HFB Financial, Inc. is a Galveston, Texas–based bank holding company that operates through its wholly owned subsidiary, Huntting Federal Bank. The company offers a comprehensive suite of commercial and consumer banking services designed to meet the needs of individuals, small-to-medium enterprises and local organizations. Core offerings include checking and savings accounts, money market instruments, certificates of deposit and a range of digital banking solutions accessible via online and mobile platforms.
In addition to deposit products, HFB Financial provides lending services such as commercial real estate and construction financing, small business loans, residential mortgages, home equity lines of credit and consumer installment loans. Treasury and cash management solutions are also available to help business clients streamline payables and receivables, manage liquidity and optimize cash flow. The bank’s retail operations feature mortgage origination, home equity lending and wealth management capabilities, including trust and investment advisory services.
Founded in the early 20th century as a community bank serving the Galveston County area, HFB Financial has maintained a strong regional focus while expanding selectively into adjacent markets in Brazoria County and the greater Houston metropolitan area. Over the decades, the company has grown organically and through strategic branch acquisitions, fostering deep ties with local industries such as tourism, port operations, real estate development and small manufacturing. This local heritage underpins its emphasis on personalized service and relationship-driven banking.
HFB Financial’s leadership team is headed by a President and Chief Executive Officer with extensive experience in community banking and Gulf Coast markets, supported by senior executives overseeing finance, risk management, operations and technology. The board of directors comprises seasoned professionals from diverse backgrounds in real estate, energy, professional services and municipal governance. Together, they guide the company’s strategic initiatives, ensuring sound governance, prudent risk policies and continued support for the economic vitality of the communities it serves.
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