Ping An Insurance Co. of China (PNGAY) Stock Price, News & Analysis

Company Overview

Ping An Insurance (Group) Company of China, Ltd., known as Ping An Insurance Co. of China (OTCMKTS:PNGAY), is one of the country’s leading integrated financial services conglomerates. Established in 1988 and headquartered in Shenzhen, the company began as a property and casualty insurer before expanding into life insurance in the early 2000s. Over subsequent decades, Ping An extended its services to encompass a full suite of insurance products, including life, health, accident, auto and property coverage, as well as reinsurance offerings. Its core business remains anchored in risk protection and wealth management solutions tailored to both individual and corporate clients across China.

Beyond traditional insurance, Ping An has diversified into banking, asset management and consumer finance through subsidiaries such as Ping An Bank and Ping An Trust. The group’s asset management arm provides mutual fund offerings, wealth management products and alternative investment vehicles for institutional and retail investors. Ping An’s banking business supports corporate lending, retail mortgages and deposit services, while its consumer finance division extends credit through installment plans and personal loans. This integrated model allows clients to access multiple financial services under one ecosystem, enhancing cross-selling opportunities and customer retention.

In recent years, Ping An has embraced technology to drive innovation and operational efficiency. The company has invested heavily in fintech and healthtech, developing platforms such as “Ping An Good Doctor” for online medical consultations and “Lufax” for peer-to-peer lending and wealth management solutions. Its proprietary data analytics, artificial intelligence and blockchain initiatives underpin digital underwriting and claims processing, aiming to reduce costs and improve customer experience. Ping An also collaborates with global partners and academic institutions to advance research in financial technology and healthcare innovation.

Led by Chairman Ma Mingzhe and a senior executive team, Ping An serves tens of millions of policyholders and banking customers domestically, with a growing international footprint through overseas branches and joint ventures. The company maintains representative offices in Hong Kong, Singapore and London, and pursues strategic investments in Asia-Pacific, Europe and North America. As Ping An continues to evolve, its focus remains on combining finance and technology to build a customer-centric, digitally driven financial services powerhouse.

Key Stats

• Today's Range: $13.35 to $13.67
• 50-Day Range: $11.62 to $13.20
• 52-Week Range: $8.16 to $15.80
• Volume: 56,231 shs
• Average Volume: 209,694 shs
• Market Capitalization: $122.74 billion
• P/E Ratio: 7.57
• Dividend Yield: 5.71%
• Price Target: N/A
• Consensus Rating: Hold

Ping An Insurance Co. of China Stock Analysis - MarketRank™

Ping An Insurance Co. of China scored higher than 66% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ping An Insurance Co. of China.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 14.15%

Earnings Growth

Earnings for Ping An Insurance Co. of China are expected to grow by 14.15% in the coming year, from $2.12 to $2.42 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ping An Insurance Co. of China is 7.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.84.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ping An Insurance Co. of China is 7.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.03.

Price to Book Value per Share Ratio

Ping An Insurance Co. of China has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Ping An Insurance Co. of China has been sold short.

Short Interest Ratio / Days to Cover

Ping An Insurance Co. of China has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ping An Insurance Co. of China has recently increased by 49.79%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Ping An Insurance Co. of China is a leading dividend payer. It pays a dividend yield of 6.05%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ping An Insurance Co. of China does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ping An Insurance Co. of China is 43.26%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ping An Insurance Co. of China will have a dividend payout ratio of 31.82% next year. This indicates that Ping An Insurance Co. of China will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Ping An Insurance Co. of China has been sold short.

Short Interest Ratio / Days to Cover

Ping An Insurance Co. of China has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ping An Insurance Co. of China has recently increased by 49.79%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

Ping An Insurance Co. of China has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.

Search Interest

1 people have searched for PNGAY on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ping An Insurance Co. of China insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.06% of the stock of Ping An Insurance Co. of China is held by insiders.

Percentage Held by Institutions

Only 0.01% of the stock of Ping An Insurance Co. of China is held by institutions.

PNGAY Stock Analysis - Frequently Asked Questions

How have PNGAY shares performed this year?

Ping An Insurance Co. of China's stock was trading at $11.64 at the beginning of the year. Since then, PNGAY shares have increased by 15.8% and is now trading at $13.4767.

How were Ping An Insurance Co. of China's earnings last quarter?

Ping An Insurance Co. of China Ltd. (OTCMKTS:PNGAY) issued its quarterly earnings results on Friday, April, 25th. The company reported $0.40 EPS for the quarter. The firm had revenue of $35.29 billion for the quarter. Ping An Insurance Co. of China had a trailing twelve-month return on equity of 9.02% and a net margin of 10.42%.

How do I buy shares of Ping An Insurance Co. of China?

Shares of PNGAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/25/2025
• Ex-Dividend for 7/10 Dividend: 5/16/2025
• Record date for 7/10 Dividend: 5/19/2025
• Dividend Payable: 7/10/2025
• Today: 7/11/2025
• Next Earnings (Estimated): 8/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PNGAY
• CIK: N/A
• Web: www.pingan.com
• Phone: 86-40-0886-6338
• Fax: 86-755-8243-1029
• Employees: 273,053
• Year Founded: 1988

Profitability

• EPS (Trailing Twelve Months): $1.78
• Trailing P/E Ratio: 7.42
• Forward P/E Ratio: 6.23
• P/E Growth: N/A
• Net Income: $17.61 billion
• Net Margins: 10.42%
• Pretax Margin: 14.94%
• Return on Equity: 9.02%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.49
• Quick Ratio: 0.49

Sales & Book Value

• Annual Sales: $158.77 billion
• Price / Sales: 0.76
• Cash Flow: $2.33 per share
• Price / Cash Flow: 5.67
• Book Value: $19.93 per share
• Price / Book: 0.66

Miscellaneous

• Outstanding Shares: 9,105,120,000
• Free Float: 9,099,654,000
• Market Cap: $120.18 billion
• Optionable: Not Optionable
• Beta: 0.36