OTCMKTS:BAYK - Bay Banks Of Virginia Stock Price, Price Target & More

$9.68 +0.17 (+1.79 %)

(As of 04/24/2018 04:00 PM ET)

Previous Close$9.51

Today's Range$9.51 - $9.68

52-Week Range$8.80 - $10.85

Volume4,200 shs

Average Volume5,664 shs

Market Capitalization$125.75 million

P/E Ratio60.50

Dividend Yield1.68%

Beta0.25

About Bay Banks Of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia, Inc. operates as the bank holding company for Bank of Lancaster that provides various banking products and services to businesses, professionals, and consumers in Virginia. The company accepts checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, and individual retirement accounts. Its loan products include commercial and industrial loans, such as small business loans, asset based loans, and other secured and unsecured loans and lines of credit; residential and commercial mortgages; home equity loans; consumer installment loans; and consumer loans comprising automobile and boat financing, home improvement loans, and unsecured personal loans. It also offers credit cards; investment accounts; and insurance agency, online banking, telephone banking, mobile banking, analysis checking, cash management deposit, wire, direct deposit payroll, and remote deposit services, as well as a line of commercial lending options. In addition, the company offers management services, including estate planning and settlement, revocable and irrevocable living trusts, testamentary trusts, custodial accounts, investment management accounts, and managed and self-directed rollover individual retirement accounts for personal and corporate trusts. As of April 3, 2017, it operated 19 banking offices in the Richmond market area, the Northern Neck region, Tri-Cities area of Petersburg, Hopewell and Colonial Heights, Middlesex County, and Suffolk. Bay Banks of Virginia, Inc. was founded in 1930 and is headquartered in Kilmarnock, Virginia.

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Industry, Sector and Symbol

Industry State commercial banks

Sub-IndustryN/A

SectorFinance

SymbolOTCMKTS:BAYK

CUSIPN/A

Webwww.baybanks.com

Phone804-325-3775

Debt

Debt-to-Equity Ratio0.67%

Current Ratio1.07%

Quick Ratio1.07%

Price-To-Earnings

Trailing P/E Ratio60.50

Forward P/E RatioN/A

P/E GrowthN/A

Sales & Book Value

Annual Sales$37.38 million

Price / Sales3.42

Cash Flow$0.2771 per share

Price / Cash34.93

Book Value$8.68 per share

Price / Book1.12

Profitability

EPS (Most Recent Fiscal Year)$0.16

Net Income$-1,270,000.00

Net Margins-2.52%

Return on Equity1.05%

Return on Assets0.11%

Miscellaneous

Employees168

Outstanding Shares13,220,000

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Bay Banks Of Virginia (OTCMKTS:BAYK) Frequently Asked Questions

What is Bay Banks Of Virginia's stock symbol?

Bay Banks Of Virginia trades on the OTCMKTS under the ticker symbol "BAYK."

How often does Bay Banks Of Virginia pay dividends? What is the dividend yield for Bay Banks Of Virginia?

Bay Banks Of Virginia declared a quarterly dividend on Friday, December 8th. Investors of record on Friday, December 22nd will be paid a dividend of $0.04 per share on Friday, December 29th. This represents a $0.16 annualized dividend and a yield of 1.65%. The ex-dividend date of this dividend is Thursday, December 21st. View Bay Banks Of Virginia's Dividend History.

How were Bay Banks Of Virginia's earnings last quarter?

Bay Banks Of Virginia (OTCMKTS:BAYK) announced its quarterly earnings results on Wednesday, July, 26th. The financial services provider reported $0.06 EPS for the quarter, missing the Zacks' consensus estimate of $0.12 by $0.06. The financial services provider earned $8.59 million during the quarter, compared to analysts' expectations of $8.40 million. Bay Banks Of Virginia had a negative net margin of 2.52% and a positive return on equity of 1.05%. View Bay Banks Of Virginia's Earnings History.

When is Bay Banks Of Virginia's next earnings date?

Bay Banks Of Virginia is scheduled to release their next quarterly earnings announcement on Friday, April, 27th 2018. View Earnings Estimates for Bay Banks Of Virginia.

Who are some of Bay Banks Of Virginia's key competitors?

Some companies that are related to Bay Banks Of Virginia include Atlantic Capital (ACBI), Bank of Marin Bancorp (BMRC), Republic First Bancorp (FRBK), First Mid-Illinois Bancshares (FMBH), Franklin Financial Network (FSB), RBB Bancorp (RBB), Century BanCorp (CNBKA), CNB Financial (CCNE), Hingham Institution for Savings (HIFS), Capital City Bank Group (CCBG), Old Line Bancshares (OLBK), West Bancorporation (WTBA), Sierra Bancorp (BSRR), Old Second Bancorp (OSBC) and Enterprise Bancorp (EBTC).

Who are Bay Banks Of Virginia's key executives?

Bay Banks Of Virginia's management team includes the folowing people:

Mr. Randal R. Greene, Vice Chairman, Pres & CEO (Age 58)
Ms. Deborah M. Evans, Sr. VP (Age 55)
Mr. Douglas F. Jenkins Jr., Exec. VP (Age 58)
Ms. Judy C. Gavant CPA, Exec. VP & CFO (Age 58)
Ms. Peggy G. George, VP & Human Resource Officer

Has Bay Banks Of Virginia been receiving favorable news coverage?

Headlines about BAYK stock have trended somewhat positive on Tuesday, Accern Sentiment reports. The research group rates the sentiment of press coverage by monitoring more than 20 million news and blog sources in real time. Accern ranks coverage of companies on a scale of -1 to 1, with scores nearest to one being the most favorable. Bay Banks Of Virginia earned a daily sentiment score of 0.22 on Accern's scale. They also gave news stories about the financial services provider an impact score of 48.13 out of 100, indicating that recent press coverage is somewhat unlikely to have an impact on the stock's share price in the near future.

How do I buy shares of Bay Banks Of Virginia?

Shares of BAYK can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Bay Banks Of Virginia's stock price today?

One share of BAYK stock can currently be purchased for approximately $9.68.

How big of a company is Bay Banks Of Virginia?

Bay Banks Of Virginia has a market capitalization of $125.75 million and generates $37.38 million in revenue each year. The financial services provider earns $-1,270,000.00 in net income (profit) each year or $0.16 on an earnings per share basis. Bay Banks Of Virginia employs 168 workers across the globe.

How can I contact Bay Banks Of Virginia?

Bay Banks Of Virginia's mailing address is 1801 Bayberry Court, Richmond VA, 23226. The financial services provider can be reached via phone at 804-325-3775 or via email at [email protected]

MarketBeat Community Rating for Bay Banks Of Virginia (BAYK)

Community Ranking:		2.7 out of 5 ( )
Outperform Votes:		42 (Vote Outperform)
Underperform Votes:		35 (Vote Underperform)
Total Votes:		77

MarketBeat's community ratings are surveys of what our community members think about Bay Banks Of Virginia and other stocks. Vote "Outperform" if you believe BAYK will outperform the S&P 500 over the long term. Vote "Underperform" if you believe BAYK will underperform the S&P 500 over the long term. You may vote once every thirty days.

Bay Banks Of Virginia (OTCMKTS:BAYK) Price Target and Consensus Rating

(How are Consensus Ratings Calculated?)

	Today	30 Days Ago	90 Days Ago	180 Days Ago
Consensus Rating:	N/A	N/A	Buy	Buy
Consensus Rating Score:	N/A	N/A	3.00	3.00
Ratings Breakdown:	0 Sell Rating(s) 0 Hold Rating(s) 0 Buy Rating(s) 0 Strong Buy Rating(s)	0 Sell Rating(s) 0 Hold Rating(s) 0 Buy Rating(s) 0 Strong Buy Rating(s)	0 Sell Rating(s) 0 Hold Rating(s) 1 Buy Rating(s) 0 Strong Buy Rating(s)	0 Sell Rating(s) 0 Hold Rating(s) 1 Buy Rating(s) 0 Strong Buy Rating(s)
Consensus Price Target:	N/A	N/A	N/A	N/A
Price Target Upside:	N/A	N/A	N/A	N/A

Bay Banks Of Virginia (OTCMKTS:BAYK) Consensus Price Target History

Price Target History for Bay Banks Of Virginia (OTCMKTS:BAYK)

Bay Banks Of Virginia (OTCMKTS:BAYK) Analyst Ratings History

Show:

Date	Brokerage	Action	Rating	Price Target	Details
3/14/2017	FIG Partners	Reiterated Rating	Outperform

(Data available from 4/24/2016 forward)

Bay Banks Of Virginia (OTCMKTS:BAYK) Earnings History and Estimates Chart

Earnings by Quarter for Bay Banks Of Virginia (OTCMKTS:BAYK)

Bay Banks Of Virginia (OTCMKTS:BAYK) Earnings Estimates

Current Year EPS Consensus Estimate: $0.6 EPS

Bay Banks Of Virginia (OTCMKTS BAYK) Earnings History by Quarter

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
4/27/2018
10/23/2017	Q3 2017	$0.12	$0.09	$8.16 million	$8.87 million	View	N/A
7/26/2017	Q2 2017	$0.12	$0.06	$8.40 million	$8.59 million	View	N/A
4/28/2017	Q1 2017	$0.14	$0.03	$4.96 million	$4.74 million	View	N/A
1/27/2017	Q4 2016		$0.12		$5.10 million	View	N/A
11/3/2016	Q3 2016		$0.18		$5.00 million	View	N/A
7/26/2016	Q2 2016		$0.12		$4.60 million	View	N/A
5/13/2016	Q1 2016		$0.11		$4.32 million	View	N/A
2/1/2016	Q4 2015		($0.03)		$4.22 million	View	N/A
10/30/2015	Q3 2015		$0.06		$4.00 million	View	N/A
7/30/2015	Q2 2015		$0.06		$4.17 million	View	N/A
4/30/2015	Q1 2015		$0.08		$4.19 million	View	N/A
1/29/2015	Q4 2014		$0.12		$4.11 million	View	N/A
10/31/2014	Q3 2014		$0.11		$4.05 million	View	N/A
7/29/2014	Q2 2014		$0.05		$3.55 million	View	N/A
4/30/2014	Q1 2014		$0.10		$3.91 million	View	N/A
1/30/2014	Q4		$0.07		$3.91 million	View	N/A
10/25/2013	Q3 13		$0.13		$4.70 million	View	N/A
8/9/2013	Q2 2013		$0.05		$3.89 million	View	N/A
5/7/2013	Q1 2013		$0.03		$3.58 million	View	N/A
2/1/2013	Q4 2012		$0.10			View	N/A
11/13/2012	Q3 2012		$0.09			View	N/A
8/14/2012	Q2 2012		$0.04			View	N/A
5/14/2012	Q1 2012		$0.04			View	N/A
3/28/2012	Q4 2011		$0.03			View	N/A

(Earnings results data provided by Zacks Investment Research)

Bay Banks Of Virginia (OTCMKTS:BAYK) Dividend Information

Bay Banks Of Virginia pays an annual dividend of $0.16 per share, with a dividend yield of 1.65%. BAYK's most recent quarterly dividend payment was Friday, December 29. Bay Banks Of Virginia pays out 100.00% of its earnings out as a dividend.

Most Recent Dividend:	12/29/2017
Annual Dividend:	$0.16
Dividend Yield:	1.65%
Payout Ratio:	100.00% (Trailing 12 Months of Earnings) 26.67% (Based on This Year's Estimates)

Dividend Payments by Quarter for Bay Banks Of Virginia (OTCMKTS:BAYK)

Bay Banks Of Virginia (OTCMKTS:BAYK) Dividend History by Quarter

Announced	Period	Amount	Ex-Dividend Date	Record Date	Payable Date
12/8/2017	Quarterly	$0.04	12/21/2017	12/22/2017	12/29/2017
9/27/2017	Quarterly	$0.04	10/10/2017	10/11/2017	10/24/2017
7/3/2017	Quarterly	$0.04	7/7/2017	7/11/2017	7/24/2017

(Data available from 1/1/2013 forward)

Bay Banks Of Virginia (OTCMKTS BAYK) Insider Trading and Institutional Ownership History

Insider Ownership Percentage: 7.89%
Institutional Ownership Percentage: 9.62%

Insider Trading History for Bay Banks Of Virginia (OTCMKTS:BAYK)

Bay Banks Of Virginia (OTCMKTS BAYK) Insider Trading History

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction	Shares Held After Transaction
8/31/2017	C Rodes Boyd Jr	Insider	Buy	541	$9.25	$5,004.25	14,282
8/31/2017	C. Dwight Clarke	Director	Buy	1,000	$9.25	$9,250.00	8,050
8/31/2017	Douglas F Jenkins	VP	Buy	5,405	$9.25	$49,996.25	27,694
8/31/2017	Randal R Greene	CEO	Buy	5,969	$9.25	$55,213.25	47,482
5/12/2016	Robert F Hurliman	Chairman	Sell	2,593	$6.00	$15,558.00	18,295
6/24/2015	Deborah Marie Evans	CFO	Buy	2,000	$5.90	$11,800.00
3/19/2015	Robert F Hurliman	Chairman	Sell	2,500	$5.78	$14,450.00
6/12/2013	Robert F Hurliman	Chairman	Sell	3,595	$4.80	$17,256.00
5/15/2013	Julien G Patterson	Director	Buy	7,130	$4.90	$34,937.00
5/13/2013	Randal R Greene	CEO	Buy	1,018	$4.88	$4,967.84
12/31/2012	Deborah Marie Evans	CFO	Buy	9,400	$4.25	$39,950.00
12/31/2012	Randal R Greene	CEO	Buy	29,412	$4.25	$125,001.00
12/31/2012	Robert C Jr. Berry	Director	Buy	2,000	$4.25	$8,500.00
12/31/2012	Robert F Hurliman	Chairman	Buy	10,000	$4.25	$42,500.00

(Data available from 1/1/2013 forward)

Bay Banks Of Virginia (OTCMKTS BAYK) News Headlines

Source:

Date	Headline
	Bay Banks Of Virginia (BAYK) and The Competition Head-To-Head Contrast www.americanbankingnews.com - April 18 at 9:31 AM
	Looking for the Hot, New Oyster? Meet the Next Kumamotos www.bloomberg.com - April 16 at 4:55 PM
	Bay Banks of Virginia, Inc. Announces Fourth Quarter and Full Year 2017 Results and Update finance.yahoo.com - March 27 at 8:56 AM
	Bay Banks of Virginia Announces Chief Financial Officer Changes finance.yahoo.com - March 14 at 4:50 PM
	Established Banker, William J. Callaghan, Joins Virginia Commonwealth Bank finance.yahoo.com - March 2 at 4:50 PM
	VCB Financial Group Welcomes Bruce McCook finance.yahoo.com - February 27 at 4:55 PM
	Virginia Commonwealth Bank Welcomes Jennifer Murphy finance.yahoo.com - February 16 at 4:52 PM
	Established Retail Banker, Barry Almond, Joins Virginia Commonwealth Bank finance.yahoo.com - February 16 at 4:52 PM
	Established Hampton Roads Commercial Banker, Ed Putney, Joins Virginia Commonwealth Bank finance.yahoo.com - February 9 at 6:46 AM
	Shore Bancshares Reports 2017 Results www.bizjournals.com - January 26 at 6:35 AM
	Virginia Commonwealth Bank Welcomes Ashley Smith finance.yahoo.com - January 8 at 6:02 PM
	FY2018 EPS Estimates for Bay Banks of Virginia Inc Increased by Analyst (BAYK) www.americanbankingnews.com - December 30 at 5:00 PM
	Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q3, 2017 By the Numbers : December 20, 2017 finance.yahoo.com - December 20 at 10:48 AM
	Bay Banks of Virginia (BAYK) Raised to Hold at Zacks Investment Research www.americanbankingnews.com - December 18 at 9:08 PM
	Bay Banks of Virginia Inc. (BAYK) Announces Quarterly Dividend of $0.04 www.americanbankingnews.com - December 16 at 12:08 PM
	Comparing South State (SSB) & Bay Banks of Virginia (BAYK) www.americanbankingnews.com - December 14 at 3:30 AM
	South State (SSB) versus Bay Banks of Virginia (BAYK) Financial Review www.americanbankingnews.com - December 13 at 9:26 AM
	South State (SSB) vs. Bay Banks of Virginia (BAYK) Critical Review www.americanbankingnews.com - December 10 at 2:00 PM
	South State (SSB) & Bay Banks of Virginia (BAYK) Financial Contrast www.americanbankingnews.com - December 9 at 1:18 PM
	Financial Contrast: South State (SSB) & Bay Banks of Virginia (BAYK) www.americanbankingnews.com - December 9 at 9:46 AM
	Head to Head Contrast: South State (SSB) versus Bay Banks of Virginia (BAYK) www.americanbankingnews.com - December 9 at 8:04 AM
	Flavor Of The Month: Bay Banks of Virginia And More finance.yahoo.com - December 8 at 4:11 PM
	Comparing Bay Banks of Virginia (BAYK) & South State (SSB) www.americanbankingnews.com - December 7 at 11:54 PM
	Critical Review: Bay Banks of Virginia (BAYK) and South State (SSB) www.americanbankingnews.com - December 7 at 9:24 AM
	Head-To-Head Contrast: Bay Banks of Virginia (BAYK) & South State (SSB) www.americanbankingnews.com - December 6 at 5:36 AM
	Bay Banks of Virginia (BAYK) versus South State (SSB) Critical Review www.americanbankingnews.com - December 4 at 5:36 AM
	Critical Comparison: South State (SSB) vs. Bay Banks of Virginia (BAYK) www.americanbankingnews.com - December 3 at 9:44 AM
	Bay Banks of Virginia (BAYK) & South State (SSB) Financial Contrast www.americanbankingnews.com - December 1 at 3:52 PM
	Analyzing Bay Banks of Virginia (BAYK) and South State (SSB) www.americanbankingnews.com - December 1 at 5:53 AM
	South State (SSB) & Bay Banks of Virginia (BAYK) Head-To-Head Survey www.americanbankingnews.com - November 28 at 5:46 PM
	Bay Banks of Virginia (BAYK) and South State (SSB) Head to Head Contrast www.americanbankingnews.com - November 28 at 5:20 PM
	Financial Contrast: Bay Banks of Virginia (BAYK) and South State (SSB) www.americanbankingnews.com - November 27 at 9:52 PM
	Head to Head Comparison: Bay Banks of Virginia (BAYK) vs. South State (SSB) www.americanbankingnews.com - November 27 at 10:10 AM
	Financial Review: Bay Banks of Virginia (BAYK) vs. South State (SSB) www.americanbankingnews.com - November 26 at 1:30 PM
	Head to Head Survey: Bay Banks of Virginia (BAYK) and South State (SSB) www.americanbankingnews.com - November 26 at 5:10 AM
	Reviewing South State Corporation (SSB) & Bay Banks of Virginia (BAYK) www.americanbankingnews.com - November 23 at 9:16 PM
	Head-To-Head Contrast: Bay Banks of Virginia (BAYK) versus South State Corporation (SSB) www.americanbankingnews.com - November 23 at 5:46 PM
	South State Corporation (SSB) vs. Bay Banks of Virginia (BAYK) Head-To-Head Contrast www.americanbankingnews.com - November 22 at 7:14 PM
	South State Corporation (SSB) and Bay Banks of Virginia (BAYK) Financial Survey www.americanbankingnews.com - November 22 at 7:14 PM
	Critical Comparison: South State Corporation (SSB) & Bay Banks of Virginia (BAYK) www.americanbankingnews.com - November 20 at 5:16 AM
	Reviewing Bay Banks of Virginia (BAYK) & South State Corporation (SSB) www.americanbankingnews.com - November 18 at 1:28 PM
	Analyzing Bay Banks of Virginia (BAYK) & South State Corporation (SSB) www.americanbankingnews.com - November 18 at 5:42 AM
	Contrasting Bay Banks of Virginia (BAYK) & South State Corporation (SSB) www.americanbankingnews.com - November 16 at 5:20 AM
	Digital Realty Trust (DLR) Q3 2017 Results - Earnings Call Transcript seekingalpha.com - October 25 at 10:45 PM
	Old Line's purchase of Bay Bank highlights challenges community banks face www.bizjournals.com - October 2 at 4:20 PM
	Bay Banks Of Virginia, Inc. Announces Third Quarter 2017 Dividend - PR Newswire (press release) www.prnewswire.com - September 28 at 12:42 AM
	Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017 finance.yahoo.com - September 19 at 4:21 PM
	Bay Banks of Virginia, Inc. Completes $35 Million Private Placement finance.yahoo.com - September 4 at 2:03 AM
	Virginia Commonwealth Bank Welcomes Jim Sedlar finance.yahoo.com - August 22 at 5:06 PM
	VCB Financial Group Welcomes Angela Brown finance.yahoo.com - August 9 at 4:36 PM

Bay Banks Of Virginia (OTCMKTS:BAYK) SEC Filings

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Bay Banks Of Virginia (OTCMKTS:BAYK) Income Statement, Balance Sheet and Cash Flow Statement

Bay Banks Of Virginia (OTCMKTS BAYK) Stock Chart for Tuesday, April, 24, 2018

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This page was last updated on 4/24/2018 by MarketBeat.com Staff