Evans Bancorp (EVBN) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Evans Bancorp (NYSE:EVBN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their community ranking, analyst recommendations, valuation, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

Is FMBH or EVBN more profitable?

First Mid Bancshares has a net margin of 17.39% compared to Evans Bancorp's net margin of 9.89%. First Mid Bancshares' return on equity of 10.10% beat Evans Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.39%	10.10%	1.09%
Evans Bancorp	9.89%	6.66%	0.53%

Which has more risk & volatility, FMBH or EVBN?

First Mid Bancshares has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500. Comparatively, Evans Bancorp has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500.

Do analysts recommend FMBH or EVBN?

First Mid Bancshares presently has a consensus target price of $43.83, indicating a potential upside of 22.34%. Given First Mid Bancshares' stronger consensus rating and higher probable upside, equities analysts plainly believe First Mid Bancshares is more favorable than Evans Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Evans Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has preferable earnings & valuation, FMBH or EVBN?

First Mid Bancshares has higher revenue and earnings than Evans Bancorp. First Mid Bancshares is trading at a lower price-to-earnings ratio than Evans Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$322.32M	2.67	$78.90M	$3.36	10.66
Evans Bancorp	$69.21M	3.18	$11.95M	$2.15	18.39

Is FMBH or EVBN a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.7%. Evans Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.3%. First Mid Bancshares pays out 28.6% of its earnings in the form of a dividend. Evans Bancorp pays out 61.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years.

Does the media favor FMBH or EVBN?

In the previous week, First Mid Bancshares had 1 more articles in the media than Evans Bancorp. MarketBeat recorded 2 mentions for First Mid Bancshares and 1 mentions for Evans Bancorp. First Mid Bancshares' average media sentiment score of 1.05 beat Evans Bancorp's score of 0.00 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Evans Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals hold more shares of FMBH or EVBN?

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 67.1% of Evans Bancorp shares are held by institutional investors. 7.7% of First Mid Bancshares shares are held by insiders. Comparatively, 6.3% of Evans Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer FMBH or EVBN?

First Mid Bancshares received 193 more outperform votes than Evans Bancorp when rated by MarketBeat users. Likewise, 52.16% of users gave First Mid Bancshares an outperform vote while only 0.00% of users gave Evans Bancorp an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 193 52.16%	Underperform Votes 177 47.84%
Evans Bancorp	Outperform Votes No Votes	Underperform Votes 17 100.00%

Summary

First Mid Bancshares beats Evans Bancorp on 17 of the 21 factors compared between the two stocks.