First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking and financial services in Tennessee and Alabama. The company's deposit products include personal and business checking and savings, Christmas club, and individual retirement and investment accounts, as well as certificates of deposit. Its loan portfolio comprises personal mortgages; home equity lines of credit; debit and credit cards; personal loans, including auto, boat, motorcycle, RV, and camper loans, as well as other consumer loans; and business loans, such as commercial mortgages, equipment lending and leasing, construction lending, accounts receivable financing, lines of credit, and other products. The company also offers trust, wealth management, and investment services; and online and mobile banking services, as well as treasury management solutions, which include accounts receivable and payable, fraud prevention, and account management solutions. As of April 21, 2020, it operated 22 branch offices in 7 Middle Tennessee counties. First Farmers and Merchants Corporation was founded in 1909 and is based in Columbia, Tennessee.
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