S&P 500   4,551.68
DOW   35,490.69
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S&P 500   4,551.68
DOW   35,490.69
QQQ   380.00
pixel
pixel
pixel
S&P 500   4,551.68
DOW   35,490.69
QQQ   380.00
pixel
pixel
pixel
S&P 500   4,551.68
DOW   35,490.69
QQQ   380.00
pixel
pixel
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Santander Consumer USA Stock Competitors

$41.71
0.00 (0.00 %)
(As of 10/27/2021 04:00 PM ET)
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Compare
Today's Range
$41.65
$41.74
50-Day Range
$41.09
$42.29
52-Week Range
$19.77
$42.39
Volume
417,021 shs
Average Volume
1.03 million shs
Market Capitalization
$12.77 billion
P/E Ratio
4.56
Dividend Yield
2.11%
Beta
1.08

Santander Consumer USA (NYSE:SC) Vs. DFS, CACC, OMF, SLM, LPRO, NNI, LC, OCSL, ATLC, and ENVA

Should you be buying Santander Consumer USA stock or one of its competitors? The main competitors of Santander Consumer USA include Discover Financial Services (DFS), Credit Acceptance (CACC), OneMain (OMF), SLM (SLM), Open Lending (LPRO), Nelnet (NNI), LendingClub (LC), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), and Enova International (ENVA). These companies are all part of the "personal credit institutions" industry.

Santander Consumer USA vs.

Santander Consumer USA (NYSE:SC) and Credit Acceptance (NASDAQ:CACC) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, institutional ownership, dividends, earnings, profitability, media sentiment and risk.

Santander Consumer USA received 168 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 65.78% of users gave Santander Consumer USA an outperform vote while only 53.68% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Santander Consumer USAOutperform Votes
496
65.78%
Underperform Votes
258
34.22%
Credit AcceptanceOutperform Votes
328
53.68%
Underperform Votes
283
46.32%

Santander Consumer USA has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500.

Credit Acceptance has a net margin of 50.04% compared to Santander Consumer USA's net margin of 34.85%. Santander Consumer USA's return on equity of 46.51% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Santander Consumer USA 34.85% 46.51% 5.83%
Credit Acceptance 50.04% 32.07% 9.88%

Santander Consumer USA presently has a consensus target price of $36.96, indicating a potential downside of 11.39%. Credit Acceptance has a consensus target price of $379.50, indicating a potential downside of 35.56%. Given Santander Consumer USA's stronger consensus rating and higher probable upside, equities analysts plainly believe Santander Consumer USA is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Santander Consumer USA
1 Sell rating(s)
9 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.08
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Santander Consumer USA has higher revenue and earnings than Credit Acceptance. Santander Consumer USA is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Santander Consumer USA$8.09 billion1.58$910.91 million$2.8714.53
Credit Acceptance$1.67 billion5.53$421 million$38.2615.39

99.6% of Santander Consumer USA shares are owned by institutional investors. Comparatively, 71.1% of Credit Acceptance shares are owned by institutional investors. 0.1% of Santander Consumer USA shares are owned by insiders. Comparatively, 4.5% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Santander Consumer USA had 2 more articles in the media than Credit Acceptance. MarketBeat recorded 5 mentions for Santander Consumer USA and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.17 beat Santander Consumer USA's score of 0.61 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Santander Consumer USA
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Santander Consumer USA beats Credit Acceptance on 10 of the 18 factors compared between the two stocks.


New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment >-1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

Santander Consumer USA (NYSE:SC) vs. Its Competitors

TypeSantander Consumer USAPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$12.77B$5.68B$8.55B$15.73B
Dividend Yield2.11%2.89%4.47%2.78%
P/E Ratio4.5618.0114.7926.81
Price / Sales1.585.313,198.6032.12
Price / Cash4.1042.3732.8625.73
Price / Book2.2712.953.0713.80
Net Income$910.91M$311.18M$562.36M$356.50M
7 Day PerformanceN/AN/A-3.21%-0.74%
1 Month Performance0.51%-1.02%2.88%1.54%
1 Year Performance99.19%143.64%51.65%62.46%

Santander Consumer USA Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
DFS
Discover Financial Services
3.1412 of 5 stars
$115.44
flat
$127.07
flat
+76.9%$34.57B$12.95B7.3917,600Analyst Report
Insider Selling
Analyst Revision
CACC
Credit Acceptance
1.8698 of 5 stars
$588.89
flat
$379.50
flat
N/A$9.23B$1.67B11.332,018Upcoming Earnings
Positive News
OMF
OneMain
3.2073 of 5 stars
$52.50
flat
$71.75
flat
N/A$6.90B$4.89B5.158,300Short Interest ↓
Analyst Revision
High Trading Volume
SLM
SLM
2.7264 of 5 stars
$17.58
flat
$23.71
flat
N/A$5.15B$2.35B4.661,600Buyback Announcement
Analyst Revision
LPRO
Open Lending
2.8883 of 5 stars
$31.56
flat
$46.11
flat
N/A$3.98B$108.89M157.80104
NNI
Nelnet
2.3164 of 5 stars
$81.88
flat
$75.00
flat
N/A$3.16B$1.73B6.156,199Upcoming Earnings
LC
LendingClub
1.8848 of 5 stars
$31.62
flat
$22.00
flat
N/A$3.12B$314.70M-29.551,030Earnings Report
News Coverage
OCSL
Oaktree Specialty Lending
2.2931 of 5 stars
$7.36
flat
$7.58
flat
N/A$1.33B$143.13M4.04N/A
ATLC
Atlanticus
2.2248 of 5 stars
$70.58
flat
$67.00
flat
N/A$1.17B$563.41M11.22325
ENVA
Enova International
2.2365 of 5 stars
$31.05
flat
$46.00
flat
N/A$1.14B$1.08B2.271,549
WRLD
World Acceptance
1.9798 of 5 stars
$158.44
flat
$98.50
flat
N/A$1.06B$525.53M11.643,175Earnings Report
Gap Up
High Trading Volume
RM
Regional Management
2.4165 of 5 stars
$51.14
flat
$46.50
flat
N/A$526.38M$373.91M7.901,542Upcoming Earnings
Short Interest ↓
High Trading Volume
This page was last updated on 10/28/2021 by MarketBeat.com Staff

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