Hiscox Ltd is an internationally focused specialist insurer that provides a broad range of property and casualty insurance products to both personal and commercial clients. Through its retail division, the company offers high-net-worth home and art insurance, professional indemnity, cyber liability, and small business solutions. Hiscox also operates a Lloyd’s syndicate to underwrite specialty lines such as kidnap and ransom, marine, and political risk, and maintains a reinsurance and ILS (insurance-linked securities) business based in Bermuda.
The company’s product suite for private clients includes tailored coverage for fine art, collectibles, home contents, and motor vehicles, while its commercial arm serves niche sectors such as technology, media, healthcare, and financial institutions. In addition to standard policy offerings, Hiscox provides bespoke risk management and advisory services, drawing on in-house expertise to help clients mitigate emerging threats like cyber attacks and climate-related exposures.
Hiscox maintains a global footprint with underwriting hubs in London, Dublin, Paris, Zurich, Bermuda, and New York, alongside regional offices across Europe and Asia. Its Lloyd’s platform enables access to international markets, while dedicated local teams in the UK, United States, Continental Europe, and offshore centres support distribution through brokers and digital channels. This diversified geographic presence helps the group balance portfolio risk and capitalize on growth opportunities in both mature and emerging markets.
Founded in London in 1901, Hiscox has evolved from a single underwriting agency into a publicly traded specialist insurer. The company is listed on the London Stock Exchange and its American depositary receipts trade OTC under the symbol HCXLF. Hiscox’s executive leadership team is headed by Chief Executive Officer Bronek Masojada, supported by a board of directors with extensive insurance and financial services experience. The firm’s long-standing heritage and focus on underwriting excellence underpin its reputation in the global speciality insurance sector.
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