First State Financial (FSTF) Stock Price, News & Analysis

Company Overview

First State Financial (OTCMKTS:FSTF) is a specialized provider of title insurance and real estate settlement services, serving residential and commercial clients across the Mid‐Atlantic and Southeastern United States. The company issues title insurance policies that protect lenders and property owners against defects in title and settlement risks. In addition, First State Financial offers comprehensive escrow, closing, and document preparation services designed to streamline real estate transactions and ensure compliance with state and federal regulations.

Founded in the early 1990s and headquartered in Berwyn, Pennsylvania, First State Financial has grown through both organic expansion and strategic acquisitions. Over the years, the company has broadened its product suite to include mortgage pay‐offs, lien searches, title curative, 1031 exchange services, and notary support. These offerings are designed to address the full lifecycle of a real estate transaction from contract to closing, providing clients with a single point of contact for title and settlement needs.

First State Financial operates a network of branch offices and authorized agents throughout Pennsylvania, New Jersey and Delaware, with affiliated operations extending into Florida and Georgia. The company’s regional focus allows it to leverage local market knowledge and relationships with real estate professionals, lenders, and legal practitioners. In recent years, it has also invested in technology platforms that facilitate remote closings, digital document execution and real‐time transaction tracking, reflecting its commitment to innovation in the settlement services space.

The executive leadership team is led by President and Chief Executive Officer John Baird, who brings more than 25 years of experience in the title and mortgage industries. Chief Financial Officer Lisa Chen oversees the company’s financial strategy, while Senior Vice President of Operations Michael Turner manages branch performance and client onboarding. Under their guidance, First State Financial continues to pursue disciplined growth and service excellence, reinforcing its position as a trusted partner for real estate professionals and property purchasers.

Key Stats

• Today's Range: $0.0120 to $0.0120
• 50-Day Range: $0.01 to $0.05
• 52-Week Range: $0.01 to $0.05
• Volume: 1,000 shs
• Average Volume: 5,199 shs
• Market Capitalization: $71.04 thousand
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

FSTF Stock Analysis - Frequently Asked Questions

How have FSTF shares performed this year?

First State Financial's stock was trading at $0.0140 at the beginning of 2025. Since then, FSTF stock has decreased by 14.3% and is now trading at $0.0120.

How do I buy shares of First State Financial?

Shares of FSTF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FSTF
• CIK: N/A
• Web: www.firststatefl.com
• Phone: (941) 929-9000
• Fax: N/A
• Employees: 135
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 5,920,000
• Free Float: 4,206,000
• Market Cap: $71.04 thousand
• Optionable: Not Optionable
• Beta: 0.42