Colony Bankcorp (CBAN) Competitors

Colony Bankcorp (NASDAQ:CBAN) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, earnings, profitability, dividends, analyst recommendations, valuation, media sentiment and institutional ownership.

Which has stronger valuation and earnings, CBAN or CTBI?

Community Trust Bancorp has higher revenue and earnings than Colony Bankcorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Colony Bankcorp	$117.31M	2.59	$23.87M	$1.43	12.20
Community Trust Bancorp	$376.01M	2.70	$82.81M	$4.79	11.72

Does the media prefer CBAN or CTBI?

In the previous week, Colony Bankcorp had 1 more articles in the media than Community Trust Bancorp. MarketBeat recorded 4 mentions for Colony Bankcorp and 3 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 1.23 beat Colony Bankcorp's score of -0.02 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Colony Bankcorp	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Community Trust Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of CBAN or CTBI?

50.4% of Colony Bankcorp shares are owned by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are owned by institutional investors. 6.6% of Colony Bankcorp shares are owned by insiders. Comparatively, 4.3% of Community Trust Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is CBAN or CTBI a better dividend stock?

Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 2.6%. Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.3%. Colony Bankcorp pays out 32.2% of its earnings in the form of a dividend. Community Trust Bancorp pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Colony Bankcorp has increased its dividend for 7 consecutive years and Community Trust Bancorp has increased its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer CBAN or CTBI?

Community Trust Bancorp has a consensus price target of $57.00, indicating a potential upside of 1.54%. Given Community Trust Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Community Trust Bancorp is more favorable than Colony Bankcorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Colony Bankcorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, CBAN or CTBI?

Colony Bankcorp has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, Community Trust Bancorp has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Is CBAN or CTBI more profitable?

Community Trust Bancorp has a net margin of 22.49% compared to Colony Bankcorp's net margin of 13.51%. Community Trust Bancorp's return on equity of 11.40% beat Colony Bankcorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Colony Bankcorp	13.51%	9.64%	0.85%
Community Trust Bancorp	22.49%	11.40%	1.42%

Summary

Community Trust Bancorp beats Colony Bankcorp on 14 of the 19 factors compared between the two stocks.