Mountain Commerce Bancorp is the bank holding company for Mountain Commerce Bank, a community-oriented financial institution headquartered in Monticello, New York. Through its network of branches in Sullivan and surrounding counties, the company provides a full range of commercial and retail banking services tailored to individuals, small businesses, and nonprofits in the Catskills region. With a commitment to local economic development, Mountain Commerce Bancorp emphasizes personalized service and long-term relationships within the communities it serves.
The company’s product portfolio encompasses traditional deposit offerings such as checking, savings, money market accounts, and certificates of deposit, as well as a variety of lending solutions including commercial real estate, residential mortgages, consumer, agricultural, and business loans. In addition to core banking products, Mountain Commerce Bancorp delivers treasury management, cash management, merchant card processing, and digital banking services to enhance financial efficiency for its clients.
Founded to meet the financial needs of Sullivan County residents and visitors drawn to the Catskills, Mountain Commerce Bank traces its roots to a community savings institution established over a century ago. In recent decades, the bank transitioned to a stock savings model and reorganized under the holding company structure to support strategic growth, expand its service footprint, and invest in technology. This evolution has enabled the company to balance traditional community banking values with modern digital capabilities.
Governed by a board of directors representing local business and civic leaders, Mountain Commerce Bancorp is managed by an executive team with deep expertise in community banking, risk management, and regional economic development. The company’s leadership emphasizes prudent growth, customer-focused innovation, and community engagement as central pillars of its long-term strategy.
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