What is Zacks Research's Estimate for Bank OZK Q3 Earnings?

Key Points

• Zacks Research has raised its Q3 2025 earnings per share estimate for Bank OZK to $1.59, reflecting increased optimism regarding the bank's financial performance.
• Bank OZK recently increased its quarterly dividend to $0.44 per share, representing an annualized yield of 3.5% and a payout ratio of 28.57%.
• The stock currently holds a consensus rating of "Hold" with a price target averaging $52.88, despite a mix of upgrade and downgrade actions from various analysts.

Bank OZK (NASDAQ:OZK - Free Report) - Equities researchers at Zacks Research upped their Q3 2025 earnings per share estimates for shares of Bank OZK in a research report issued to clients and investors on Thursday, August 14th. Zacks Research analyst Team now anticipates that the company will post earnings per share of $1.59 for the quarter, up from their previous estimate of $1.56. The consensus estimate for Bank OZK's current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK's Q4 2025 earnings at $1.61 EPS, FY2025 earnings at $6.25 EPS, Q1 2026 earnings at $1.59 EPS, Q2 2026 earnings at $1.64 EPS, Q1 2027 earnings at $1.67 EPS, Q2 2027 earnings at $1.73 EPS and FY2027 earnings at $7.03 EPS.

A number of other analysts also recently weighed in on the stock. Keefe, Bruyette & Woods cut their price target on shares of Bank OZK from $50.00 to $48.00 and set a "market perform" rating on the stock in a research report on Tuesday, April 22nd. Raymond James Financial upgraded Bank OZK from a "market perform" rating to an "outperform" rating and set a $58.00 target price on the stock in a report on Tuesday, July 8th. Wells Fargo & Company increased their price objective on Bank OZK from $48.00 to $49.00 and gave the company an "equal weight" rating in a report on Monday, July 21st. Finally, Stephens decreased their target price on Bank OZK from $59.00 to $54.00 and set an "equal weight" rating on the stock in a research report on Monday, April 21st. Two equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company. Based on data from MarketBeat, the company currently has a consensus rating of "Hold" and a consensus price target of $52.88.

Bank OZK Stock Performance

NASDAQ:OZK remained flat at $49.57 on Friday. The company's stock had a trading volume of 674,080 shares, compared to its average volume of 1,187,276. The firm has a market capitalization of $5.64 billion, a PE ratio of 8.05 and a beta of 0.86. Bank OZK has a 12-month low of $35.71 and a 12-month high of $53.64. The company has a quick ratio of 1.02, a current ratio of 1.04 and a debt-to-equity ratio of 0.23. The business has a 50 day moving average of $49.02 and a 200-day moving average of $46.37.

Bank OZK (NASDAQ:OZK - Get Free Report) last announced its quarterly earnings data on Thursday, July 17th. The company reported $1.58 earnings per share for the quarter, topping the consensus estimate of $1.51 by $0.07. The firm had revenue of $428.04 million during the quarter, compared to analysts' expectations of $423.41 million. Bank OZK had a return on equity of 13.24% and a net margin of 25.83%.During the same period in the previous year, the business posted $1.52 EPS.

Institutional Investors Weigh In On Bank OZK

A number of institutional investors and hedge funds have recently bought and sold shares of OZK. Wells Fargo & Company MN raised its position in Bank OZK by 11.3% in the 4th quarter. Wells Fargo & Company MN now owns 78,014 shares of the company's stock valued at $3,474,000 after buying an additional 7,945 shares during the last quarter. Envestnet Asset Management Inc. increased its position in shares of Bank OZK by 10.3% during the 4th quarter. Envestnet Asset Management Inc. now owns 135,139 shares of the company's stock valued at $6,018,000 after purchasing an additional 12,663 shares during the last quarter. Federated Hermes Inc. increased its position in shares of Bank OZK by 47.6% during the 4th quarter. Federated Hermes Inc. now owns 10,927 shares of the company's stock valued at $487,000 after purchasing an additional 3,526 shares during the last quarter. Bank of Montreal Can increased its position in shares of Bank OZK by 0.5% during the 4th quarter. Bank of Montreal Can now owns 46,832 shares of the company's stock valued at $2,085,000 after purchasing an additional 241 shares during the last quarter. Finally, Invesco Ltd. increased its position in shares of Bank OZK by 6.3% during the 4th quarter. Invesco Ltd. now owns 573,572 shares of the company's stock valued at $25,541,000 after purchasing an additional 34,240 shares during the last quarter. 86.18% of the stock is owned by hedge funds and other institutional investors.

Bank OZK Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, July 18th. Investors of record on Friday, July 11th were given a $0.44 dividend. This represents a $1.76 dividend on an annualized basis and a yield of 3.6%. The ex-dividend date of this dividend was Friday, July 11th. This is an increase from Bank OZK's previous quarterly dividend of $0.43. Bank OZK's payout ratio is currently 28.57%.

Bank OZK Company Profile

Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.