Community Shores Bank (OTCMKTS: CSHB) is an independent, FDIC-insured mutual savings bank headquartered in Norton Shores, Michigan. Established to serve the lakeshore communities of West Michigan, the bank focuses on personalized relationship banking and community development. As a mutual institution, Community Shores Bank is owned by its depositors rather than public shareholders, allowing it to prioritize long-term stability and local investment over short-term profit targets.
The bank offers a full suite of retail and commercial banking products, including checking and savings accounts, money market accounts, and certificate of deposit (CD) programs. On the lending side, Community Shores Bank provides residential and consumer mortgages, home equity lines of credit (HELOCs), and a range of personal and business loan solutions. Commercial clients can access specialized financing for equipment, real estate, and working capital, alongside treasury management and merchant services designed to support growing enterprises.
Digital banking services feature online account management, mobile deposit capture, bill pay, and electronic statements, giving customers convenient access to their finances around the clock. The bank also maintains an ATM network across Muskegon County, ensuring fee-free access for account holders. Community Shores Bank emphasizes community involvement through sponsorships, local nonprofit partnerships, and financial education programs aimed at enhancing economic opportunity in the region.
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