Bay Banks of Virginia Stock Price, News & Analysis (OTCMKTS:BAYK)

$10.20 -0.20 (-1.92 %)
(As of 02/23/2018 04:00 PM ET)
Previous Close$10.40
Today's Range$10.00 - $10.37
52-Week Range$8.30 - $10.85
Volume16,039 shs
Average Volume5,195 shs
Market Capitalization$137.07 million
P/E Ratio34.63
Dividend Yield1.54%
Beta0.14

About Bay Banks of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia logoBay Banks of Virginia, Inc. is a bank holding company that conducts its operations through its subsidiaries, Virginia Commonwealth Bank and Bay Trust Company. The Bank is a state-chartered bank and a member of the Federal Reserve System. It serves businesses, professionals and consumers with a range of financial services, including retail and commercial banking, investment services and mortgage banking. Its products include cash management accounts, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, credit cards and telephone banking. Its deposits include non-interest bearing demand deposits, interest bearing deposits and time deposits. The Trust Company provides management services for personal and corporate trusts, including estate planning, estate settlement and trust administration.

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Industry, Sector and Symbol

Industry Regional - Mid-Atlantic Banks
Sub-IndustryN/A
SectorFinance
SymbolOTCMKTS:BAYK
CUSIPN/A
Phone804-435-1171

Debt

Debt-to-Equity Ratio0.70%
Current Ratio1.09%
Quick Ratio1.09%

Price-To-Earnings

Trailing P/E Ratio34.63
Forward P/E Ratio56.67
P/E GrowthN/A

Sales & Book Value

Annual Sales$22.55 million
Price / Sales5.97
Cash Flow$0.83 per share
Price / Cash12.36
Book Value$8.73 per share
Price / Book1.17

Profitability

Trailing EPS$0.21
Net Income$2.53 million
Net Margins5.25%
Return on Equity3.17%
Return on Assets0.32%

Miscellaneous

Employees115
Outstanding Shares13,190,000

Bay Banks of Virginia (OTCMKTS:BAYK) Frequently Asked Questions

What is Bay Banks of Virginia's stock symbol?

Bay Banks of Virginia trades on the OTCMKTS under the ticker symbol "BAYK."

How often does Bay Banks of Virginia pay dividends? What is the dividend yield for Bay Banks of Virginia?

Bay Banks of Virginia declared a quarterly dividend on Friday, December 8th. Shareholders of record on Friday, December 22nd will be paid a dividend of $0.04 per share on Friday, December 29th. This represents a $0.16 dividend on an annualized basis and a yield of 1.57%. The ex-dividend date of this dividend is Thursday, December 21st. View Bay Banks of Virginia's Dividend History.

How were Bay Banks of Virginia's earnings last quarter?

Bay Banks of Virginia Inc (OTCMKTS:BAYK) released its earnings results on Wednesday, July, 26th. The financial services provider reported $0.06 EPS for the quarter, missing the Zacks' consensus estimate of $0.12 by $0.06. The financial services provider had revenue of $8.59 million for the quarter, compared to analyst estimates of $8.40 million. Bay Banks of Virginia had a return on equity of 3.17% and a net margin of 5.25%. View Bay Banks of Virginia's Earnings History.

Who are some of Bay Banks of Virginia's key competitors?

Who are Bay Banks of Virginia's key executives?

Bay Banks of Virginia's management team includes the folowing people:

  • C. Frank Scott III, Chairman of the Board (Age 66)
  • Randal R. Greene, President, Chief Executive Officer, Vice Chairman of the Board, IR Contact Officer (Age 58)
  • James A. Wilson Jr., Chief Financial Officer, Executive Vice President (Age 57)
  • Eric F. Nost, President and Chief Executive Officer of VCB Financial Group, Inc (Age 60)
  • Gary L. Armstrong, Executive Vice President (Age 57)
  • C Rodes Boyd Jr., Executive Vice President (Age 60)
  • Douglas F. Jenkins Jr., Executive Vice President (Age 57)
  • Deborah Marie Evans, Senior Vice President (Age 54)
  • Lawrence N. Ashworth, Independent Director (Age 75)
  • C. Dwight Clarke, Independent Director (Age 54)

How do I buy Bay Banks of Virginia stock?

Shares of Bay Banks of Virginia can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Bay Banks of Virginia's stock price today?

One share of Bay Banks of Virginia stock can currently be purchased for approximately $10.20.

How big of a company is Bay Banks of Virginia?

Bay Banks of Virginia has a market capitalization of $137.07 million and generates $22.55 million in revenue each year. The financial services provider earns $2.53 million in net income (profit) each year or $0.21 on an earnings per share basis. Bay Banks of Virginia employs 115 workers across the globe.

How can I contact Bay Banks of Virginia?

Bay Banks of Virginia's mailing address is 100 SOUTH MAIN STREET, KILMARNOCK VA, 22482. The financial services provider can be reached via phone at 804-435-1171 or via email at [email protected]


MarketBeat Community Rating for Bay Banks of Virginia (BAYK)

Community Ranking:  2.8 out of 5 (star star)
Outperform Votes:  39 (Vote Outperform)
Underperform Votes:  31 (Vote Underperform)
Total Votes:  70
MarketBeat's community ratings are surveys of what our community members think about Bay Banks of Virginia and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Bay Banks of Virginia (OTCMKTS:BAYK) Analysts' Consensus Rating

  (How are Consensus Ratings Calculated?)
Today30 Days Ago90 Days Ago180 Days Ago
Consensus Rating: BuyBuyBuyBuy
Consensus Rating Score: 3.003.003.003.00
Ratings Breakdown: 0 Sell Rating(s)
0 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s)
0 Sell Rating(s)
0 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s)
0 Sell Rating(s)
0 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s)
0 Sell Rating(s)
0 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s)
Consensus Price Target: N/AN/AN/AN/A
Price Target Upside: N/AN/AN/AN/A

Bay Banks of Virginia (OTCMKTS:BAYK) Consensus Price Target History

Price Target History for Bay Banks of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia (OTCMKTS:BAYK) Analyst Ratings History

Show:
DateBrokerageActionRatingPrice TargetDetails
3/14/2017FIG PartnersReiterated RatingOutperformView Rating Details
(Data available from 2/24/2016 forward)

Earnings

Bay Banks of Virginia (OTCMKTS:BAYK) Earnings History and Estimates Chart

Earnings by Quarter for Bay Banks of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia (OTCMKTS BAYK) Earnings History by Quarter

DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/23/2017Q3 2017$0.12$0.09$8.16 million$8.87 millionViewN/AView Earnings Details
7/26/2017Q2 2017$0.12$0.06$8.40 million$8.59 millionViewN/AView Earnings Details
4/28/2017Q1 2017$0.14$0.03$4.96 million$4.74 millionViewN/AView Earnings Details
1/27/2017Q4 2016$0.12$5.10 millionViewN/AView Earnings Details
11/3/2016Q3 2016$0.18$5.00 millionViewN/AView Earnings Details
7/26/2016Q2 2016$0.12$4.60 millionViewN/AView Earnings Details
5/13/2016Q1 2016$0.11$4.32 millionViewN/AView Earnings Details
2/1/2016Q4 2015($0.03)$4.22 millionViewN/AView Earnings Details
10/30/2015Q3 2015$0.06$4.00 millionViewN/AView Earnings Details
7/30/2015Q2 2015$0.06$4.17 millionViewN/AView Earnings Details
4/30/2015Q1 2015$0.08$4.19 millionViewN/AView Earnings Details
1/29/2015Q4 2014$0.12$4.11 millionViewN/AView Earnings Details
10/31/2014Q3 2014$0.11$4.05 millionViewN/AView Earnings Details
7/29/2014Q2 2014$0.05$3.55 millionViewN/AView Earnings Details
4/30/2014Q1 2014$0.10$3.91 millionViewN/AView Earnings Details
1/30/2014Q4$0.07$3.91 millionViewN/AView Earnings Details
10/25/2013Q3 13$0.13$4.70 millionViewN/AView Earnings Details
8/9/2013Q2 2013$0.05$3.89 millionViewN/AView Earnings Details
5/7/2013Q1 2013$0.03$3.58 millionViewN/AView Earnings Details
2/1/2013Q4 2012$0.10ViewN/AView Earnings Details
11/13/2012Q3 2012$0.09ViewN/AView Earnings Details
8/14/2012Q2 2012$0.04ViewN/AView Earnings Details
5/14/2012Q1 2012$0.04ViewN/AView Earnings Details
3/28/2012Q4 2011$0.03ViewN/AView Earnings Details
(Earnings results data provided by Zacks Investment Research)

Estimates

Bay Banks of Virginia (OTCMKTS:BAYK) Earnings Estimates

Current Year EPS Consensus Estimate: $0.18 EPS
Next Year EPS Consensus Estimate: $0.6 EPS

Dividends

Bay Banks of Virginia (OTCMKTS:BAYK) Dividend Information

Most Recent Dividend:12/29/2017
Annual Dividend:$0.16
Dividend Yield:1.57%
Payout Ratio:76.19% (Trailing 12 Months of Earnings)
88.89% (Based on This Year's Estimates)
26.67% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Bay Banks of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia (OTCMKTS:BAYK) Dividend History by Quarter

AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
12/8/2017Quarterly$0.0412/21/201712/22/201712/29/2017
9/27/2017Quarterly$0.0410/10/201710/11/201710/24/2017
7/3/2017Quarterly$0.047/7/20177/11/20177/24/2017
(Data available from 1/1/2013 forward)

Insider Trades

Bay Banks of Virginia (OTCMKTS BAYK) Insider Trading and Institutional Ownership History

Insider Ownership Percentage: 7.89%
Institutional Ownership Percentage: 9.64%
Insider Trades by Quarter for Bay Banks of Virginia (OTCMKTS:BAYK)

Bay Banks of Virginia (OTCMKTS BAYK) Insider Trades by Quarter

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
8/31/2017C Rodes Boyd JrInsiderBuy541$9.25$5,004.2514,282View SEC Filing  
8/31/2017C. Dwight ClarkeDirectorBuy1,000$9.25$9,250.008,050View SEC Filing  
8/31/2017Douglas F JenkinsVPBuy5,405$9.25$49,996.2527,694View SEC Filing  
8/31/2017Randal R GreeneCEOBuy5,969$9.25$55,213.2547,482View SEC Filing  
5/12/2016Robert F HurlimanChairmanSell2,593$6.00$15,558.0018,295View SEC Filing  
6/24/2015Deborah Marie EvansCFOBuy2,000$5.90$11,800.00View SEC Filing  
3/19/2015Robert F HurlimanChairmanSell2,500$5.78$14,450.00View SEC Filing  
6/12/2013Robert F HurlimanChairmanSell3,595$4.80$17,256.00View SEC Filing  
5/15/2013Julien G PattersonDirectorBuy7,130$4.90$34,937.00View SEC Filing  
5/13/2013Randal R GreeneCEOBuy1,018$4.88$4,967.84View SEC Filing  
12/31/2012Deborah Marie EvansCFOBuy9,400$4.25$39,950.00View SEC Filing  
12/31/2012Randal R GreeneCEOBuy29,412$4.25$125,001.00View SEC Filing  
12/31/2012Robert C Jr. BerryDirectorBuy2,000$4.25$8,500.00View SEC Filing  
12/31/2012Robert F HurlimanChairmanBuy10,000$4.25$42,500.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Bay Banks of Virginia (OTCMKTS BAYK) News Headlines

Source:
DateHeadline
Virginia Commonwealth Bank Welcomes Jennifer MurphyVirginia Commonwealth Bank Welcomes Jennifer Murphy
finance.yahoo.com - February 16 at 4:52 PM
Established Retail Banker, Barry Almond, Joins Virginia Commonwealth BankEstablished Retail Banker, Barry Almond, Joins Virginia Commonwealth Bank
finance.yahoo.com - February 16 at 4:52 PM
Established Hampton Roads Commercial Banker, Ed Putney, Joins Virginia Commonwealth BankEstablished Hampton Roads Commercial Banker, Ed Putney, Joins Virginia Commonwealth Bank
finance.yahoo.com - February 9 at 6:46 AM
Shore Bancshares Reports 2017 ResultsShore Bancshares Reports 2017 Results
www.bizjournals.com - January 26 at 6:35 AM
Virginia Commonwealth Bank Welcomes Ashley SmithVirginia Commonwealth Bank Welcomes Ashley Smith
finance.yahoo.com - January 8 at 6:02 PM
FY2018 EPS Estimates for Bay Banks of Virginia Inc Increased by Analyst (BAYK)FY2018 EPS Estimates for Bay Banks of Virginia Inc Increased by Analyst (BAYK)
www.americanbankingnews.com - December 30 at 5:00 PM
Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q3, 2017 By the Numbers : December 20, 2017Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q3, 2017 By the Numbers : December 20, 2017
finance.yahoo.com - December 20 at 10:48 AM
Bay Banks of Virginia (BAYK) Raised to Hold at Zacks Investment ResearchBay Banks of Virginia (BAYK) Raised to Hold at Zacks Investment Research
www.americanbankingnews.com - December 18 at 9:08 PM
Bay Banks of Virginia Inc. (BAYK) Announces Quarterly Dividend of $0.04Bay Banks of Virginia Inc. (BAYK) Announces Quarterly Dividend of $0.04
www.americanbankingnews.com - December 16 at 12:08 PM
Comparing South State (SSB) & Bay Banks of Virginia (BAYK)Comparing South State (SSB) & Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - December 14 at 3:30 AM
South State (SSB) versus Bay Banks of Virginia (BAYK) Financial ReviewSouth State (SSB) versus Bay Banks of Virginia (BAYK) Financial Review
www.americanbankingnews.com - December 13 at 9:26 AM
South State (SSB) vs. Bay Banks of Virginia (BAYK) Critical ReviewSouth State (SSB) vs. Bay Banks of Virginia (BAYK) Critical Review
www.americanbankingnews.com - December 10 at 2:00 PM
South State (SSB) & Bay Banks of Virginia (BAYK) Financial ContrastSouth State (SSB) & Bay Banks of Virginia (BAYK) Financial Contrast
www.americanbankingnews.com - December 9 at 1:18 PM
Financial Contrast: South State (SSB) & Bay Banks of Virginia (BAYK)Financial Contrast: South State (SSB) & Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - December 9 at 9:46 AM
Head to Head Contrast: South State (SSB) versus Bay Banks of Virginia (BAYK)Head to Head Contrast: South State (SSB) versus Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - December 9 at 8:04 AM
Flavor Of The Month: Bay Banks of Virginia And MoreFlavor Of The Month: Bay Banks of Virginia And More
finance.yahoo.com - December 8 at 4:11 PM
Comparing Bay Banks of Virginia (BAYK) & South State (SSB)Comparing Bay Banks of Virginia (BAYK) & South State (SSB)
www.americanbankingnews.com - December 7 at 11:54 PM
Critical Review: Bay Banks of Virginia (BAYK) and South State (SSB)Critical Review: Bay Banks of Virginia (BAYK) and South State (SSB)
www.americanbankingnews.com - December 7 at 9:24 AM
Head-To-Head Contrast: Bay Banks of Virginia (BAYK) & South State (SSB)Head-To-Head Contrast: Bay Banks of Virginia (BAYK) & South State (SSB)
www.americanbankingnews.com - December 6 at 5:36 AM
Bay Banks of Virginia (BAYK) versus South State (SSB) Critical ReviewBay Banks of Virginia (BAYK) versus South State (SSB) Critical Review
www.americanbankingnews.com - December 4 at 5:36 AM
Critical Comparison: South State (SSB) vs. Bay Banks of Virginia (BAYK)Critical Comparison: South State (SSB) vs. Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - December 3 at 9:44 AM
Bay Banks of Virginia (BAYK) & South State (SSB) Financial ContrastBay Banks of Virginia (BAYK) & South State (SSB) Financial Contrast
www.americanbankingnews.com - December 1 at 3:52 PM
Analyzing Bay Banks of Virginia (BAYK) and South State (SSB)Analyzing Bay Banks of Virginia (BAYK) and South State (SSB)
www.americanbankingnews.com - December 1 at 5:53 AM
South State (SSB) & Bay Banks of Virginia (BAYK) Head-To-Head SurveySouth State (SSB) & Bay Banks of Virginia (BAYK) Head-To-Head Survey
www.americanbankingnews.com - November 28 at 5:46 PM
Bay Banks of Virginia (BAYK) and South State (SSB) Head to Head ContrastBay Banks of Virginia (BAYK) and South State (SSB) Head to Head Contrast
www.americanbankingnews.com - November 28 at 5:20 PM
Financial Contrast: Bay Banks of Virginia (BAYK) and South State (SSB)Financial Contrast: Bay Banks of Virginia (BAYK) and South State (SSB)
www.americanbankingnews.com - November 27 at 9:52 PM
Head to Head Comparison: Bay Banks of Virginia (BAYK) vs. South State (SSB)Head to Head Comparison: Bay Banks of Virginia (BAYK) vs. South State (SSB)
www.americanbankingnews.com - November 27 at 10:10 AM
Financial Review: Bay Banks of Virginia (BAYK) vs. South State (SSB)Financial Review: Bay Banks of Virginia (BAYK) vs. South State (SSB)
www.americanbankingnews.com - November 26 at 1:30 PM
Head to Head Survey: Bay Banks of Virginia (BAYK) and South State (SSB)Head to Head Survey: Bay Banks of Virginia (BAYK) and South State (SSB)
www.americanbankingnews.com - November 26 at 5:10 AM
Reviewing South State Corporation (SSB) & Bay Banks of Virginia (BAYK)Reviewing South State Corporation (SSB) & Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - November 23 at 9:16 PM
Head-To-Head Contrast: Bay Banks of Virginia (BAYK) versus South State Corporation (SSB)Head-To-Head Contrast: Bay Banks of Virginia (BAYK) versus South State Corporation (SSB)
www.americanbankingnews.com - November 23 at 5:46 PM
South State Corporation (SSB) vs. Bay Banks of Virginia (BAYK) Head-To-Head ContrastSouth State Corporation (SSB) vs. Bay Banks of Virginia (BAYK) Head-To-Head Contrast
www.americanbankingnews.com - November 22 at 7:14 PM
South State Corporation (SSB) and Bay Banks of Virginia (BAYK) Financial SurveySouth State Corporation (SSB) and Bay Banks of Virginia (BAYK) Financial Survey
www.americanbankingnews.com - November 22 at 7:14 PM
Critical Comparison: South State Corporation (SSB) & Bay Banks of Virginia (BAYK)Critical Comparison: South State Corporation (SSB) & Bay Banks of Virginia (BAYK)
www.americanbankingnews.com - November 20 at 5:16 AM
Reviewing Bay Banks of Virginia (BAYK) & South State Corporation (SSB)Reviewing Bay Banks of Virginia (BAYK) & South State Corporation (SSB)
www.americanbankingnews.com - November 18 at 1:28 PM
Analyzing Bay Banks of Virginia (BAYK) & South State Corporation (SSB)Analyzing Bay Banks of Virginia (BAYK) & South State Corporation (SSB)
www.americanbankingnews.com - November 18 at 5:42 AM
Contrasting Bay Banks of Virginia (BAYK) & South State Corporation (SSB)Contrasting Bay Banks of Virginia (BAYK) & South State Corporation (SSB)
www.americanbankingnews.com - November 16 at 5:20 AM
Digital Realty Trust (DLR) Q3 2017 Results - Earnings Call TranscriptDigital Realty Trust (DLR) Q3 2017 Results - Earnings Call Transcript
seekingalpha.com - October 25 at 10:45 PM
Old Lines purchase of Bay Bank highlights challenges community banks faceOld Line's purchase of Bay Bank highlights challenges community banks face
www.bizjournals.com - October 2 at 4:20 PM
Bay Banks Of Virginia, Inc. Announces Third Quarter 2017 Dividend - PR Newswire (press release)Bay Banks Of Virginia, Inc. Announces Third Quarter 2017 Dividend - PR Newswire (press release)
www.prnewswire.com - September 28 at 12:42 AM
Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017Bay Banks of Virginia, Inc. :BAYK-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017
finance.yahoo.com - September 19 at 4:21 PM
Bay Banks of Virginia, Inc. Completes $35 Million Private PlacementBay Banks of Virginia, Inc. Completes $35 Million Private Placement
finance.yahoo.com - September 4 at 2:03 AM
Virginia Commonwealth Bank Welcomes Jim SedlarVirginia Commonwealth Bank Welcomes Jim Sedlar
finance.yahoo.com - August 22 at 5:06 PM
VCB Financial Group Welcomes Angela BrownVCB Financial Group Welcomes Angela Brown
finance.yahoo.com - August 9 at 4:36 PM
Bay Banks of Virginia, Inc.Bay Banks of Virginia, Inc.
finance.yahoo.com - July 26 at 10:08 PM
Bay Banks of Virginia, Inc. Reports June 30, 2017 Quarterly Operating ResultsBay Banks of Virginia, Inc. Reports June 30, 2017 Quarterly Operating Results
finance.yahoo.com - July 26 at 10:08 PM
Pamela M. Comstock Is Elected to VCB Financial Groups Board of DirectorsPamela M. Comstock Is Elected to VCB Financial Group's Board of Directors
finance.yahoo.com - July 21 at 5:58 PM
Virginia Commonwealth Bank Welcomes Mark Herndon To Its Richmond Community BoardVirginia Commonwealth Bank Welcomes Mark Herndon To Its Richmond Community Board
finance.yahoo.com - July 11 at 5:24 PM
Bay Banks of Virginia declares $0.04 dividendBay Banks of Virginia declares $0.04 dividend
seekingalpha.com - July 2 at 2:09 AM
BAY BANKS OF VIRGINIA INC Files SEC form 10-K, Annual ReportBAY BANKS OF VIRGINIA INC Files SEC form 10-K, Annual Report
biz.yahoo.com - March 22 at 9:23 PM

SEC Filings

Bay Banks of Virginia (OTCMKTS:BAYK) SEC Filings

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Social Media

Financials

Bay Banks of Virginia (OTCMKTS:BAYK) Income Statement, Balance Sheet and Cash Flow Statement

Chart

Bay Banks of Virginia (OTCMKTS BAYK) Stock Chart for Saturday, February, 24, 2018

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This page was last updated on 2/24/2018 by MarketBeat.com Staff

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