National Commerce Corporation operates as the bank holding company for National Bank of Commerce that provides various financial services to businesses, business owners, and professionals. The company offers deposit products, including interest and noninterest-bearing demand deposits, money market accounts, interest-bearing transaction accounts, savings and time deposits, checking accounts, and certificates of deposit, as well as negotiable orders of withdrawal accounts. It also provides real estate loans, such as commercial real estate term, residential mortgage, and construction and land development loans, as well as home equity lines of credit secured by residential property; commercial and industrial loans; and consumer loans to purchase automobiles and other consumer durable goods. In addition, the company provides factoring, invoicing, collection, and accounts receivable management services to transportation companies, and automotive parts and service providers; and electronic banking services, including commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture. The company offers its services through 7 full-service banking offices in Birmingham, Huntsville, Auburn-Opelika, and Baldwin County, Alabama; 21 full-service banking offices in central and northeast Florida, including United Legacy Bank, Reunion Bank of Florida, Patriot Bank, and FirstAtlantic Bank names; and 2 full-service banking offices and a loan production office in Atlanta, Georgia. National Commerce Corporation was founded in 2004 and is headquartered in Birmingham, Alabama.
Industry, Sector and Symbol
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:NCOM
CUSIPN/A
Phone205-313-8100
Debt
Debt-to-Equity Ratio0.05
Current Ratio1.02
Quick Ratio1.02
Price-To-Earnings
Trailing P/E Ratio24.24
Forward P/E Ratio17.43
P/E GrowthN/A
Sales & Book Value
Annual Sales$129.83 million
Price / Sales6.34
Cash Flow$1.8874 per share
Price / Cash25.30
Book Value$27.05 per share
Price / Book1.77
Profitability
EPS (Most Recent Fiscal Year)$1.97
Net Income$20.06 million
Net Margins16.53%
Return on Equity7.69%
Return on Assets1.18%
Miscellaneous
Employees433
Outstanding Shares17,230,000
National Commerce (NASDAQ:NCOM) Frequently Asked Questions
What is National Commerce's stock symbol?
National Commerce trades on the NASDAQ under the ticker symbol "NCOM."
How were National Commerce's earnings last quarter?
National Commerce (NASDAQ:NCOM) announced its quarterly earnings data on Wednesday, April, 25th. The financial services provider reported $0.52 earnings per share for the quarter, missing analysts' consensus estimates of $0.62 by $0.10. The financial services provider had revenue of $37.69 million for the quarter, compared to the consensus estimate of $37.66 million. National Commerce had a net margin of 16.53% and a return on equity of 7.69%. View National Commerce's Earnings History.
When is National Commerce's next earnings date?
What price target have analysts set for NCOM?
2 Wall Street analysts have issued 1-year price objectives for National Commerce's shares. Their forecasts range from $41.00 to $45.00. On average, they anticipate National Commerce's share price to reach $43.00 in the next year. View Analyst Ratings for National Commerce.
Who are some of National Commerce's key competitors?
Some companies that are related to National Commerce include First Financial Bancorp (FFBC), Community Bank System (CBU), Fulton Financial (FULT), Simmons First National (SFNC), Old National Bancorp (ONB), Washington Federal (WAFD), FCB Financial (FCB), First Midwest Bancorp (FMBI), Centerstate Bank (CSFL), Hope Bancorp (HOPE), Cadence Bancorp (CADE), First Merchants (FRME), Trustmark (TRMK), WesBanco (WSBC) and BancFirst (BANF).
Who are National Commerce's key executives?
National Commerce's management team includes the folowing people:
- Mr. John H. Holcomb III, Exec. Chairman (Age 66)
- Mr. Richard Murray IV, CEO, Pres, COO & Director (Age 55)
- Mr. William E. Matthews V, Vice Chairman & CFO (Age 53)
- Mr. John R. Bragg, Exec. VP of Bank Operations and Exec. VP of Bank Operations of National Bank of Commerce (Age 56)
- Mr. William R. Ireland Jr., Chief Risk Mgmt Officer & EVP (Age 60)
When did National Commerce IPO?
(NCOM) raised $31 million in an initial public offering (IPO) on Thursday, March 19th 2015. The company issued 1,600,000 shares at a price of $18.50-$20.50 per share. Keefe, Bruyette & Woods (A Stifel Company) served as the underwriter for the IPO and Raymond James, Sterne Agee and FIG Partners were co-managers.
Has National Commerce been receiving favorable news coverage?
News headlines about NCOM stock have trended somewhat positive this week, according to Accern Sentiment Analysis. The research group rates the sentiment of media coverage by analyzing more than twenty million blog and news sources in real time. Accern ranks coverage of public companies on a scale of -1 to 1, with scores closest to one being the most favorable. National Commerce earned a media sentiment score of 0.13 on Accern's scale. They also gave media headlines about the financial services provider an impact score of 47.24 out of 100, indicating that recent media coverage is somewhat unlikely to have an impact on the company's share price in the next several days.
Who are National Commerce's major shareholders?
National Commerce's stock is owned by a variety of of institutional and retail investors. Top institutional investors include BlackRock Inc. (3.86%), Banc Funds Co. LLC (2.06%), Elizabeth Park Capital Advisors Ltd. (1.94%), RMB Capital Management LLC (1.52%), The Manufacturers Life Insurance Company (1.29%) and Dimensional Fund Advisors LP (1.10%). Company insiders that own National Commerce stock include Robert B Aland and Russell H Iv Vandevelde. View Institutional Ownership Trends for National Commerce.
Which institutional investors are selling National Commerce stock?
NCOM stock was sold by a variety of institutional investors in the last quarter, including Lord Abbett & CO. LLC, Modera Wealth Management LLC, Arlington Partners LLC, Russell Investments Group Ltd., Catalyst Capital Advisors LLC and Citigroup Inc.. View Insider Buying and Selling for National Commerce.
Which institutional investors are buying National Commerce stock?
NCOM stock was purchased by a variety of institutional investors in the last quarter, including RMB Capital Management LLC, Elizabeth Park Capital Advisors Ltd., Millennium Management LLC, BlackRock Inc., BB&T Securities LLC, Bridgeworth LLC, Teton Advisors Inc. and Federated Investors Inc. PA. View Insider Buying and Selling for National Commerce.
How do I buy shares of National Commerce?
Shares of NCOM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is National Commerce's stock price today?
One share of NCOM stock can currently be purchased for approximately $47.75.
How big of a company is National Commerce?
National Commerce has a market capitalization of $813.22 million and generates $129.83 million in revenue each year. The financial services provider earns $20.06 million in net income (profit) each year or $1.97 on an earnings per share basis. National Commerce employs 433 workers across the globe.
How can I contact National Commerce?
National Commerce's mailing address is 813 Shades Creek Parkway Suite 100, BIRMINGHAM AL, 35209. The financial services provider can be reached via phone at 205-313-8100 or via email at [email protected]
MarketBeat Community Rating for National Commerce (NCOM)
MarketBeat's community ratings are surveys of what our community members think about National Commerce and other stocks. Vote "Outperform" if you believe NCOM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe NCOM will underperform the S&P 500 over the long term. You may vote once every thirty days.
