CBNR Financial Group, Inc. (OTCMKTS:CBNR) is a U.S.-based financial holding company that provides a comprehensive range of banking and financial services through its wholly owned subsidiary, Community Bank, N.A. Headquartered in Phoenix, Arizona, the company serves both retail and commercial clients, offering deposit accounts, consumer and business lending, treasury management, and wealth management solutions. Since its inception in 1985, CBNR has focused on cultivating strong relationships within its local markets and tailoring its product offerings to meet the evolving needs of individuals, small businesses, and middle-market enterprises.
The company’s core products include checking and savings accounts, money market accounts, certificates of deposit, and personal lines of credit. On the lending side, CBNR provides residential mortgages, home equity loans, automobile financing, and unsecured consumer loans. For commercial clients, CBNR offers term loans, commercial real estate financing, equipment leasing, and SBA-backed lending. Complementing these traditional banking services, the company also delivers cash management solutions, merchant services, online and mobile banking, and a full suite of trust and investment advisory services through its wealth management division.
CBNR’s operations are concentrated in the Southwestern United States, with branch networks in Arizona, New Mexico, and parts of Southern California. Over the years, the company has pursued a measured growth strategy, expanding through both de novo branch openings and targeted acquisitions of community banks that align with its customer-centric philosophy. This regional footprint allows CBNR to maintain close ties to the communities it serves, supporting local economic development and small-business growth.
Governance at CBNR is overseen by a board of directors with extensive experience in banking, finance, and regional commerce. The company’s executive team is led by CEO Michael Reynolds, who has more than three decades of banking experience in community and regional institutions, and CFO Patricia Lee, who brings expertise in financial planning and regulatory compliance. Together, the leadership team emphasizes prudent risk management, customer service excellence, and long-term value creation for shareholders and stakeholders alike.
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