Bank of the Philippine Islands (BPHLF) Stock Price, News & Analysis

Company Overview

Bank of the Philippine Islands (OTCMKTS:BPHLF) was established in 1851 as El Banco Español Filipino de Isabel II and holds the distinction of being the oldest bank in the Philippines. Headquartered in Makati City, BPI operates as a full-service universal bank, offering a comprehensive range of financial products to retail, corporate, SME, and institutional clients. Its retail lineup includes deposit accounts, credit and debit cards, personal and auto loans, mortgages, and wealth management solutions, while its corporate services encompass corporate lending, cash management, trade finance, and treasury operations. The bank is listed on the Philippine Stock Exchange and trades over the counter in the United States under the symbol BPHLF.

Beyond traditional banking, BPI delivers investment banking and capital markets services through its subsidiaries, providing securities brokerage, fund management, trust services, and financial advisory. The group also engages in non-banking financial services such as leasing and bancassurance via strategic partnerships. In response to evolving customer needs, BPI has invested heavily in digital platforms, offering online and mobile banking capabilities that serve millions of Filipinos and streamline account management, payments, and lending processes.

BPI’s extensive domestic network comprises hundreds of branches and thousands of ATMs across the Philippine archipelago, supporting retail and corporate clients nationwide. Internationally, the bank maintains representative offices and remittance channels in key markets—including the United States, Europe, and Asia—facilitating cross-border remittance services and trade flows for the large Filipino diaspora and global partners.

As part of the Ayala group—one of the Philippines’ oldest and largest conglomerates—BPI benefits from robust corporate governance and a stable shareholder foundation. Guided by a seasoned management team, the bank continues to pursue strategic initiatives in digital transformation, sustainable finance, and customer-centric innovation, reinforcing its role as a cornerstone of the Philippine financial sector.

Key Stats

• Today's Range: $1.62 to $1.62
• 50-Day Range: $1.62 to $1.85
• 52-Week Range: $1.62 to $2.30
• Volume: N/A
• Average Volume: 100 shs
• Market Capitalization: N/A
• P/E Ratio: 0.41
• Dividend Yield: 104.67%
• Price Target: N/A
• Consensus Rating: N/A

Bank of the Philippine Islands Stock Analysis - MarketRank™

Bank of the Philippine Islands scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Bank of the Philippine Islands.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of the Philippine Islands is 0.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.23.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of the Philippine Islands is 0.41, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,328.51.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Bank of the Philippine Islands has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of the Philippine Islands has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Bank of the Philippine Islands pays a meaningful dividend of 1.75%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank of the Philippine Islands does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank of the Philippine Islands is 42.54%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Bank of the Philippine Islands has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of the Philippine Islands has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Bank of the Philippine Islands has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.53 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Bank of the Philippine Islands this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of the Philippine Islands insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 13.61% of the stock of Bank of the Philippine Islands is held by institutions.

BPHLF Stock Analysis - Frequently Asked Questions

How have BPHLF shares performed this year?

Bank of the Philippine Islands' stock was trading at $2.25 at the beginning of 2025. Since then, BPHLF stock has decreased by 28.0% and is now trading at $1.62.

How do I buy shares of Bank of the Philippine Islands?

Shares of BPHLF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 10/05/2025
• Next Earnings (Estimated): 10/16/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:BPHLF
• CIK: N/A
• Web: www.bpi.com.ph
• Phone: (328) 891-0000
• Fax: N/A
• Employees: 21,682
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 0.41
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A