Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various banking products and services in the Salem, Gloucester, and Cumberland County areas of Southern New Jersey. It offers checking and savings, money market, and Christmas club accounts; and individual retirement accounts. The company also provides consumer loans, including home equity loans, home equity lines of credit, auto loans, and CD/savings account loans; and mortgage loans, such as fixed rate mortgages, jumbo loans, adjustable rate mortgages, land/lot loans, construction loans, construction to permanent loans, and bridge/swing loans. In addition, it offers business loans comprising owner occupied real estate, investment real estate, agricultural loans, business expansion loans, business lines of credit, business letters of credit, vehicle loans, term loans, construction loans, and construction to permanent loans. Further, the company provides online banking and bill payment services; VISA check cards; safe deposit boxes; and credit card processing services. It operates six offices. The company was founded in 1903 and is based in Elmer, New Jersey.
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