Generations Bancorp NY (GBNY) Stock Price, News & Analysis

Company Overview

Seneca-Cayuga Bancorp, Inc. is the federally chartered mid-tier stock holding company of Generations Bank. It offers a variety of deposit and loan products to individuals and small businesses. The company focuses on residential mortgages, as well as manufactured home, automobile, home equity, commercial, non-residential real estate and construction loans. Seneca-Cayuga Bancorp is headquartered in Seneca Falls, NY.

Key Stats

• Today's Range: $16.31 to $16.31
• 50-Day Range: $10.81 to $11.95
• 52-Week Range: $9.35 to $11.95
• Volume: N/A
• Average Volume: 2,168 shs
• Market Capitalization: $37.19 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Generations Bancorp NY Stock Analysis - MarketRank™

Generations Bancorp NY scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Generations Bancorp NY.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Generations Bancorp NY is -13.26, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Generations Bancorp NY is -13.26, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Generations Bancorp NY has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.14% of the float of Generations Bancorp NY has been sold short.

Short Interest Ratio / Days to Cover

Generations Bancorp NY has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Generations Bancorp NY has recently decreased by 12.12%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Generations Bancorp NY does not currently pay a dividend.

Dividend Growth

Generations Bancorp NY does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.14% of the float of Generations Bancorp NY has been sold short.

Short Interest Ratio / Days to Cover

Generations Bancorp NY has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Generations Bancorp NY has recently decreased by 12.12%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Generations Bancorp NY this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Generations Bancorp NY insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.20% of the stock of Generations Bancorp NY is held by insiders.

Percentage Held by Institutions

Only 37.66% of the stock of Generations Bancorp NY is held by institutions.

GBNY Stock Analysis - Frequently Asked Questions

What other stocks do shareholders of Generations Bancorp NY own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Generations Bancorp NY investors own include Nucor (NUE), Aurora Cannabis (ACB), AC Immune (ACIU), Adagene (ADAG), Align Technology (ALGN), AMC Entertainment (AMC) and Alpha Metallurgical Resources (AMR).

Company Calendar

• Today: 6/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: N/A
• Current Symbol: NASDAQ:GBNY
• CIK: 1823365
• Web: www.mygenbank.com
• Phone: (315) 568-5855
• Fax: N/A
• Employees: 94
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): ($1.23)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$1.57 million
• Net Margins: -13.15%
• Pretax Margin: -16.98%
• Return on Equity: -7.26%
• Return on Assets: -0.64%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $19.30 million
• Price / Sales: 1.93
• Cash Flow: $1.09 per share
• Price / Cash Flow: 14.96
• Book Value: $16.86 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 2,280,000
• Free Float: 2,138,000
• Market Cap: $37.19 million
• Optionable: Not Optionable
• Beta: 0.28