First South Bancorp, Inc. is the bank holding company for First South Bank, a community-oriented financial institution headquartered in Greenville, South Carolina. Through its subsidiary, the Bancorp provides a full suite of commercial and consumer banking services to individuals, small- and medium-sized businesses, and nonprofit organizations. Its core offerings include demand and time deposit accounts, residential and commercial real estate lending, equipment finance, and lines of credit, supported by both in-branch and online banking platforms.
In addition to conventional banking products, First South Bancorp offers a range of specialized services such as treasury management, merchant services and cash management solutions designed to streamline day-to-day operations for corporate clients. Wealth management and trust services are provided through dedicated advisors who help clients with retirement planning, investment management and estate administration. The Bancorp’s mortgage division also assists customers with home purchase financing, refinancing options and home equity loans.
Founded in the early 1980s, First South Bancorp has grown through a combination of organic expansion and strategic acquisitions, extending its footprint across South Carolina and into the neighboring markets of North Carolina. The company emphasizes a decentralized decision-making model, allowing local teams to tailor products and services to the unique needs of their communities. This community banking focus is reinforced by longstanding relationships with regional businesses, municipalities and nonprofit organizations.
The leadership team at First South Bancorp draws on decades of experience in regional banking and financial services. Senior executives oversee risk management, compliance and technology initiatives aimed at bolstering digital capabilities and enhancing customer experience. The board of directors, composed of seasoned professionals from diverse industries, provides governance and strategic oversight as the company continues to pursue sustainable growth in its core markets.
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