National Commerce Corporation operates as the bank holding company for National Bank of Commerce that provides various financial services to businesses, business owners, and professionals. The company offers deposit products, including interest and noninterest-bearing demand deposits, money market accounts, interest-bearing transaction accounts, savings and time deposits, checking accounts, and certificates of deposit, as well as negotiable orders of withdrawal accounts. It also provides real estate loans, such as commercial real estate term, residential mortgage, and construction and land development loans, as well as home equity lines of credit secured by residential property; commercial and industrial loans; and consumer loans to purchase automobiles and other consumer durable goods. In addition, the company provides factoring, invoicing, collection, and accounts receivable management services to transportation companies, and automotive parts and service providers; and electronic banking services, including commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture. The company offers its services through 7 full-service banking offices in Birmingham, Huntsville, Auburn-Opelika, and Baldwin County, Alabama; 21 full-service banking offices in central and northeast Florida, including United Legacy Bank, Reunion Bank of Florida, Patriot Bank, and FirstAtlantic Bank names; and 2 full-service banking offices and a loan production office in Atlanta, Georgia. National Commerce Corporation was founded in 2004 and is headquartered in Birmingham, Alabama.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
Current SymbolNASDAQ:NCOM
Previous Symbol
CUSIPN/A
Phone205-313-8100
Debt
Debt-to-Equity Ratio0.05
Current Ratio1.02
Quick Ratio1.02
Price-To-Earnings
Trailing P/E Ratio18.49
Forward P/E Ratio14.28
P/E GrowthN/A
Sales & Book Value
Annual Sales$129.83 million
Price / Sales5.80
Cash Flow$1.8311 per share
Price / Cash Flow19.89
Book Value$27.05 per share
Price / Book1.35
Profitability
EPS (Most Recent Fiscal Year)$1.97
Net Income$20.06 million
Net Margins19.31%
Return on Equity8.03%
Return on Assets1.29%
Miscellaneous
Employees433
Outstanding Shares20,680,000
Market Cap$767.11 million
OptionableNot Optionable
National Commerce (NASDAQ:NCOM) Frequently Asked Questions
What is National Commerce's stock symbol?
National Commerce trades on the NASDAQ under the ticker symbol "NCOM."
How were National Commerce's earnings last quarter?
National Commerce Corp (NASDAQ:NCOM) announced its quarterly earnings data on Wednesday, October, 24th. The financial services provider reported $0.59 EPS for the quarter, missing the Zacks' consensus estimate of $0.68 by $0.09. The financial services provider earned $44.79 million during the quarter, compared to analysts' expectations of $44.05 million. National Commerce had a net margin of 19.31% and a return on equity of 8.03%. View National Commerce's Earnings History.
When is National Commerce's next earnings date?
What price target have analysts set for NCOM?
3 equities research analysts have issued 12-month target prices for National Commerce's shares. Their predictions range from $39.00 to $46.00. On average, they expect National Commerce's stock price to reach $42.00 in the next year. This suggests a possible upside of 15.3% from the stock's current price. View Analyst Price Targets for National Commerce.
What is the consensus analysts' recommendation for National Commerce?
3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for National Commerce in the last year. There are currently 2 hold ratings and 1 buy rating for the stock, resulting in a consensus recommendation of "Hold." View Analyst Ratings for National Commerce.
Has National Commerce been receiving favorable news coverage?
Press coverage about NCOM stock has trended somewhat positive recently, according to InfoTrie Sentiment Analysis. InfoTrie identifies negative and positive news coverage by analyzing more than six thousand news and blog sources in real time. The firm ranks coverage of public companies on a scale of negative five to positive five, with scores closest to five being the most favorable. National Commerce earned a media sentiment score of 1.2 on InfoTrie's scale. They also gave press coverage about the financial services provider a news buzz of 6.0 out of 10, indicating that recent news coverage is somewhat likely to have an effect on the company's share price in the immediate future.
Who are some of National Commerce's key competitors?
Some companies that are related to National Commerce include Fulton Financial (FULT), Old National Bancorp (ONB), First Financial Bancorp (FFBC), Simmons First National (SFNC), First Midwest Bancorp (FMBI), Washington Federal (WAFD), WesBanco (WSBC), Centerstate Bank (CSFL), Trustmark (TRMK), First Merchants (FRME), Northwest Bancshares (NWBI), BancFirst (BANF), Hope Bancorp (HOPE), FCB Financial (FCB) and Cadence Bancorp (CADE).
Who are National Commerce's key executives?
National Commerce's management team includes the folowing people:
- Mr. Richard Murray IV, Chairman & CEO (Age 55)
- Mr. John H. Holcomb III, Vice Chairman (Age 66)
- Mr. William E. Matthews V, CFO, Pres & Director (Age 53)
- Mr. M. Davis Goodson Jr., Chief Credit Officer, Exec. VP & Sr. Lender of National Bank of Commerce (Age 46)
- Ms. Shelly S. Williams, Chief Accounting Officer & Sr. VP (Age 55)
When did National Commerce IPO?
(NCOM) raised $31 million in an initial public offering on Thursday, March 19th 2015. The company issued 1,600,000 shares at $18.50-$20.50 per share. Keefe, Bruyette & Woods (A Stifel Company) served as the underwriter for the IPO and Raymond James, Sterne Agee and FIG Partners were co-managers.
Who are National Commerce's major shareholders?
National Commerce's stock is owned by a number of of retail and institutional investors. Top institutional investors include BlackRock Inc. (5.36%), Vanguard Group Inc. (3.46%), Vanguard Group Inc (3.46%), Elizabeth Park Capital Advisors Ltd. (1.84%), Dimensional Fund Advisors LP (1.72%) and Banc Funds Co. LLC (1.64%). Company insiders that own National Commerce stock include Robert B Aland and Russell H Iv Vandevelde. View Institutional Ownership Trends for National Commerce.
Which institutional investors are selling National Commerce stock?
NCOM stock was sold by a variety of institutional investors in the last quarter, including Banc Funds Co. LLC, TIAA CREF Investment Management LLC, Renaissance Technologies LLC, Homrich & Berg and Credit Suisse AG. View Insider Buying and Selling for National Commerce.
Which institutional investors are buying National Commerce stock?
NCOM stock was purchased by a variety of institutional investors in the last quarter, including BlackRock Inc., Dimensional Fund Advisors LP, Vanguard Group Inc, Vanguard Group Inc., Morgan Stanley, Maltese Capital Management LLC, First Trust Advisors LP and Federated Investors Inc. PA. View Insider Buying and Selling for National Commerce.
How do I buy shares of National Commerce?
Shares of NCOM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is National Commerce's stock price today?
One share of NCOM stock can currently be purchased for approximately $36.42.
How big of a company is National Commerce?
National Commerce has a market capitalization of $767.11 million and generates $129.83 million in revenue each year. The financial services provider earns $20.06 million in net income (profit) each year or $1.97 on an earnings per share basis. National Commerce employs 433 workers across the globe.
What is National Commerce's official website?
How can I contact National Commerce?
National Commerce's mailing address is 600 Luckie Drive Suite 350, BIRMINGHAM AL, 35223. The financial services provider can be reached via phone at 205-313-8100 or via email at [email protected]
MarketBeat Community Rating for National Commerce (NASDAQ NCOM)
MarketBeat's community ratings are surveys of what our community members think about National Commerce and other stocks. Vote "Outperform" if you believe NCOM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe NCOM will underperform the S&P 500 over the long term. You may vote once every thirty days.
