1st Capital Bancorp is the bank holding company for 1st Capital Bank, a community-oriented financial institution serving southeastern Idaho and northern Utah. Headquartered in Pocatello, Idaho, the company operates a network of full‐service branches that cater to individuals, businesses and agricultural clients. Through its retail and commercial banking division, 1st Capital Bancorp offers deposit and lending solutions designed to support both personal financial needs and local economic growth.
The company’s core product suite includes checking and savings accounts, certificates of deposit and money market instruments, alongside a variety of residential mortgage and home equity lending options. On the commercial side, 1st Capital Bancorp provides customized loan structures for small and mid‐sized businesses, including lines of credit, term loans, equipment financing and commercial real estate loans. A treasury management platform helps business customers optimize cash flow, while digital and mobile banking services ensure convenient, around‐the‐clock account access.
Founded in 1985 by a group of regional business leaders, 1st Capital Bancorp completed its reorganization as a bank holding company in 2002 to streamline its corporate governance and support future expansion. Since then, the company has grown organically, opening branches in key population centers across its operating footprint. Its community banking model emphasizes relationship‐driven service, with lending decisions made locally by bankers who understand the unique characteristics of the regional economy, including agriculture, manufacturing and professional services.
Leadership at 1st Capital Bancorp combines deep industry experience with strong ties to the communities it serves. The board of directors includes seasoned bankers and local entrepreneurs, while the executive management team is led by a president and chief executive officer who has guided the institution through multiple economic cycles. A dedicated cadre of senior officers oversees risk management, regulatory compliance, finance and operations, ensuring that the company adheres to prudent banking practices while delivering personalized service to its customers.
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