Santander Consumer USA (NYSE:SC) Vs. DFS, CACC, OMF, SLM, LPRO, NNI, LC, OCSL, ATLC, and ENVA
Should you be buying Santander Consumer USA stock or one of its competitors? The main competitors of Santander Consumer USA include Discover Financial Services (DFS), Credit Acceptance (CACC), OneMain (OMF), SLM (SLM), Open Lending (LPRO), Nelnet (NNI), LendingClub (LC), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), and Enova International (ENVA). These companies are all part of the "personal credit institutions" industry.
Santander Consumer USA vs.
Santander Consumer USA (NYSE:SC) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, institutional ownership, dividends, earnings, profitability, media sentiment and risk.
Santander Consumer USA received 168 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 65.78% of users gave Santander Consumer USA an outperform vote while only 53.68% of users gave Credit Acceptance an outperform vote.
Santander Consumer USA has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500.
Credit Acceptance has a net margin of 50.04% compared to Santander Consumer USA's net margin of 34.85%. Santander Consumer USA's return on equity of 46.51% beat Credit Acceptance's return on equity.
Santander Consumer USA presently has a consensus target price of $36.96, indicating a potential downside of 11.39%. Credit Acceptance has a consensus target price of $379.50, indicating a potential downside of 35.56%. Given Santander Consumer USA's stronger consensus rating and higher probable upside, equities analysts plainly believe Santander Consumer USA is more favorable than Credit Acceptance.
Santander Consumer USA has higher revenue and earnings than Credit Acceptance. Santander Consumer USA is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.
99.6% of Santander Consumer USA shares are owned by institutional investors. Comparatively, 71.1% of Credit Acceptance shares are owned by institutional investors. 0.1% of Santander Consumer USA shares are owned by insiders. Comparatively, 4.5% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
In the previous week, Santander Consumer USA had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 5 mentions for Santander Consumer USA and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.17 beat Santander Consumer USA's score of 0.61 indicating that Credit Acceptance is being referred to more favorably in the news media.
Summary
Santander Consumer USA beats Credit Acceptance on 10 of the 18 factors compared between the two stocks.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding SC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment >-1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Santander Consumer USA (NYSE:SC) vs. Its Competitors
Santander Consumer USA Competitors List
