Edgewater Bancorp, Inc. is the bank holding company for Edgewater Bank, a New Jersey state‐chartered commercial bank headquartered in Ridgefield Park. The company provides a spectrum of financial services to individuals, small businesses and professional clients across northeastern New Jersey, with a particular focus on Bergen, Hudson, Passaic and Essex counties.
Edgewater Bank’s product suite includes personal and business deposit accounts such as checking, savings, money market and certificate of deposit offerings, complemented by full‐service digital and mobile banking platforms. On the lending side, the bank originates commercial real estate loans, residential mortgage loans, small business administration (SBA) financing, indirect automobile loans and lines of credit, tailoring solutions for community‐based enterprises and owner‐managed firms.
Since opening its doors in 2007, Edgewater Bank has positioned itself as a relationship‐driven lender emphasizing local decision‐making, hands‐on customer service and deep market knowledge. The institution leverages its community banking model to support regional economic development initiatives, partnering with nonprofit organizations and chamber of commerce groups to foster growth in its service area.
The bank’s senior leadership team is headed by President and Chief Executive Officer Kevin J. Murray, whose experience in commercial banking and financial services guides Edgewater Bancorp’s strategic direction. The company’s board of directors comprises seasoned executives and community leaders committed to its long-term growth and governance.
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