F&M Bancorp, Inc. (OTCMKTS: FMOO) is a U.S.-based bank holding company focused on delivering community-oriented financial services through its wholly owned banking subsidiary. Founded to serve local markets, the company provides a range of commercial and retail banking solutions designed to meet the needs of individuals, small businesses and agricultural clients.
Through its banking subsidiary, F&M Bancorp offers deposit products such as checking accounts, savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial loans, consumer loans, residential and construction mortgages, home equity lines of credit and specialized agricultural and equipment financing.
In addition to core deposit and loan services, F&M Bancorp provides a suite of digital banking tools, including online and mobile platforms, as well as treasury and cash management solutions. Ancillary offerings include debit and credit card services, merchant processing, trust and wealth management, and retirement planning support.
With a network of branch offices across its regional footprint, F&M Bancorp emphasizes personalized service, local decision-making and long-standing relationships. Guided by a team of experienced banking professionals, the company focuses on fostering community growth and meeting the evolving financial needs of its clients.
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