High Country Bancorp (OTCMKTS:HCBC), Inc. is the bank holding company for High Country Bank, a community-focused financial institution headquartered in Boone, North Carolina. Founded in 1938 as Watauga Bank, the company has expanded through organic growth and strategic acquisitions to meet the evolving banking needs of individuals, families and businesses in the High Country region. As a publicly traded entity on the OTC Markets (OTCMKTS:HCBC), High Country Bancorp combines local governance with a commitment to community banking traditions.
High Country Bank offers a comprehensive range of deposit and lending products designed for both personal and commercial clients. Deposit services include a variety of checking and savings accounts, money market accounts and certificates of deposit, while lending solutions encompass commercial and industrial loans, agricultural financing, residential mortgages, construction loans, consumer instalment loans and home equity lines of credit. The bank also provides specialized services such as SBA lending, cash management and treasury services to support small businesses and nonprofit organizations.
Serving primarily Watauga, Ashe and Avery counties in North Carolina, High Country Bank operates a network of full-service branches and ATMs, complemented by robust digital banking platforms. Customers benefit from online and mobile banking tools that allow for bill payment, mobile check deposit, funds transfers and electronic statements. This blend of in-branch service and digital convenience reinforces the bank’s reputation for accessibility and personalized customer care throughout the mountain communities.
The leadership team at High Country Bancorp is composed of experienced banking executives supported by a board of directors drawn from regional business and civic leaders. Under the guidance of its President and Chief Executive Officer, the company emphasizes prudent risk management, strong customer relationships and active community engagement. Through volunteerism, charitable giving and local sponsorships, High Country Bancorp and its subsidiary, High Country Bank, strive to foster economic development and enhance the financial well-being of the communities they serve.
