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Zacks Small Cap Has Bearish Forecast for CPSS Q3 Earnings

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Key Points

  • Zacks Small Cap has lowered its Q3 2025 earnings per share estimate for Consumer Portfolio Services (CPSS) from $0.31 to $0.25.
  • In its latest quarterly results, CPSS reported $0.20 EPS, missing the consensus estimate of $0.26.
  • JPMorgan Chase & Co. significantly increased its holdings in CPSS by 620.5% during the fourth quarter, now owning 29,173 shares valued at $317,000.
  • Want stock alerts on Consumer Portfolio Services? Get 5 Weeks of MarketBeat All Access for $5. Get My Stock Alerts.

Consumer Portfolio Services, Inc. (NASDAQ:CPSS - Free Report) - Zacks Small Cap dropped their Q3 2025 earnings estimates for Consumer Portfolio Services in a report released on Tuesday, August 12th. Zacks Small Cap analyst M. Kim now expects that the credit services provider will earn $0.25 per share for the quarter, down from their previous estimate of $0.31. The consensus estimate for Consumer Portfolio Services' current full-year earnings is $0.85 per share. Zacks Small Cap also issued estimates for Consumer Portfolio Services' Q4 2025 earnings at $0.30 EPS.

Separately, Wall Street Zen raised shares of Consumer Portfolio Services from a "hold" rating to a "buy" rating in a research note on Friday, July 18th.

Get Our Latest Stock Analysis on Consumer Portfolio Services

Consumer Portfolio Services Stock Performance

CPSS traded up $0.10 during trading on Friday, hitting $8.44. The company's stock had a trading volume of 31,833 shares, compared to its average volume of 19,673. The firm has a market cap of $187.54 million, a PE ratio of 10.55 and a beta of 0.91. Consumer Portfolio Services has a one year low of $7.80 and a one year high of $12.73. The business's 50 day simple moving average is $9.22 and its 200-day simple moving average is $9.33. The company has a quick ratio of 8.03, a current ratio of 8.03 and a debt-to-equity ratio of 9.89.

Consumer Portfolio Services (NASDAQ:CPSS - Get Free Report) last announced its quarterly earnings data on Monday, August 11th. The credit services provider reported $0.20 earnings per share for the quarter, missing analysts' consensus estimates of $0.26 by ($0.06). Consumer Portfolio Services had a return on equity of 6.59% and a net margin of 4.60%.The business had revenue of $109.76 million during the quarter, compared to analysts' expectations of $109.63 million.

Hedge Funds Weigh In On Consumer Portfolio Services

Hedge funds and other institutional investors have recently modified their holdings of the business. Police & Firemen s Retirement System of New Jersey acquired a new stake in Consumer Portfolio Services during the second quarter worth about $29,000. Geode Capital Management LLC increased its position in shares of Consumer Portfolio Services by 8.5% during the second quarter. Geode Capital Management LLC now owns 212,555 shares of the credit services provider's stock valued at $2,090,000 after acquiring an additional 16,563 shares during the last quarter. Goldman Sachs Group Inc. increased its position in shares of Consumer Portfolio Services by 17.8% during the first quarter. Goldman Sachs Group Inc. now owns 31,752 shares of the credit services provider's stock valued at $275,000 after acquiring an additional 4,789 shares during the last quarter. Voya Investment Management LLC grew its holdings in shares of Consumer Portfolio Services by 67.3% in the first quarter. Voya Investment Management LLC now owns 24,958 shares of the credit services provider's stock valued at $216,000 after purchasing an additional 10,037 shares in the last quarter. Finally, Empowered Funds LLC grew its holdings in shares of Consumer Portfolio Services by 3.8% in the first quarter. Empowered Funds LLC now owns 150,808 shares of the credit services provider's stock valued at $1,308,000 after purchasing an additional 5,588 shares in the last quarter. 47.57% of the stock is owned by hedge funds and other institutional investors.

Insider Buying and Selling at Consumer Portfolio Services

In other news, Director Greg Washer sold 3,000 shares of the stock in a transaction on Friday, June 13th. The shares were sold at an average price of $10.10, for a total value of $30,300.00. Following the sale, the director owned 299,311 shares in the company, valued at $3,023,041.10. This represents a 0.99% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Insiders have sold a total of 19,395 shares of company stock valued at $193,466 in the last quarter. 69.00% of the stock is owned by corporate insiders.

About Consumer Portfolio Services

(Get Free Report)

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.

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