Affirmative Insurance (AFFM) Stock Price, News & Analysis

Company Overview

Affirmative Insurance Holdings, Inc. (OTCMKTS: AFFM) is a specialty property and casualty insurer focused primarily on the nonstandard personal automobile market in the United States. The company underwrites and issues policies designed for drivers who may not qualify for coverage through standard insurance carriers due to driving records or credit history. Affirmative’s product suite includes liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverages, as well as value-added services such as roadside assistance.

Affirmative distributes its insurance products through a network of independent agents and brokers, leveraging proprietary underwriting guidelines and technology-driven risk assessment tools. The company has invested in digital platforms that allow for online policy management, claims reporting, and customer support, helping to streamline the customer experience while maintaining underwriting discipline. By combining data analytics with field expertise, Affirmative seeks to balance growth with prudent risk management in its target markets.

Founded in 2001 and originally known as SouthTrust Insurance Holdings, Inc., the company rebranded to Affirmative Insurance in the mid-2000s and completed its initial public offering soon thereafter. Headquartered in Richardson, Texas, Affirmative holds licenses in more than two dozen states, including key auto insurance markets such as Texas, California, Georgia, and Florida. Over the years, the company has expanded its geographic footprint and refined its product offerings to address shifting market dynamics and regulatory requirements.

Affirmative Insurance is led by a management team with decades of combined experience in the insurance industry. The executive leadership emphasizes a disciplined underwriting culture, operational efficiency, and a commitment to customer service. Through strategic partnerships with agency networks and continued investment in technology, the company aims to strengthen its position in the nonstandard auto insurance segment and deliver long-term value to policyholders and stakeholders.

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AFFM Stock Analysis - Frequently Asked Questions

How do I buy shares of Affirmative Insurance?

Shares of AFFM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Affirmative Insurance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Affirmative Insurance investors own include Meta Platforms (META), Longeveron (LGVN), Lithium Americas (LAC), Hon Hai Precision Industry Co., Ltd. Sponsored GDR (HNHPF), Hilton Worldwide (HLT), Herbalife (HLF) and Gilat Satellite Networks (GILT).

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Fire, Marine & Casualty Insurance
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:AFFM
• CIK: 1282543
• Web: www.affirmative.com
• Phone: +1-972-7286300
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