Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. is a bank holding company headquartered in Baxley, Georgia, that operates through its primary subsidiary, The Colony Bank. The company’s core focus is on delivering community banking services tailored to individuals, small businesses and agricultural customers throughout Georgia and Florida. Colony Bankcorp’s structure supports a full suite of deposit and lending solutions designed to meet the needs of local markets.

The company offers a range of deposit products, including personal and business checking accounts, savings and money market accounts, and certificates of deposit. On the lending side, its services encompass commercial and industrial loans, real estate and construction financing, agricultural lending, consumer installment loans, and residential mortgages. Colony Bankcorp also provides specialized treasury management solutions, merchant services, and digital banking platforms to help clients manage cash flow and payments efficiently.

Colony Bank’s origins date back to the mid-1970s, and the bank holding company was established through a reorganization in 2010 to support future growth and acquisitions. Over the years, it has expanded its footprint through strategic branch openings and targeted acquisitions, building a network of community banking offices across southeastern Georgia and northeastern Florida. This regional focus enables Colony Bankcorp to maintain close client relationships and respond swiftly to local market dynamics.

The company is governed by an experienced board of directors and an executive management team with deep roots in regional banking. With a commitment to community development, Colony Bankcorp emphasizes local decision-making, personalized customer service and investments in digital capabilities to balance the advantages of a community bank with the efficiencies of modern financial technology.

Key Stats

• Today's Range: $21.41 to $22.06
• 50-Day Range: $19.34 to $21.79
• 52-Week Range: $15.80 to $22.06
• Volume: 266,558 shs
• Average Volume: 296,497 shs
• Market Capitalization: $461.06 million
• P/E Ratio: 13.21
• Dividend Yield: 2.20%
• Price Target: $23.00
• Consensus Rating: Buy

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 92% of companies evaluated by MarketBeat, and ranked 128th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Colony Bankcorp has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 1 strong buy rating, 3 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Colony Bankcorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Colony Bankcorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.15%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 16.15% in the coming year, from $1.92 to $2.23 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 13.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.07.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 13.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.67.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.96% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 2.52, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 4.71%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 21.52% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.87

News Sentiment

Colony Bankcorp has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Colony Bankcorp this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Colony Bankcorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $19,800.00 in company stock, which represents 0.0043% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $19,800.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.92% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/20 Dividend: 5/06/2026
• Ex-Dividend for 5/20 Dividend: 5/06/2026
• Dividend Payable: 5/20/2026
• Last Earnings: 7/22/2026
• Today: 7/27/2026
• Record date for 8/19 Dividend: 8/05/2026
• Ex-Dividend for 8/19 Dividend: 8/05/2026
• Dividend Payable: 8/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:CBAN
• Previous Symbol: NYSE:CBAN
• CIK: 711669
• Web: N/A
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 520
• Year Founded: 1976

Price Target and Rating

• Average Price Target for Colony Bankcorp: $23.00
• High Price Target: $23.00
• Low Price Target: $23.00
• Potential Upside/Downside: +5.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.65
• Trailing P/E Ratio: 13.21
• Forward P/E Ratio: 11.35
• P/E Growth: N/A
• Net Income: $28.25 million
• Net Margins: 15.42%
• Pretax Margin: 18.55%
• Return on Equity: 10.67%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 0.68
• Current Ratio: 0.89
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $190.23 million
• Price / Sales: 2.42
• Cash Flow: $1.85 per share
• Price / Cash Flow: 11.77
• Book Value: $17.69 per share
• Price / Book: 1.23

Miscellaneous

• Outstanding Shares: 21,160,000
• Free Float: 20,331,000
• Market Cap: $461.06 million
• Optionable: N/A
• Beta: 0.56