NASDAQ:EMCFEmclaire Financial Stock Price, Forecast & News

$23.26

+1.26 (+5.73 %)

(As of 06/5/2020 04:00 PM ET)

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Today's Range

$22.50

Now: $23.26▼

$23.31

50-Day Range

$18.10

MA: $21.40▼

$24.50

52-Week Range

$17.25

Now: $23.26▼

$37.75

Volume2,393 shs

Average Volume3,446 shs

Market Capitalization$63.03 million

P/E Ratio9.19

Dividend Yield5.45%

Beta0.53

Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; time deposits; noninterest bearing and interest bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, residential and commercial mortgages loans, home equity loans, and commercial business and commercial real estate loans; and consumer loans, such as loans for automobile purchases, home improvements not secured by real estate, capital, and other personal expenditures, as well as unsecured revolving personal lines of credit and overdraft protection. The company, through its subsidiary, Emclaire Settlement Services, LLC, also provides real estate settlement services. As of February 20, 2019, it operated 20 full service offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties in Pennsylvania, as well as in Hancock County, West Virginia. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania.

Beat the Market (BTM) Rank^™

0.0 Analyst's Opinion

Consensus Rating
There is not enough analysis data for Emclaire Financial.

2.8 Community Rank

Outperform Votes
Emclaire Financial has received 130 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
Emclaire Financial has received 106 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
Emclaire Financial has received 55.08% “outperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about Emclaire Financial and other stocks. Vote “Outperform” if you believe EMCF will outperform the S&P 500 over the long term. Vote “Underperform” if you believe EMCF will underperform the S&P 500 over the long term. You may vote once every thirty days.

1.7 Dividend Strength

Dividend Leadership
Emclaire Financial is a leading dividend payer. It pays a dividend yield of 5.45%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Emclaire Financial has only been increasing its dividend for 4 years.

3.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Emclaire Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $21,050.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 17.84% of the stock of Emclaire Financial is held by insiders.
Percentage Held by Institutions
Only 6.28% of the stock of Emclaire Financial is held by institutions.

1.9 Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of Emclaire Financial is 9.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 16.62.
Price to Earnings Ratio vs. Sector
The P/E ratio of Emclaire Financial is 9.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.14.
Price to Book Value per Share Ratio
Emclaire Financial has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

1.87 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry National commercial banks

Sub-IndustryN/A

SectorFinance

Current SymbolNASDAQ:EMCF

Previous Symbol

CUSIPN/A

CIK858800

Webwww.emclairefinancial.com

Phone724-867-2311

Debt

Debt-to-Equity Ratio0.55

Current Ratio0.94

Quick Ratio0.94

Price-To-Earnings

Trailing P/E Ratio9.19

Forward P/E RatioN/A

P/E GrowthN/A

Sales & Book Value

Annual Sales$40.54 million

Price / Sales1.55

Cash Flow$3.97 per share

Price / Cash Flow5.86

Book Value$30.26 per share

Price / Book0.77

Profitability

EPS (Most Recent Fiscal Year)N/A

Net Income$7.95 million

Net Margins17.47%

Return on Equity8.64%

Return on Assets0.76%

Miscellaneous

Employees164

Outstanding Shares2,710,000

Market Cap$63.03 million

Next Earnings Date7/17/2020 (Estimated)

OptionableNot Optionable

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Emclaire Financial (NASDAQ:EMCF) Frequently Asked Questions

How has Emclaire Financial's stock been impacted by COVID-19 (Coronavirus)?

Emclaire Financial's stock was trading at $25.00 on March 11th, 2020 when Coronavirus reached pandemic status according to the World Health Organization (WHO). Since then, EMCF shares have decreased by 7.0% and is now trading at $23.26. View which stocks have been most impacted by Coronavirus.

When is Emclaire Financial's next earnings date?

Emclaire Financial is scheduled to release its next quarterly earnings announcement on Friday, July 17th 2020. View our earnings forecast for Emclaire Financial.

How were Emclaire Financial's earnings last quarter?

Emclaire Financial Corp (NASDAQ:EMCF) released its quarterly earnings data on Wednesday, April, 22nd. The bank reported $0.44 earnings per share for the quarter. The bank earned $7.72 million during the quarter. Emclaire Financial had a return on equity of 8.64% and a net margin of 17.47%. View Emclaire Financial's earnings history.

How often does Emclaire Financial pay dividends? What is the dividend yield for Emclaire Financial?

Emclaire Financial declared a quarterly dividend on Wednesday, May 20th. Investors of record on Monday, June 1st will be given a dividend of $0.30 per share on Friday, June 19th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 5.16%. The ex-dividend date is Friday, May 29th. View Emclaire Financial's dividend history.

Has Emclaire Financial been receiving favorable news coverage?

Media coverage about EMCF stock has trended positive on Saturday, InfoTrie Sentiment Analysis reports. The research group rates the sentiment of news coverage by analyzing more than six thousand blog and news sources in real-time. The firm ranks coverage of public companies on a scale of negative five to positive five, with scores nearest to five being the most favorable. Emclaire Financial earned a coverage optimism score of 3.0 on InfoTrie's scale. They also gave media coverage about the bank a news buzz of 0.0 out of 10, indicating that recent news coverage is extremely unlikely to have an effect on the company's share price in the near future. View the latest news aboutEmclaire Financial.

Are investors shorting Emclaire Financial?

Emclaire Financial saw a increase in short interest during the month of April. As of April 30th, there was short interest totaling 3,400 shares, an increase of 183.3% from the April 15th total of 1,200 shares. Based on an average daily trading volume, of 2,100 shares, the days-to-cover ratio is currently 1.6 days. Approximately 0.2% of the company's shares are short sold. View Emclaire Financial's Current Options Chain.

Who are some of Emclaire Financial's key competitors?

Some companies that are related to Emclaire Financial include First Bancorp (FNLC), MBT Financial (MBTF), Southern First Bancshares (SFST), NexPoint Real Estate Finance (PFHD), National Bankshares (NKSH), DNB Financial (DNBF), LCNB (LCNB), MidSouth Bancorp (MSL), Ames National (ATLO), Capital Bancorp (CBNK), California First National Bancorp (CFNB), Fidelity D&D Bancorp (FDBC), Shore Bancshares (SHBI), Hawthorn Bancshares (HWBK) and Heartland Banccorp (HLAN). View all competitors.

What other stocks do shareholders of Emclaire Financial own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Emclaire Financial investors own include Eaton (ETN), AbbVie (ABBV), Franklin Resources (BEN), CenterPoint Energy (CNP), Dominion Energy (D), Consolidated Edison (ED), Eastman Chemical (EMN), Enbridge (ENB), Enterprise Products Partners (EPD) and Energy Transfer LP Unit (ET).

Who are Emclaire Financial's key executives?

Emclaire Financial's management team includes the following people:

Mr. William C. Marsh, Chairman, Pres & CEO (Age 52)
Ms. Jennifer A. Roxbury, Sec. (Age 49)
Mr. Robert A. Vernick, Chief Lending & Bus. Devel. Officer and Sr. VP (Age 52)
Ms. Amanda L. Engles, CFO & Treasurer (Age 41)
Mr. Andrew M. Hogue, Assistant VP of Compliance & Security of The Farmers National Bank of Emlenton

What is Emclaire Financial's stock symbol?

Emclaire Financial trades on the NASDAQ under the ticker symbol "EMCF."

Who are Emclaire Financial's major shareholders?

Emclaire Financial's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Banc Funds Co. LLC (2.05%) and Advisor Group Holdings Inc. (0.04%). Company insiders that own Emclaire Financial stock include Deanna K Mccarrier, Dietrich John Pauls, Henry H Deible, Matthew J Lucco, Milissa S Bauer, Robert W Freeman and William C Marsh. View institutional ownership trends for Emclaire Financial.

Which institutional investors are selling Emclaire Financial stock?

EMCF stock was sold by a variety of institutional investors in the last quarter, including Banc Funds Co. LLC. View insider buying and selling activity for Emclaire Financial.

Which institutional investors are buying Emclaire Financial stock?

EMCF stock was bought by a variety of institutional investors in the last quarter, including Advisor Group Holdings Inc.. Company insiders that have bought Emclaire Financial stock in the last two years include Deanna K Mccarrier, Dietrich John Pauls, Henry H Deible, Milissa S Bauer, Robert W Freeman, and William C Marsh. View insider buying and selling activity for Emclaire Financial.

How do I buy shares of Emclaire Financial?

Shares of EMCF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Emclaire Financial's stock price today?

One share of EMCF stock can currently be purchased for approximately $23.26.

How big of a company is Emclaire Financial?

Emclaire Financial has a market capitalization of $63.03 million and generates $40.54 million in revenue each year. Emclaire Financial employs 164 workers across the globe.

What is Emclaire Financial's official website?

The official website for Emclaire Financial is www.emclairefinancial.com.

How can I contact Emclaire Financial?

Emclaire Financial's mailing address is 612 MAIN ST, EMLENTON PA, 16373. The bank can be reached via phone at 724-867-2311 or via email at [email protected]

This page was last updated on 6/6/2020 by MarketBeat.com Staff