Prime Meridian (PMHG) Stock Price, News & Analysis

Company Overview

Prime Meridian Holding Company (OTCMKTS: PMHG) is a specialized provider of affinity and subscriber-based financial services and insurance programs tailored to mortgage lenders, real estate professionals and related industries. The company develops, manages and distributes co-branded programs that enhance customer retention and revenue generation for its partners, focusing on risk management products such as lender-placed insurance, closing protection letters and title endorsements.

Through strategic partnerships with mortgage servicers, banks and title companies across the United States, Prime Meridian leverages a technology-driven platform to deliver customized insurance and fee-based services. Its offerings include loss mitigation products, escrow account monitoring, deposit account programs and digital closing solutions designed to streamline the mortgage lifecycle and protect stakeholders against title and closing risks.

Headquartered in Cleveland, Ohio, Prime Meridian operates a networked distribution model that integrates underwriting, agent services and customer support functions. The company’s platform-based approach enables scalable program administration, reporting and analytics, while fostering collaborative relationships with national and regional lending institutions. By aligning its product portfolio with evolving regulatory standards and market trends, Prime Meridian seeks to support mortgage and real estate professionals in optimizing operational efficiencies and driving sustainable growth.

Key Stats

• Today's Range: $48.75 to $49.00
• 50-Day Range: $48.00 to $49.00
• 52-Week Range: $22.76 to $54.00
• Volume: 1,500 shs
• Average Volume: 4,468 shs
• Market Capitalization: $164.29 million
• P/E Ratio: 18.68
• Dividend Yield: 2.05%
• Price Target: N/A
• Consensus Rating: N/A

Prime Meridian Stock Analysis - MarketRank™

Prime Meridian scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Prime Meridian.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Prime Meridian is 18.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Prime Meridian is 18.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

Prime Meridian has a P/B Ratio of 1.80. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.05% of the float of Prime Meridian has been sold short.

Short Interest Ratio / Days to Cover

Prime Meridian has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prime Meridian has recently increased by 20.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Prime Meridian pays a meaningful dividend of 2.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Prime Meridian does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Prime Meridian is 38.31%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.05% of the float of Prime Meridian has been sold short.

Short Interest Ratio / Days to Cover

Prime Meridian has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prime Meridian has recently increased by 20.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Prime Meridian this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Prime Meridian insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.90% of the stock of Prime Meridian is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 11.79% of the stock of Prime Meridian is held by institutions.

PMHG Stock Analysis - Frequently Asked Questions

How have PMHG shares performed this year?

Prime Meridian's stock was trading at $30.70 at the start of the year. Since then, PMHG stock has increased by 58.8% and is now trading at $48.75.

How were Prime Meridian's earnings last quarter?

Prime Meridian Holding Company (OTCMKTS:PMHG) announced its earnings results on Monday, April, 21st. The company reported $0.64 EPS for the quarter. The firm earned $8.41 million during the quarter. Prime Meridian had a trailing twelve-month return on equity of 9.93% and a net margin of 16.75%.

How do I buy shares of Prime Meridian?

Shares of PMHG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Prime Meridian own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Prime Meridian investors own include Applied Materials (AMAT), 3M (MMM), Seritage Growth Properties (SRG), Tyson Foods (TSN), American Tower (AMT), AutoZone (AZO) and Alibaba Group (BABA).

Company Calendar

• Last Earnings: 4/21/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:PMHG
• CIK: 1586454
• Web: www.primemeridianbank.com
• Phone: 850-907-2301
• Fax: N/A
• Employees: 100
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.61
• Trailing P/E Ratio: 18.68
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.49 million
• Net Margins: 16.75%
• Pretax Margin: 22.04%
• Return on Equity: 9.93%
• Return on Assets: 0.94%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.96
• Quick Ratio: 0.95

Sales & Book Value

• Annual Sales: $50.36 million
• Price / Sales: 3.26
• Cash Flow: $2.75 per share
• Price / Cash Flow: 17.75
• Book Value: $27.08 per share
• Price / Book: 1.80

Miscellaneous

• Outstanding Shares: 3,370,000
• Free Float: 2,496,000
• Market Cap: $164.29 million
• Optionable: Not Optionable
• Beta: 0.16