Bankinter, S.A. is a Spanish banking group headquartered in Madrid. Established in 1965 as a joint venture between Banco Santander and Bank of America, the institution became fully independent in the early 1970s. Over the decades, Bankinter has grown into one of Spain’s leading financial services providers, supporting both individual customers and corporate clients through a broad network of branches and digital channels.
The bank’s core activities encompass retail and corporate banking, offering deposit accounts, savings products, consumer and mortgage loans, credit cards, and payment services. In the corporate and institutional segment, Bankinter provides cash management, trade finance, lending, and advisory services. Its wealth management division delivers private banking, investment funds, pension plans and insurance products, catering to clients seeking tailored asset-management solutions.
Bankinter’s footprint extends beyond Spain, with a significant presence in Portugal through its digital subsidiary ActivoBank and a full banking license in Luxembourg. The group also leverages online platforms and mobile applications to reach customers across the European Union, emphasizing innovation, convenience and security in its service delivery.
Since listing on the Madrid Stock Exchange in the mid-1970s, Bankinter has pursued a strategy of selective growth and technological leadership. The bank has introduced digital-only banking channels and strategic partnerships to enhance customer experience and streamline its operations, positioning itself as a forward-thinking player in the European banking sector.
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