Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, and term certificate accounts. It also provides residential mortgages; home equity, auto, specialty item, debt consolidation, construction, business term, and agri-business loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs. In addition, the company provides account and deposit management; receivables management services, such as direct payment, remote deposit, merchant, lockbox, and cash concentration services; and online and mobile banking services. Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; card valets; and safe deposit boxes. Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning advisory services, as well as qualified retirement plans. It also offers wealth management products and services comprising annuities, mutual funds, stocks and bonds, and life insurance products, as well as college planning services. The company serves individuals and businesses. It serves through a network of eleven banking offices located in Branch, St. Joseph and Hillsdale Counties in Michigan. Century Financial Corporation was founded in 1890 and is based in Coldwater, Michigan.
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