Finally, credit costs were $64,000,000 including net charge offs of $50,000,000 and a net reserve build of 14,000,000 Then to complete our lines of business AWM on Page 9. Asset and Wealth Management reported net income $1,000,000,000 with pre tax margin of 31%. Revenue of $4,600,000,000 was relatively flat year on year as Higher management fees on strong net inflows and higher average market levels were offset by lower performance fees and lower NII from deposits. Expenses of $3,100,000,000 were up 3% year on year, driven by continued growth in our Private Banking Advisor teams and the impact of closing the JPMorgan Asset Management China and Global Shares Acquisitions. For the quarter, net long term inflows were $20,000,000,000 positive across all asset And in liquidity, we saw net inflows of $40,000,000,000 AUM of $3,200,000,000,000 was up 22% year on year and client assets of $4,600,000,000,000 were up 21% year on year driven by continued net inflows and higher market Finally, loans were flat quarter on quarter, while deposits were down 5%, driven by migration to investments, partially offset by client and closed.