About Guaranty Bancorp (NASDAQ:GBNK)

Guaranty Bancorp operates as the bank holding company for Guaranty Bank and Trust Company that provides various banking and other financial services to consumers, and small to medium-sized businesses. The company accepts deposit products, such as demand, interest-bearing demand, NOW, money market, IRA, and time deposits, and savings accounts, as well as certificates of deposit. It also offers loan products, including commercial, commercial and residential real estate, construction, and small business administration loans, as well as installment loans to individuals and other consumer loans that include overdraft protection, lines of credit, and other consumer loans. In addition, the company provides wealth management services comprising private banking, investment management, and trust services. As of December 31, 2017, it operated 32 branches located in Colorado's Front Range consisting of the Denver metropolitan area; and an investment management firms. The company was formerly known as Centennial Bank Holdings, Inc. and changed its name to Guaranty Bancorp in 2008. Guaranty Bancorp was incorporated in 2004 and is headquartered in Denver, Colorado.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryRegional Banks
SectorFinance
SymbolNASDAQ:GBNK
CUSIP40075T60
Phone303-675-1194
Debt
Debt-to-Equity Ratio0.72%
Current Ratio0.94%
Quick Ratio0.94%
Price-To-Earnings
Trailing P/E Ratio19.18
Forward P/E Ratio15.61
P/E Growth1.56
Sales & Book Value
Annual Sales$159.75 million
Price / Sales5.38
Cash Flow$1.6433 per share
Price / Cash17.86
Book Value$13.86 per share
Price / Book2.12
Profitability
EPS (Most Recent Fiscal Year)$1.53
Net Income$38.62 million
Net Margins25.61%
Return on Equity12.22%
Return on Assets1.32%
Miscellaneous
Employees517
Outstanding Shares29,300,000
Guaranty Bancorp (NASDAQ:GBNK) Frequently Asked Questions
What is Guaranty Bancorp's stock symbol?
Guaranty Bancorp trades on the NASDAQ under the ticker symbol "GBNK."
How often does Guaranty Bancorp pay dividends? What is the dividend yield for Guaranty Bancorp?
Guaranty Bancorp declared a quarterly dividend on Wednesday, February 14th. Stockholders of record on Friday, February 23rd will be given a dividend of $0.1625 per share on Friday, March 2nd. This represents a $0.65 annualized dividend and a dividend yield of 2.21%. The ex-dividend date is Thursday, February 22nd. This is an increase from Guaranty Bancorp's previous quarterly dividend of $0.13. View Guaranty Bancorp's Dividend History.
How were Guaranty Bancorp's earnings last quarter?
Guaranty Bancorp (NASDAQ:GBNK) issued its earnings results on Wednesday, April, 18th. The financial services provider reported $0.46 earnings per share for the quarter, beating the Thomson Reuters' consensus estimate of $0.45 by $0.01. The financial services provider had revenue of $39.06 million for the quarter, compared to analysts' expectations of $39.32 million. Guaranty Bancorp had a net margin of 25.61% and a return on equity of 12.22%. View Guaranty Bancorp's Earnings History.
When is Guaranty Bancorp's next earnings date?
What price target have analysts set for GBNK?
3 Wall Street analysts have issued 12-month price targets for Guaranty Bancorp's shares. Their forecasts range from $28.00 to $32.00. On average, they expect Guaranty Bancorp's stock price to reach $30.3333 in the next year. View Analyst Ratings for Guaranty Bancorp.
Who are some of Guaranty Bancorp's key competitors?
Some companies that are related to Guaranty Bancorp include Heartland Financial USA (HTLF), First Busey (BUSE), First BanCorp (FBP), S&T Bancorp (STBA), Boston Private Financial (BPFH), 1st Source (SRCE), Seacoast Banking Co. of Florida (SBCF), FB Financial (FBK), State Bank Financial (STBZ), Southside Bancshares (SBSI), Lakeland Financial (LKFN), Enterprise Financial Services (EFSC), First Bancorp (FBNC), MainSource Financial Group (MSFG), Triumph Bancorp (TBK), Live Oak Bank (LOB), Washington Trust Bancorp (WASH) and Center Bancorp (CNOB).
Who are Guaranty Bancorp's key executives?
Guaranty Bancorp's management team includes the folowing people:
- Mr. Paul W. Taylor, Pres, CEO & Director (Age 57)
- Mr. Christopher G. Treece, Exec. VP, Sec. & CFO (Age 49)
- Ms. Cathy P. Goss, Exec. VP & Chief Credit Officer (Age 61)
- Mr. Michael B. Hobbs, Pres & Director of Guaranty Bank and Trust Company (Age 55)
- Mr. Anthony L Pizzichini, Exec. VP & Regional Pres of Guaranty Bank and Trust Company (Age 66)
Has Guaranty Bancorp been receiving favorable news coverage?
Media coverage about GBNK stock has trended somewhat positive this week, according to Accern Sentiment Analysis. Accern ranks the sentiment of media coverage by analyzing more than 20 million news and blog sources in real time. Accern ranks coverage of companies on a scale of -1 to 1, with scores closest to one being the most favorable. Guaranty Bancorp earned a news impact score of 0.12 on Accern's scale. They also gave headlines about the financial services provider an impact score of 45.83 out of 100, meaning that recent media coverage is somewhat unlikely to have an effect on the stock's share price in the near future.
How do I buy shares of Guaranty Bancorp?
Shares of GBNK can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Guaranty Bancorp's stock price today?
One share of GBNK stock can currently be purchased for approximately $29.35.
How big of a company is Guaranty Bancorp?
Guaranty Bancorp has a market capitalization of $859.94 million and generates $159.75 million in revenue each year. The financial services provider earns $38.62 million in net income (profit) each year or $1.53 on an earnings per share basis. Guaranty Bancorp employs 517 workers across the globe.
How can I contact Guaranty Bancorp?
Guaranty Bancorp's mailing address is 1331 SEVENTEENTH STREET SUITE 200, DENVER CO, 80202. The financial services provider can be reached via phone at 303-675-1194 or via email at [email protected]
MarketBeat Community Rating for Guaranty Bancorp (GBNK)
MarketBeat's community ratings are surveys of what our community members think about Guaranty Bancorp and other stocks. Vote "Outperform" if you believe GBNK will outperform the S&P 500 over the long term. Vote "Underperform" if you believe GBNK will underperform the S&P 500 over the long term. You may vote once every thirty days.
Guaranty Bancorp (NASDAQ:GBNK) Price Target and Consensus Rating
(How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
3 Wall Street analysts have issued ratings and price targets for Guaranty Bancorp in the last 12 months. Their average twelve-month price target is $30.3333, suggesting that the stock has a possible upside of 3.35%. The high price target for GBNK is $32.00 and the low price target for GBNK is $28.00. There are currently 2 hold ratings and 1 buy rating for the stock, resulting in a consensus rating of "Hold."
| Today | 30 Days Ago | 90 Days Ago | 180 Days Ago |
Consensus Rating: | Hold | Buy | Buy | Buy |
Consensus Rating Score: | 2.33 | 2.50 | 2.50 | 2.50 |
Ratings Breakdown: | 0 Sell Rating(s) 2 Hold Rating(s) 1 Buy Rating(s) 0 Strong Buy Rating(s) | 0 Sell Rating(s) 2 Hold Rating(s) 2 Buy Rating(s) 0 Strong Buy Rating(s) | 0 Sell Rating(s) 2 Hold Rating(s) 2 Buy Rating(s) 0 Strong Buy Rating(s) | 0 Sell Rating(s) 3 Hold Rating(s) 3 Buy Rating(s) 0 Strong Buy Rating(s) |
Consensus Price Target: | $30.3333 | $29.6250 | $29.6250 | $29.1250 |
Price Target Upside: | 3.35% upside | 4.50% upside | 4.50% upside | 1.84% upside |
Guaranty Bancorp (NASDAQ:GBNK) Consensus Price Target History

Guaranty Bancorp (NASDAQ:GBNK) Analyst Ratings History
Show:
(Data available from 4/23/2016 forward)
Guaranty Bancorp (NASDAQ:GBNK) Dividend Information
Guaranty Bancorp pays an annual dividend of $0.65 per share, with a dividend yield of 2.21%. GBNK's most recent quarterly dividend payment was Friday, March 2. Guaranty Bancorp pays out 42.48% of its earnings out as a dividend.
Most Recent Dividend: | 3/2/2018 |
Annual Dividend: | $0.65 |
Dividend Yield: | 2.21% |
Payout Ratio: | 42.48% (Trailing 12 Months of Earnings) 34.57% (Based on This Year's Estimates) 31.40% (Based on Next Year's Estimates)
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Guaranty Bancorp (NASDAQ:GBNK) Dividend History by Quarter
Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
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2/14/2018 | quarterly | $0.1625 | 2.3% | 2/22/2018 | 2/23/2018 | 3/2/2018 |
11/7/2017 | Quarterly | $0.1250 | 1.85% | 11/16/2017 | 11/17/2017 | 11/27/2017 |
8/9/2017 | quarterly | $0.1250 | 1.93% | 8/16/2017 | 8/18/2017 | 8/25/2017 |
5/3/2017 | quarterly | $0.1250 | 1.97% | 5/17/2017 | 5/19/2017 | 5/26/2017 |
2/7/2017 | Quarterly | $0.1250 | 2.08% | 2/16/2017 | 2/21/2017 | 2/28/2017 |
11/9/2016 | quarterly | $0.1150 | 2.39% | 11/16/2016 | 11/18/2016 | 11/28/2016 |
8/11/2016 | quarterly | $0.1150 | 2.61% | 8/18/2016 | 8/22/2016 | 8/29/2016 |
5/4/2016 | quarterly | $0.1150 | 2.82% | 5/11/2016 | 5/13/2016 | 5/20/2016 |
2/3/2016 | quarterly | $0.1150 | 2.98% | 2/10/2016 | 2/12/2016 | 2/19/2016 |
11/11/2015 | quarterly | $0.10 | 2.28% | 11/18/2015 | 11/20/2015 | 11/30/2015 |
8/6/2015 | quarterly | $0.10 | 2.53% | 8/13/2015 | 8/17/2015 | 8/24/2015 |
5/6/2015 | quarterly | $0.10 | 2.46% | 5/13/2015 | 5/15/2015 | 5/22/2015 |
2/11/2015 | quarterly | $0.10 | 2.73% | 2/18/2015 | 2/20/2015 | 2/27/2015 |
11/7/2014 | quarterly | $0.05 | 1.28% | 11/13/2014 | 11/17/2014 | 11/24/2014 |
8/12/2014 | quarterly | $0.05 | 1.43% | 8/20/2014 | 8/22/2014 | 8/29/2014 |
5/6/2014 | quarterly | $0.05 | 1.61% | 5/14/2014 | 5/16/2014 | 5/23/2014 |
2/6/2014 | quarterly | $0.05 | 1.51% | 2/13/2014 | 2/18/2014 | 2/25/2014 |
11/12/2013 | quarterly | $0.0250 | 0.74% | 11/20/2013 | 11/22/2013 | 11/29/2013 |
8/14/2013 | quarterly | $0.0250 | 0.84% | 8/22/2013 | 8/26/2013 | 8/30/2013 |
5/9/2013 | special | $0.0250 | | 5/23/2013 | 5/28/2013 | 5/31/2013 |
5/7/2013 | quarterly | $0.0250 | | | 5/28/2013 | 5/31/2013 |
(Data available from 1/1/2013 forward)
Guaranty Bancorp (NASDAQ GBNK) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 13.30%
Institutional Ownership Percentage: 69.99%
Guaranty Bancorp (NASDAQ GBNK) Insider Trading History
Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
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3/16/2018 | Patrick Dan O'brien | EVP | Sell | 1,516 | $29.35 | $44,494.60 | 23,744 | |
3/13/2018 | Joseph E Miltimore | EVP | Sell | 2,200 | $29.26 | $64,372.00 | | |
3/8/2018 | Michael J Noesen | EVP | Sell | 7,500 | $28.90 | $216,750.00 | 24,699 | |
3/2/2018 | Stephen D Joyce | Director | Buy | 96 | $27.46 | $2,636.16 | | |
2/22/2018 | Michael J Dipetro | EVP | Sell | 2,162 | $28.30 | $61,184.60 | 4,419 | |
2/14/2018 | Christopher G Treece | CFO | Sell | 4,689 | $27.91 | $130,869.99 | 41,744 | |
2/13/2018 | Michael B Hobbs | Insider | Sell | 4,770 | $27.90 | $133,083.00 | 40,524 | |
2/13/2018 | Paul W Taylor | CEO | Sell | 9,321 | $27.85 | $259,589.85 | 98,696 | |
11/29/2017 | Keith Dickelman | EVP | Sell | 5,000 | $29.02 | $145,100.00 | | |
11/27/2017 | Stephen D Joyce | Director | Buy | 74 | $28.05 | $2,075.70 | 62,892 | |
10/30/2017 | W Kirk Wycoff | Director | Sell | 81,900 | $28.69 | $2,349,711.00 | | |
10/26/2017 | W Kirk Wycoff | Director | Sell | 118,100 | $29.11 | $3,437,891.00 | | |
10/24/2017 | W Kirk Wycoff | Director | Sell | 50,000 | $29.15 | $1,457,500.00 | | |
8/25/2017 | Stephen D Joyce | Director | Buy | 80 | $25.80 | $2,064.00 | 62,818 | |
8/10/2017 | Stephen D Joyce | Director | Buy | 2,000 | $25.79 | $51,580.00 | 62,739 | |
8/2/2017 | Christopher E Erickson | EVP | Sell | 3,120 | $26.48 | $82,617.60 | 20,931 | |
7/31/2017 | Cathy P Goss | EVP | Sell | 4,225 | $26.55 | $112,173.75 | 66,292 | |
7/25/2017 | Cathy P Goss | EVP | Sell | 3,793 | $26.82 | $101,728.26 | 66,292 | |
7/24/2017 | Christopher G Treece | CFO | Sell | 6,000 | $26.63 | $159,780.00 | 41,733 | |
7/24/2017 | Michael B Hobbs | Insider | Sell | 7,948 | $26.63 | $211,655.24 | 40,516 | |
7/24/2017 | Michael J Dipetro | EVP | Sell | 689 | $26.67 | $18,375.63 | 4,890 | |
7/24/2017 | Paul W Taylor | CEO | Sell | 15,676 | $26.58 | $416,668.08 | 106,577 | |
5/26/2017 | Stephen D Joyce | Director | Buy | 80 | $25.65 | $2,052.00 | 60,739 | |
3/14/2017 | Suzanne R Brennan | Director | Buy | 1,000 | $23.85 | $23,850.00 | 1,000 | |
3/10/2017 | Michael J Noesen | EVP | Sell | 3,500 | $23.62 | $82,670.00 | 31,221 | |
2/8/2017 | Christopher G Treece | CFO | Sell | 3,000 | $24.38 | $73,140.00 | 47,170 | |
2/8/2017 | Michael B Hobbs | Insider | Sell | 6,528 | $24.35 | $158,956.80 | 50,265 | |
2/8/2017 | Paul W Taylor | CEO | Sell | 7,000 | $24.09 | $168,630.00 | 106,577 | |
1/30/2017 | Christopher E Erickson | EVP | Sell | 1,875 | $24.00 | $45,000.00 | 22,435 | |
12/12/2016 | W Kirk Wycoff | Director | Sell | 5,500 | $22.50 | $123,750.00 | | |
12/9/2016 | W Kirk Wycoff | Director | Sell | 21,000 | $22.51 | $472,710.00 | | |
11/28/2016 | Stephen D Joyce | Director | Buy | 89 | $21.00 | $1,869.00 | 59,404 | |
11/23/2016 | John M Eggemeyer III | Director | Sell | 1,000,000 | $20.75 | $20,750,000.00 | 4,224 | |
11/21/2016 | W Kirk Wycoff | Director | Sell | 1,000,000 | $20.76 | $20,760,000.00 | | |
11/16/2016 | W Kirk Wycoff | Director | Sell | 95,043 | $20.41 | $1,939,827.63 | | |
9/12/2016 | W Kirk Wycoff | Director | Sell | 2,662 | $18.00 | $47,916.00 | | |
9/8/2016 | W Kirk Wycoff | Director | Sell | 41,609 | $18.01 | $749,378.09 | | |
9/2/2016 | W Kirk Wycoff | Director | Sell | 57,627 | $18.07 | $1,041,319.89 | | |
8/29/2016 | Stephen D Joyce | Director | Buy | 101 | $18.42 | $1,860.42 | 59,315 | |
5/20/2016 | Stephen D Joyce | Director | Buy | 108 | $16.46 | $1,777.68 | 59,215 | |
5/13/2016 | Michael J Dipetro | EVP | Sell | 1,500 | $16.50 | $24,750.00 | 7,181 | |
5/11/2016 | Stephen D Joyce | Director | Buy | 10,200 | $16.75 | $170,850.00 | 58,499 | |
5/4/2016 | Michael J Dipetro | EVP | Sell | 5,537 | $16.39 | $90,751.43 | 8,681 | |
7/24/2015 | Albert C Yates | Director | Buy | 3,300 | $16.47 | $54,351.00 | | |
6/8/2015 | Michael J Noesen | EVP | Sell | 5,000 | $16.36 | $81,800.00 | | |
5/5/2015 | Michael J Dipetro | EVP | Sell | 689 | $16.09 | $11,086.01 | | |
4/24/2015 | Relational Investors Llc | Major Shareholder | Sell | 3,518,400 | $15.25 | $53,655,600.00 | | |
2/23/2015 | Michael J Dipetro | EVP | Sell | 2,909 | $15.02 | $43,693.18 | | |
5/2/2014 | Albert Yates | Director | Buy | 3,900 | $12.85 | $50,115.00 | 22,484 | |
4/21/2014 | Michael Dipetro | EVP | Sell | 2,089 | $13.31 | $27,804.59 | 17,825 | |
2/6/2014 | Albert Yates | Director | Buy | 3,845 | $13.20 | $50,754.00 | 18,584 | |
5/14/2013 | Stephen G Mcconahey | Director | Buy | 25,000 | $2.13 | $53,250.00 | | |
4/17/2013 | W Kirk Wycoff | Director | Buy | 10,000 | $2.00 | $20,000.00 | | |
3/4/2013 | W Kirk Wycoff | Director | Buy | 20,000 | $2.00 | $40,000.00 | | |
2/21/2013 | W Kirk Wycoff | Director | Buy | 23,500 | $2.00 | $47,000.00 | | |
1/16/2013 | W Kirk Wycoff | Director | Buy | 10,000 | $2.00 | $20,000.00 | | |
1/14/2013 | W Kirk Wycoff | Director | Buy | 10,000 | $2.00 | $20,000.00 | | |
1/10/2013 | W Kirk Wycoff | Director | Buy | 10,000 | $2.00 | $20,000.00 | | |
1/9/2013 | W Kirk Wycoff | Director | Buy | 20,000 | $2.00 | $40,000.00 | | |
1/7/2013 | W Kirk Wycoff | Director | Buy | 20,000 | $2.00 | $40,000.00 | | |
1/2/2013 | W Kirk Wycoff | Director | Buy | 10,000 | $2.00 | $20,000.00 | | |
12/31/2012 | W Kirk Wycoff | Director | Buy | 20,000 | $1.90 | $38,000.00 | | |
12/27/2012 | W Kirk Wycoff | Director | Buy | 20,000 | $1.86 | $37,200.00 | | |
12/24/2012 | W Kirk Wycoff | Director | Buy | 22,000 | $1.84 | $40,480.00 | | |
12/20/2012 | W Kirk Wycoff | Director | Buy | 26,000 | $1.83 | $47,580.00 | | |
12/18/2012 | W Kirk Wycoff | Director | Buy | 30,000 | $1.87 | $56,100.00 | | |
10/25/2012 | Gail H Klapper | Director | Buy | 12,600 | $1.95 | $24,570.00 | | |
(Data available from 1/1/2013 forward)
Guaranty Bancorp (NASDAQ GBNK) News Headlines
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Guaranty Bancorp (NASDAQ:GBNK) SEC Filings
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Guaranty Bancorp (NASDAQ:GBNK) Income Statement, Balance Sheet and Cash Flow Statement
Guaranty Bancorp (NASDAQ GBNK) Stock Chart for Monday, April, 23, 2018
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