Americas United Bank provides banking products and services to small-to-medium-sized businesses, professionals, and entrepreneurs in Southern California, the United States. Its business banking products include checking accounts, savings accounts, and certificates of deposit (CD); and lending products, such as business loans, revolving lines of credit, receivables and inventory financing, term loans/equipment financing, small business administration loans, professional loans, term loans for acquisitions and expansion, and standby letters of credit, as well as financing for commercial real estate purchase/refinance. The company's personal banking products consists of checking accounts, savings accounts, and CDs; and loans to individuals for personal lines of credit, life insurance premium financing, automobile loans, and overdraft protection. It also offers other loan products, such as one-to-four family residential, and commercial and industrial loans. In addition, the company provides various business services, including deposit delivery, remote deposit capture, cash management, PC-based information reporting, international banking, business credit and debit card, and merchant credit card processing; and personal services, such as direct deposit and debit cards, as well as online banking services. It has branch offices in Downey, Lancaster, Commerce, and Santa Fe Springs, California. The company was founded in 2006 and is headquartered in Glendale, California.
