Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc.
Industry, Sector and Symbol:
Capitalization:- Market Cap: £1.1 billion
- Outstanding Shares: 144,899,000
Average Prices:- 50 Day Moving Avg: GBX 1,320.20
- 200 Day Moving Avg: GBX 2,462.69
- 52 Week Range: GBX 426.60 - GBX 3,402.27
P/E:- Trailing P/E Ratio: 5.36
- P/E Growth: -2.37
Sales & Book Value:- Annual Revenue: £1.15 billion
- Price / Sales: 0.95
- Book Value: GBX 5.05 per share
- Price / Book: 1.50
Dividend:
Profitability:- Net Margins: 10.82%
- Return on Equity: 17.56%
- Return on Assets: 4.70%
Misc:- Average Volume: 1.64 million shs.
Frequently Asked Questions for Provident Financial plc (LON:PFG)
What is Provident Financial plc's stock symbol?
Provident Financial plc trades on the London Stock Exchange (LON) under the ticker symbol "PFG."
How often does Provident Financial plc pay dividends? What is the dividend yield for Provident Financial plc?
Provident Financial plc announced a dividend on Tuesday, July 25th. Shareholders of record on Thursday, October 26th will be given a dividend of GBX 43.20 per share on Thursday, November 30th. This represents a yield of 2%. The ex-dividend date is Thursday, October 26th. The official announcement can be seen at this link. View Provident Financial plc's Dividend History.
Where is Provident Financial plc's stock going? Where will Provident Financial plc's stock price be in 2017?
15 analysts have issued 1-year price targets for Provident Financial plc's shares. Their forecasts range from GBX 940 to GBX 3,430. On average, they expect Provident Financial plc's stock price to reach GBX 2,283.42 in the next twelve months. View Analyst Ratings for Provident Financial plc.
Who are some of Provident Financial plc's key competitors?
Some companies that are related to Provident Financial plc include TPG RE Finance Trust (TRTX), World Acceptance Corporation (WRLD), PHH Corp (PHH), EZCORP (EZPW), International Personal Finance Plc (IPF), Regional Management Corp. (RM), Non-Standard Finance PLC (NSF), S & U PLC (SUS), Morses Club PLC (MCL), Fairpoint Group Plc (FRP), Cash America International (CSH), Navient Corp (NAVIV) and Stonegate Mortgage Corp (SGM).
Who are Provident Financial plc's key executives?
Provident Financial plc's management team includes the folowing people:
- Peter Crook, Chief Executive, Executive Director
- Andrew C. Fisher, Finance Director, Executive Director
- Kenneth J. Mullen, General Counsel, Company Secretary
- Mark Stevens, Managing Director - Consumer Credit Division
- Manjit Wolstenholme, Independent Non-Executive Chairman of the Board
- Robert William Anderson, Independent Non-Executive Director
- Andrea Blance, Independent Non-Executive Director
- Malcolm J. Le May, Senior Non-Executive Independent Director
- David Valentine James Sear, Independent Non-Executive Director
How do I buy Provident Financial plc stock?
Shares of Provident Financial plc and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
What is Provident Financial plc's stock price today?
One share of Provident Financial plc stock can currently be purchased for approximately GBX 756.
MarketBeat Community Rating for Provident Financial plc (LON PFG)MarketBeat's community ratings are surveys of what our community members think about Provident Financial plc and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Provident Financial plc (LON:PFG) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 10 Hold Ratings, 4 Buy Ratings |
| Consensus Rating: | Hold (Score: 2.20) |
| Consensus Price Target: | GBX 2,283.42 |
Analysts' Ratings History for Provident Financial plc (LON:PFG)
Show:
| Date | Firm | Action | Rating | Price Target | Details |
|---|
| 8/31/2017 | Jefferies Group LLC | Downgrade | Hold | GBX 3,478 -> GBX 940 |  |
| 8/30/2017 | Numis Securities Ltd | Reiterated Rating | Buy | GBX 1,091 | |
| 8/30/2017 | Liberum Capital | Reiterated Rating | Sell | | |
| 8/28/2017 | Shore Capital | Reiterated Rating | Buy | | |
| 8/28/2017 | Peel Hunt | Reiterated Rating | Under Review | | |
| 8/23/2017 | Citigroup Inc. | Downgrade | Neutral | | |
| 8/23/2017 | J P Morgan Chase & Co | Downgrade | Neutral | GBX 3,200 -> GBX 1,200 | |
| 8/23/2017 | Deutsche Bank AG | Downgrade | Neutral | | |
| 8/23/2017 | Barclays PLC | Downgrade | Equal Weight | | |
| 7/26/2017 | Beaufort Securities | Reiterated Rating | Hold | GBX 2,200 | |
| 7/24/2017 | Societe Generale | Reiterated Rating | Buy | GBX 3,110 | |
| 7/14/2017 | Berenberg Bank | Initiated Coverage | Hold | GBX 2,310 | |
| 6/26/2017 | Royal Bank Of Canada | Downgrade | Sector Performer | GBX 3,400 -> GBX 2,650 | |
| 6/22/2017 | Canaccord Genuity | Reiterated Rating | Buy | GBX 3,430 | |
| 6/22/2017 | Goldman Sachs Group, Inc. (The) | Lower Price Target | Neutral | GBX 3,140 -> GBX 2,660 | |
| 10/14/2016 | Panmure Gordon | Reiterated Rating | Hold | | |
(Data available from 9/23/2015 forward)
Earnings History for Provident Financial plc (LON:PFG)
No earnings announcements for this company have been tracked by MarketBeat.com
Earnings Estimates for Provident Financial plc (LON:PFG)Current Year EPS Consensus Estimate: $55.59 EPS
Dividend History by Quarter for Provident Financial plc (LON PFG)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 7/25/2017 | | GBX 43.20 | 2% | 10/26/2017 | 10/26/2017 | 11/30/2017 |
| 2/28/2017 | | GBX 91.40 | 3.13% | 5/18/2017 | 5/18/2017 | 6/23/2017 |
| 7/26/2016 | | GBX 43.20 | 1.57% | 10/27/2016 | 10/27/2016 | 11/25/2016 |
| 2/23/2016 | | GBX 80.90 | 2.48% | 5/19/2016 | 5/19/2016 | 6/24/2016 |
| 7/28/2015 | | GBX 39.20 | 1.31% | 10/29/2015 | 10/29/2015 | 11/27/2015 |
| 2/24/2015 | | GBX 63.90 | 2.29% | 5/21/2015 | 5/21/2015 | 6/19/2015 |
| 7/23/2014 | | GBX 34.10 | 1.63% | 10/30/2014 | 10/30/2014 | 11/28/2014 |
| 2/25/2014 | | GBX 54 | 2.87% | 5/21/2014 | 5/21/2014 | 6/20/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for Provident Financial plc (LON:PFG)Insider Trades by Quarter for Provident Financial plc (LON:PFG)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 9/14/2017 | Ken Mullen | Insider | Buy | 18 | GBX 831 | £149.58 | |
| 8/14/2017 | Andrew C Fisher | Insider | Buy | 8 | GBX 1,964 | £157.12 | |
| 7/14/2017 | Ken Mullen | Insider | Buy | 9 | GBX 2,273 | £204.57 | |
| 6/15/2017 | Andrew C Fisher | Insider | Buy | 7 | GBX 2,975 | £208.25 | |
| 5/15/2017 | Andrew C Fisher | Insider | Buy | 5 | GBX 3,163 | £158.15 | |
| 4/19/2017 | Ken Mullen | Insider | Buy | 4 | GBX 3,098 | £123.92 | |
| 4/12/2017 | Ken Mullen | Insider | Sell | 7,522 | GBX 3,106 | £233,633.32 | |
| 3/15/2017 | Andrew C Fisher | Insider | Buy | 5 | GBX 2,956 | £147.80 | |
| 2/14/2017 | Ken Mullen | Insider | Buy | 6 | GBX 2,789 | £167.34 | |
| 1/16/2017 | Ken Mullen | Insider | Buy | 5 | GBX 2,868 | £143.40 | |
| 12/16/2016 | Peter Crook | Insider | Buy | 6 | GBX 2,740 | £164.40 | |
| 12/1/2016 | Andrew C Fisher | Insider | Sell | 689 | GBX 2,866 | £19,746.74 | |
| 11/14/2016 | Ken Mullen | Insider | Buy | 6 | GBX 2,806 | £168.36 | |
| 10/14/2016 | Ken Mullen | Insider | Buy | 5 | GBX 3,029 | £151.45 | |
| 9/14/2016 | Fisher,Andrew C | Insider | Buy | 5 | GBX 2,931 | £146.55 | |
| 8/15/2016 | Fisher,Andrew C | Insider | Buy | 6 | GBX 2,833 | £169.98 | |
| 7/14/2016 | Crook,Peter | Insider | Buy | 5 | GBX 2,595 | £129.75 | |
| 6/28/2016 | Crook,Peter | Insider | Buy | 25,000 | GBX 2,280 | £570,000 | |
| 6/14/2016 | Fisher,Andrew C | Insider | Buy | 6 | GBX 2,646 | £158.76 | |
| 5/16/2016 | Fisher,Andrew C | Insider | Buy | 6 | GBX 2,792 | £167.52 | |
| 5/12/2016 | Fisher,Andrew C | Insider | Sell | 30,503 | GBX 2,789 | £850,728.67 | |
| 4/14/2016 | Mullen,Ken | Insider | Buy | 5 | GBX 3,064 | £153.20 | |
| 3/14/2016 | Fisher,Andrew C | Insider | Buy | 5 | GBX 3,043 | £152.15 | |
| 3/4/2016 | Crook,Peter | Insider | Sell | 98,165 | GBX 3,265 | £3,205,087.25 | |
| 3/2/2016 | Crook,Peter | Insider | Buy | 51,108 | GBX 3,249 | £1,660,498.92 | |
| 2/15/2016 | Fisher,Andrew C | Insider | Buy | 5 | GBX 3,115 | £155.75 | |
| 1/14/2016 | Mullen,Ken | Insider | Buy | 5 | GBX 3,073 | £153.65 | |
| 12/14/2015 | Fisher,Andrew C | Insider | Buy | 5 | GBX 3,289 | £164.45 | |
| 11/27/2015 | Anderson,Rob | Insider | Buy | 44 | GBX 3,605 | £1,586.20 | |
| 11/16/2015 | Mullen,Ken | Insider | Buy | 4 | GBX 3,539 | £141.56 | |
| 10/16/2015 | Crook,Peter | Insider | Buy | 4 | GBX 3,100 | £124 | |
| 9/16/2015 | Crook,Peter | Insider | Buy | 4 | GBX 3,054 | £122.16 | |
| 8/18/2015 | Fisher,Andrew C | Insider | Buy | 5 | GBX 2,988 | £149.40 | |
| 7/16/2015 | Crook,Peter | Insider | Buy | 4 | GBX 2,937 | £117.48 | |
| 4/2/2015 | Ken Mullen | Insider | Sell | 23,467 | GBX 2,730.45 | £640,754.70 | |
| 4/1/2015 | Andrew C Fisher | Insider | Sell | 145,141 | GBX 2,715.36 | £3,941,100.66 | |
| 2/27/2015 | Ken Mullen | Insider | Buy | 2,934 | GBX 2,726 | £79,980.84 | |
(Data available from 1/1/2013 forward)
Headline Trends for Provident Financial plc (LON:PFG)
Latest Headlines for Provident Financial plc (LON:PFG)
| Source: |
|
| Date | Headline |
|---|
 | Why I’d dump this battered turnaround stock to buy Provident Financial plc
www.fool.co.uk - September 22 at 12:34 PM |
 | Insider Buying: Provident Financial plc (PFG) Insider Acquires 18 Shares of Stock
www.americanbankingnews.com - September 15 at 1:22 PM |
 | UPDATE 2-Miners help Britain's FTSE score second monthly gain - Reuters
www.reuters.com - September 1 at 7:10 AM |
 | FTSE 100 ends higher as miners get China boost - MarketWatch - MarketWatch
www.marketwatch.com - September 1 at 7:09 AM |
| Numis Securities Ltd Reiterates Buy Rating for Provident Financial plc (PFG)
www.americanbankingnews.com - August 30 at 10:34 PM |
| Provident Financial plc (PFG) Given Average Rating of "Hold" by Brokerages
www.americanbankingnews.com - August 30 at 4:44 PM |
| Provident Financial plc (PFG) Receives Buy Rating from Shore Capital
www.americanbankingnews.com - August 28 at 12:32 PM |
| Provident Financial plc (PFG) Stock Rating Reaffirmed by Peel Hunt
www.americanbankingnews.com - August 28 at 12:32 PM |
| Are Provident Financial plc shares seeing a ‘dead cat bounce’?
www.fool.co.uk - August 28 at 3:53 AM |
| One Footsie dividend stock I’d buy before Provident Financial plc
www.fool.co.uk - August 27 at 5:44 AM |
 | Provident Financial Names Chris Gillespie As MD Of Home Credit Business
www.finanznachrichten.de - August 25 at 10:00 AM |
| Provident Financial brings Chris Gillespie back - MarketWatch
www.marketwatch.com - August 25 at 10:00 AM |
 | FTSE 100 heads for 1.3% weekly gain as Draghi, Yellen prepare to speak
finance.yahoo.com - August 25 at 10:00 AM |
| Provident Financial plc slumps 60% on dividend withdrawal
www.fool.co.uk - August 23 at 10:18 AM |
| Media stocks weigh on European shares as WPP sinks
finance.yahoo.com - August 23 at 10:18 AM |
| It's Not Just Provident, U.K. Dominates List of 2017 Stock Bombs
finance.yahoo.com - August 23 at 10:18 AM |
| Provident Financial plc (PFG) Rating Reiterated by Peel Hunt
www.americanbankingnews.com - August 22 at 6:28 AM |
 | Provident Financial Now Sees Loss In CCD, Withdraws Dividend; CEO Resigns
www.rttnews.com - August 22 at 5:22 AM |
| Provident Financial Drops Most Ever After CEO Peter Crook Quits
finance.yahoo.com - August 22 at 5:22 AM |
| Provident down 57% after another profit warning; CEO to leave
finance.yahoo.com - August 22 at 5:22 AM |
| FTSE 100 led higher by miners as Provident plunges almost 60%
finance.yahoo.com - August 22 at 5:22 AM |
| Provident Financial Plc : Neutral assessment on price but strong on fundamentals
finance.yahoo.com - August 17 at 6:47 AM |
| Provident Financial Plc : Neutral assessment on price but strong on fundamentals
finance.yahoo.com - August 17 at 6:47 AM |
| Andrew C. Fisher Buys 8 Shares of Provident Financial plc (PFG) Stock
www.americanbankingnews.com - August 15 at 1:40 PM |
| ETFs with exposure to Provident Financial Plc : August 14, 2017
finance.yahoo.com - August 15 at 6:10 AM |
| Provident Financial plc (LON:PFG) Receives Average Recommendation of "Hold" from Brokerages
www.americanbankingnews.com - August 5 at 4:40 PM |
| Provident Financial Plc :PFG-GB: Earnings Analysis: For the six months ended June 30, 2017 : July 29, 2017
finance.yahoo.com - July 29 at 6:19 AM |
| Edited Transcript of PFG.L earnings conference call or presentation 25-Jul-17 8:00am GMT
finance.yahoo.com - July 26 at 6:21 AM |
| Provident Financial plc to Issue Dividend of GBX 43.20 (PFG)
www.americanbankingnews.com - July 25 at 3:00 PM |
| Provident Financial H1 Profit Down
www.rttnews.com - July 25 at 5:50 AM |
 | Subprime lender Provident Financial says H1 profit down 22.6 pct
www.nasdaq.com - July 25 at 5:50 AM |
| Provident Financial profit drops 46%
www.marketwatch.com - July 25 at 5:49 AM |
| Ken Mullen Acquires 9 Shares of Provident Financial plc (PFG) Stock
www.americanbankingnews.com - July 17 at 4:30 PM |
| Provident Financial plc (PFG) to Release Quarterly Earnings on Monday
www.americanbankingnews.com - July 17 at 5:34 AM |
| Provident Financial plc (PFG) Now Covered by Berenberg Bank
www.americanbankingnews.com - July 16 at 12:27 PM |
| Provident Financial plc (LON:PFG) Given Average Recommendation of "Hold" by Analysts
www.americanbankingnews.com - July 11 at 5:30 PM |
| Liberum Capital Lowers Provident Financial plc (PFG) Price Target to GBX 2,000
www.americanbankingnews.com - July 3 at 4:01 PM |
| Numis Securities Ltd Downgrades Provident Financial plc (PFG) to Sell
www.americanbankingnews.com - July 3 at 1:02 PM |
| Provident Financial plc (PFG) Price Target Lowered to GBX 3,200 at J P Morgan Chase & Co
www.americanbankingnews.com - July 2 at 3:40 PM |
| Provident Financial plc (PFG) Price Target Lowered to GBX 3,150 at Barclays PLC
www.americanbankingnews.com - July 2 at 9:36 AM |
| Provident Financial plc (PFG) Cut to Sector Performer at Royal Bank Of Canada
www.americanbankingnews.com - June 26 at 7:52 AM |
| Goldman Sachs Group, Inc. (The) Cuts Provident Financial plc (PFG) Price Target to GBX 2,660
www.americanbankingnews.com - June 25 at 7:36 AM |
| Canaccord Genuity Reiterates Buy Rating for Provident Financial plc (PFG)
www.americanbankingnews.com - June 25 at 12:50 AM |
| Is Neil Woodford dividend stock Provident Financial plc a buy after 16% slump?
www.fool.co.uk - June 22 at 5:05 AM |
| Subprime lender Provident Financial hit by shortage of debt collectors
www.nasdaq.com - June 22 at 5:05 AM |
| European shares slide again, Provident Financial plummets
finance.yahoo.com - June 22 at 5:05 AM |
| Provident Plunges Most on Record as Staff Cuts Disrupt Sales
finance.yahoo.com - June 22 at 5:05 AM |
| Replacing Debt Collectors With Tech Goes Wrong at Provident
finance.yahoo.com - June 22 at 5:05 AM |
| [$$] Fresh slide for oil prices unsettles stock markets
finance.yahoo.com - June 22 at 5:05 AM |
| Provident Financial plc (PFG) Lowered to "Reduce" at Numis Securities Ltd
www.americanbankingnews.com - June 21 at 10:44 AM |
Provident Financial plc (PFG) Chart for Saturday, September, 23, 2017
