. Finally, TD Cowen cut shares of Navient from a "hold" rating to a "strong sell" rating in a report on Thursday, May 1st. Three equities research analysts have rated the stock with a sell rating, six have issued a hold rating and one has assigned a strong buy rating to the company. According to data from MarketBeat.com, Navient presently has a consensus rating of "Hold" and a consensus price target of $13.56.

Navient Stock Down 0.2%

NAVI traded down $0.02 during trading on Tuesday, hitting $12.41. The company had a trading volume of 579,643 shares, compared to its average volume of 1,081,545. The company has a market cap of $1.23 billion, a PE ratio of 40.03 and a beta of 1.37. The business has a 50-day moving average of $13.89 and a 200-day moving average of $13.37. The company has a debt-to-equity ratio of 16.52, a current ratio of 9.94 and a quick ratio of 9.94. Navient has a 1-year low of $10.53 and a 1-year high of $16.97.

Hedge Funds Weigh In On Navient

A number of institutional investors and hedge funds have recently bought and sold shares of NAVI. Sterling Capital Management LLC boosted its position in shares of Navient by 815.0% during the 4th quarter. Sterling Capital Management LLC now owns 2,443 shares of the credit services provider's stock valued at $32,000 after purchasing an additional 2,176 shares in the last quarter. Quantbot Technologies LP bought a new position in shares of Navient during the 1st quarter valued at about $40,000. New Age Alpha Advisors LLC bought a new position in shares of Navient during the 1st quarter valued at about $71,000. Covestor Ltd lifted its stake in Navient by 15.7% during the first quarter. Covestor Ltd now owns 7,303 shares of the credit services provider's stock valued at $92,000 after buying an additional 993 shares in the last quarter. Finally, GAMMA Investing LLC boosted its holdings in shares of Navient by 2,663.1% in the first quarter. GAMMA Investing LLC now owns 8,096 shares of the credit services provider's stock worth $102,000 after buying an additional 7,803 shares during the period. Institutional investors own 97.14% of the company's stock.

Navient Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.