Habersham Bancorp, Inc. is the bank holding company for Habersham Bank, a community-oriented financial institution based in Cornelia, Georgia. Through its subsidiary, the company serves individuals, small businesses and agricultural clients across Northeast Georgia, offering a localized banking experience with an emphasis on customer relationships and community development.
Habersham Bank provides a comprehensive suite of financial products and services, including personal checking and savings accounts, certificates of deposit, consumer loans and residential mortgages. For commercial clients, the bank offers business checking, cash management services, commercial real estate financing and small business lending solutions. Customers also benefit from online and mobile banking platforms, debit cards and treasury management tools designed to streamline everyday financial operations.
Founded in 2006 by a group of local entrepreneurs and civic leaders, Habersham Bank has grown through organic expansion and strategic branch openings in Hall, Habersham and neighboring counties. Throughout its history, the company has prioritized community reinvestment and local decision-making, forging partnerships that support regional economic development and enhance access to financial services.
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