Iowa First Bancshares, Inc. is the bank holding company for First Banc of Iowa, a state-chartered commercial bank headquartered in Shenandoah, Iowa. Through its subsidiary, First Banc of Iowa offers a full range of community banking services designed to meet the needs of individuals, small businesses and agricultural customers across its service area.
The company’s main products and services include deposit accounts such as checking, savings and money market accounts, as well as consumer and commercial lending solutions. Commercial offerings span working capital lines of credit, term loans, agricultural financing and real estate lending. First Banc of Iowa also provides treasury management services, merchant card processing and electronic banking platforms, including online and mobile banking, to give customers convenient, secure access to their accounts.
First Banc of Iowa operates branches in southwestern Iowa and select locations in southeastern Nebraska, positioning the bank as a community partner in predominantly rural markets. The company places an emphasis on local decision-making and personal customer relationships, with a board of directors and management team drawn largely from the communities it serves. While Iowa First Bancshares maintains a conservative approach to balance sheet management, it seeks to support regional economic growth by extending credit responsibly and offering a broad suite of financial services tailored to its markets.
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