First Citrus Bancorporation is the bank holding company for First Citrus Bank, a Florida-based community banking organization established in the late 1990s. Since its inception, the company has focused on delivering personalized banking solutions to individuals, families and small to mid-sized businesses throughout the state. First Citrus Bancorporation operates under a community-centric philosophy, emphasizing local decision-making and customer relationships built on trust and responsiveness.
The company’s core products and services include traditional deposit accounts—such as checking, savings and money market accounts—alongside competitive residential mortgage lending. On the commercial side, First Citrus Bancorporation offers business checking, treasury management, commercial real estate and construction loans, as well as lines of credit designed to support local enterprises. Agricultural lending also plays a role in the bank’s portfolio, reflecting the region’s agrarian roots.
Recognizing the evolving needs of its customers, First Citrus Bancorporation has invested in digital banking platforms that provide online and mobile access to account management, funds transfers and remote deposit capture. The bank’s digital suite is complemented by a network of full-service branches and ATMs, ensuring that clients benefit from both modern convenience and face-to-face service. Wealth management and financial planning services are available to individuals seeking guidance on retirement, investment and estate strategies.
First Citrus Bancorporation’s geographic footprint is concentrated in Citrus, Hernando, Marion, Pasco and Sumter counties, where it maintains a strong community presence. Supported by a board of directors and executive leadership team with deep roots in the region, the company prioritizes local engagement, economic development and philanthropic initiatives. Through its community banking approach, First Citrus Bancorporation aims to foster long-term relationships and contribute to the financial well-being of its service area.
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