Virginia National Bankshares (NASDAQ:VABK), Inc. is a bank holding company headquartered in Roanoke, Virginia, that provides commercial and consumer banking services primarily across southwestern Virginia and southern West Virginia. As the parent company of Virginia National Bank, it operates a network of community banking offices offering a broad range of deposit and lending products. The company’s core activities include traditional checking and savings accounts, money market and certificate of deposit offerings, mortgage origination and servicing, as well as business and agricultural lending tailored to local enterprises.
In addition to deposit and loan services, Virginia National Bankshares offers comprehensive treasury and cash management solutions, online and mobile banking platforms, and merchant services designed to support small and mid-size businesses. Wealth management and trust services are provided through a dedicated team that offers financial planning, retirement strategies, and estate administration. The company also partners with third-party insurers to deliver personal and commercial insurance products, reinforcing its position as a one-stop financial services provider in its regional markets.
Established by community investors several decades ago, Virginia National Bankshares has grown through organic expansion and strategic acquisitions of local banks and financial institutions. This growth strategy has enabled the company to maintain a strong community banking ethos while broadening its geographic reach and product suite. Throughout its history, Virginia National Bankshares has focused on building long-term relationships with its clients and supporting regional economic development through lending to small businesses, nonprofits and agricultural enterprises.
The company is led by an experienced executive team and governed by a board of directors with deep roots in the communities it serves. Emphasizing sound corporate governance, risk management and compliance, the leadership team seeks to balance growth initiatives with prudent stewardship of shareholder capital. Virginia National Bankshares also maintains active involvement in local civic and charitable endeavors, underscoring its commitment to the economic vitality and well-being of the region.
