Community Shores Bank (OTCMKTS:CSHB) is a Michigan‐based community bank headquartered in Ludington that provides a full suite of retail and commercial banking services. The bank offers traditional deposit accounts including checking, savings and money market options, as well as consumer and residential mortgage lending. On the commercial side, Community Shores Bank extends lines of credit, term loans, equipment financing and specialized lending solutions designed to meet the needs of small to medium‐sized businesses. The institution also delivers online and mobile banking platforms, enabling customers to manage their finances, pay bills and deposit checks through digital channels.
Originally founded in the early 20th century as a locally owned financial institution, Community Shores Bank has maintained a focus on community development and customer‐centric service. Over the decades, the bank has expanded its footprint across western Michigan, operating a network of branches that serve coastal communities and inland towns alike. This regional presence supports the bank’s commitment to local agriculture, manufacturing and tourism sectors, while its mortgage department caters to both primary residences and vacation properties along Michigan’s shoreline.
Leadership at Community Shores Bank is spearheaded by a seasoned executive team with deep roots in Michigan banking. Under the guidance of its president and CEO, the bank has prioritized technological enhancements, community reinvestment and personalized service. The board of directors includes local business leaders and long-time residents who ensure that the bank’s strategic direction remains aligned with the economic and social needs of the communities it serves.
In addition to core banking activities, Community Shores Bank engages in philanthropic initiatives and supports local non-profit organizations, reflecting its mission to foster regional growth and financial well‐being. By combining traditional banking values with modern delivery channels, the bank aims to maintain strong customer relationships while adapting to evolving market demands.
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