Donegal Group (DGICB) Competitors

Donegal Group (NASDAQ:DGICB) and Horace Mann Educators (NYSE:HMN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, community ranking, valuation, analyst recommendations and dividends.

Do analysts rate DGICB or HMN?

Horace Mann Educators has a consensus target price of $46.00, suggesting a potential upside of 6.65%. Given Horace Mann Educators' stronger consensus rating and higher possible upside, analysts plainly believe Horace Mann Educators is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Donegal Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Is DGICB or HMN more profitable?

Horace Mann Educators has a net margin of 6.44% compared to Donegal Group's net margin of 5.14%. Horace Mann Educators' return on equity of 10.58% beat Donegal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Donegal Group	5.14%	9.50%	2.02%
Horace Mann Educators	6.44%	10.58%	0.92%

Does the MarketBeat Community favor DGICB or HMN?

Horace Mann Educators received 127 more outperform votes than Donegal Group when rated by MarketBeat users. However, 54.46% of users gave Donegal Group an outperform vote while only 50.67% of users gave Horace Mann Educators an outperform vote.

Company	Underperform	Outperform
Donegal Group	Outperform Votes 61 54.46%	Underperform Votes 51 45.54%
Horace Mann Educators	Outperform Votes 188 50.67%	Underperform Votes 183 49.33%

Is DGICB or HMN a better dividend stock?

Donegal Group pays an annual dividend of $0.62 per share and has a dividend yield of 3.5%. Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.2%. Donegal Group pays out 45.3% of its earnings in the form of a dividend. Horace Mann Educators pays out 50.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Donegal Group has increased its dividend for 5 consecutive years and Horace Mann Educators has increased its dividend for 17 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do insiders & institutionals hold more shares of DGICB or HMN?

1.2% of Donegal Group shares are held by institutional investors. Comparatively, 99.3% of Horace Mann Educators shares are held by institutional investors. 8.6% of Donegal Group shares are held by insiders. Comparatively, 4.0% of Horace Mann Educators shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility and risk, DGICB or HMN?

Donegal Group has a beta of 0.06, suggesting that its share price is 94% less volatile than the S&P 500. Comparatively, Horace Mann Educators has a beta of 0.28, suggesting that its share price is 72% less volatile than the S&P 500.

Which has better valuation & earnings, DGICB or HMN?

Horace Mann Educators has higher revenue and earnings than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Donegal Group	$989.60M	0.61	$4.43M	$1.37	13.04
Horace Mann Educators	$1.57B	1.12	$102.80M	$2.76	15.63

Does the media refer more to DGICB or HMN?

In the previous week, Horace Mann Educators had 7 more articles in the media than Donegal Group. MarketBeat recorded 8 mentions for Horace Mann Educators and 1 mentions for Donegal Group. Horace Mann Educators' average media sentiment score of 0.55 beat Donegal Group's score of 0.00 indicating that Horace Mann Educators is being referred to more favorably in the news media.

Company	Overall Sentiment
Donegal Group	Neutral
Horace Mann Educators	Positive

Summary

Horace Mann Educators beats Donegal Group on 16 of the 21 factors compared between the two stocks.