Kentucky Bancshares, Inc. (OTCMKTS: KTYB) serves as the bank holding company for The Bank of Greenville, a community banking institution headquartered in Greenville, Kentucky. Through its subsidiary, the company provides a comprehensive range of financial services to individuals, small and medium-sized businesses, and agricultural enterprises across south-central Kentucky and northern Tennessee.
The company’s product offerings encompass a full spectrum of retail banking solutions, including checking and savings accounts, money market deposits, certificates of deposit and consumer mortgage lending. On the commercial side, it delivers business checking, commercial real estate and equipment financing, treasury management services and lines of credit to support local enterprises. The Bank of Greenville also offers wealth management, trust and fiduciary services through dedicated investment advisors, catering to clients seeking personalized asset strategies.
Since its establishment in the late 1980s, Kentucky Bancshares has emphasized personalized service and local decision-making, positioning itself as a partner in community growth. The institution’s lending focus spans agricultural credits, commercial development projects and residential real estate, reflecting the economic drivers of the regions it serves. Its community involvement includes sponsorship of local development initiatives, educational programs and charitable organizations, underscoring its commitment to regional prosperity.
Kentucky Bancshares is led by a seasoned leadership team with deep experience in regional banking. The board of directors and executive officers include industry veterans who guide strategic planning, risk management and expansion efforts. By combining traditional banking values with modern technology, the company seeks to deliver tailored financial solutions while maintaining strong local relationships and supporting the economic vitality of its service areas.
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