First Citrus Bancorporation is a bank holding company headquartered in Crystal River, Florida, and trades on the OTC Markets under the symbol FCIT. It serves as the parent company of First Citrus Bank, National Association, delivering a broad spectrum of financial services to individuals, families and local businesses across its community footprint.
The company’s core offerings include deposit products such as checking, savings and money-market accounts alongside a diversified loan portfolio. First Citrus Bancorporation provides residential mortgage lending, commercial real estate financing, construction and land loans, agricultural lending, and consumer credit solutions. Complementing its traditional banking services, the company offers online and mobile banking platforms, electronic payment processing and treasury management services designed to support the day-to-day financial needs of its customers.
Focused on community banking, First Citrus Bancorporation’s operations primarily cover Citrus County and surrounding areas in West Central Florida. The company emphasizes local decision-making, personalized client relationships and reinvestment in its communities, positioning itself as a financial partner for retirees, professionals, small-to-mid-sized enterprises and agricultural producers. Its executive leadership comprises experienced bankers and community finance specialists who guide a strategy centered on sustainable growth and customer service excellence.
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